What are the handling fees charged by banks for local off site deposits?

There is no handling fee for non-local peer deposits.

The National Development and Reform Commission (NDRC) and the China Banking Regulatory Commission (CBRC) jointly issued a notice that, starting from August 1, 2017, the handling fee for cash withdrawal over the counter of the Bank in other places will be cancelled, and the handling fee for promissory notes and bills of exchange will be suspended.

The notice clarifies that the handling fee for cash withdrawal at the counter of the Bank in other places will be cancelled. All commercial banks handle cash withdrawal business for personal customers of the Bank through the counters of the Bank in other places (including ATMs) free of charge (excluding credit card cash withdrawal). At the same time, the collection of 6 fees for cashier's checks and bank drafts, loss reporting fees, and production costs will be suspended.

There is no handling fee for deposits in the same place, no matter where it is, the deposit in the bank is free, and only the withdrawal in the other place will be charged a handling fee, and the fees stipulated by different banks may be different, subject to the card issuer.

There is a handling fee for inter-bank deposits. Strictly defined as inter-bank deposit and withdrawal fees, it refers to non-depository banks.

The fee charged by the bank when you deposit or withdraw money. The exact number of this fee will vary depending on the depository bank, and it is not a fixed value, but there is usually a single maximum commission and a single minimum commission.

Extended information] inter-bank deposits are subject to handling fees, and the five major banks in the industry, agriculture, China, and construction are all charged according to the amount of deposits, among which the Bank of China and the Agricultural Bank of China.

The maximum fee shall not exceed 50 yuan, the maximum fee shall not exceed 20 yuan for CCB, and the maximum fee shall not exceed 100 yuan for ICBC. And the Bank of Communications.

The lowest fees are charged through ATMs and over the counter for deposits.

and joint-stock commercial banks.

The fees for this business vary, some are charged a certain percentage of the deposit, and some are 5 yuan per transaction regardless of the amount. In addition, most of these banks charge less than over-the-counter fees for ATMs. In addition to inter-bank deposits, inter-bank withdrawals also need to charge handling fees, and the handling fees for inter-bank withdrawals of different banks are also different, inter-bank deposits will generally arrive in about 2 hours, and the longest will not exceed 24 hours, and the specific arrival time is subject to the actual time.

Inter-bank deposits require users to have a UnionPay card in hand.

UnionPay cards can be used at ATMs with the UnionPay logo.

operation. If you want to make a deposit at the counter, you need to hold your valid ID card.

Signing the bank transaction contract is a complicated procedure that needs to be completed according to the guidance of the bank counter staff, and a handling fee will be charged for inter-bank deposits. The time for cash deposits to arrive in the account varies according to the bank. Generally speaking, after the customer makes a cash inter-bank deposit, the deposit amount will arrive in the account in about 2 hours, and the longest will not exceed 24 hours, and the specific arrival time is subject to the actual time.

Since August 2017, there is no handling fee for non-local withdrawals.

From August 1, no matter whether you withdraw cash through the self-service channel or the counter of the branch, you will be free of charge if you use a debit card or passbook to withdraw cash at any branch within the territory of the issuing bank. Previously, according to the guide price, the handling fee for individual cash withdrawals over the counter was charged according to "each transaction is based on the amount of cash withdrawn, with a maximum of 50 yuan". This also means that the maximum fee of 50 yuan for cash withdrawals in other places has become a thing of the past since August.

If you want to exempt the handling fee for inter-bank business, it is best to use mobile banking, and most mobile banking transfer and remittance fees are free of charge.

At that time, don't take out fake money, there are banks next to the ATM machine, and you can play according to the ** on the top (Note: the ** of the general bank starts with 9 characters, there are individual**, and the number is called, mainly the people who cheat the card and are swallowed) There are cameras on the ATM machine, take the money and take a photo there, and then wait for the staff to come. If it really doesn't work, just call 110

I only know that the bank's non-local withdrawal is calculated according to 5, and it is generally calculated according to the remittance rate

What should I do if I withdraw fake money from an ATM?

The handling fee for non-local peer deposits is a handling fee, with a cap of 50 yuan!

The deposit and withdrawal of the same bank card in the place where the bank card is handled are free of charge, and only the remote deposit and withdrawal will have a handling fee.

The handling fee for online transactions of ABC is only 2-8 yuan for intra-city inter-bank transfers, 1-20 yuan for non-local remittances, and 1-35 yuan for non-local inter-bank transfers.

The over-the-counter roaming remittance fee is the transaction amount, with a minimum of 1 yuan and a maximum of 50 yuan; The online banking roaming remittance fee is a minimum of 1 yuan and a maximum of 20 yuan for the transaction amount.

Intra-provincial counter transfer expenses: the minimum transaction amount is 10 yuan, and the maximum is 50 yuan;

Inter-provincial and non-local counter transfer expenses: the minimum transaction amount is 10 yuan, and the maximum is 60 yuan;

Intra-provincial non-local counter transfer deposit: the minimum transaction amount is 1 yuan, and the maximum is 50 yuan; Inter-provincial and non-local counter transfer deposit: the minimum transaction amount is 1 yuan, and the maximum is 50 yuan;

It used to be five thousands, and a while ago I saw on the Internet that it had grown to one percent, with a minimum of 1 yuan, no upper limit, I don't know if it's true or not, I used to use the Agricultural Bank of China, and I was also considering whether to change the line.

It is true that there are some differences in the fees charged by different banks for non-local deposits, but there is not much difference. The handling fee charged by the bank for non-local deposits is calculated at 1%, but the maximum is not more than 100 RMB.

Specific banks, specific analysis, and many ATMs in different places do not support direct deposits, and the specific counter will tell you how to deduct the fee, as if it is the same fee as the transfer.

If it is a China Merchants Bank savings card, you can deposit and withdraw money at any branch of China Merchants Bank or China Merchants Bank machine, and no handling fee will be charged.

You can also withdraw money at the ATM machine in different places (deposits are not supported), due to the different inter-bank withdrawal fees in each city, please call the customer service of China Merchants Bank and select 3 personal customer service -5-9 to enter the city where the bank card account is opened manually to inquire about the inter-bank withdrawal fee.

Off-site deposits and withdrawals are generally subject to handling fees.

Hope it helps.

1.There is no handling fee for bank card deposits;

2.However, if you do not travel with you, you will be charged a handling fee even if you are in the city. Credit cards, non-local deposits, no handling fees. Debit cards, off-site deposits, are subject to a processing fee, on a percentage basis. The fees for deposits and withdrawals in different places are the same.

If you use a foreign bank card to make a local deposit, whether you charge a handling fee depends on the bank to which the bank card belongs, and the bank charges and standards are different.

Fees charged by some banks:

China Merchants Bank: intra-city inter-bank fee: 2 yuan;

Non-local inter-bank fee: 5% of the transaction amount (minimum 5 yuan, no upper limit) + 2 yuan;

Non-local peer fee: 5% of the transaction amount (minimum 5 yuan, no upper limit).

China CITIC Bank: Inter-bank fees in the same city: the first 2 transactions per month are free, and the second transaction is 2 yuan;

Non-local inter-bank fee: 5% of the transaction amount + 2 yuan;

Non-local peer fee: 5% of transaction value.

Everbright Bank: Inter-bank fee in the same city: free for the first 2 transactions per month, and 2 yuan for the next transaction;

Non-local inter-bank fee: the first 2 transactions per month are free, and the next 2 yuan + 5% of the transaction amount (minimum 5 yuan, maximum 25 yuan);

Non-local travel fee: No charge.

Guangdong Development Bank:

Inter-city fee: the first 3 transactions per month are free, and the next 3 transactions are 4 yuan;

Non-local inter-bank fee: free for the first 3 transactions per month, 4 yuan after that;

Non-local travel fee: No charge.

Minsheng Bank: intra-city inter-bank fee: free for the first 3 transactions per month, and 2 yuan for the next transaction;

Non-local inter-bank fee: 5 yuan;

Non-local travel fee: 5 yuan.

Huaxia Bank: Inter-bank fee in the same city: free for the first 1 transaction per month, 2 yuan for the next transaction;

Non-local inter-bank fee: free for the first 1 transaction per month, 2 yuan after that;

Non-local travel fee: No charge.

China Construction Bank: Inter-bank Fee in the same city: 4 yuan;

Non-local inter-bank fee: 1% of the transaction amount (minimum 2 yuan, no upper limit) + 2 yuan;

Non-local peer fee: 1% of the transaction amount (minimum 2 yuan, maximum 100 yuan).

Industrial Bank: intra-city inter-bank fee: free for the first 3 transactions per month, 2 yuan for the next transaction;

Non-local inter-bank fee: free for the first 3 transactions per month, and 2 yuan for the next transaction;

Non-local travel fee: No charge.

Bank of China: Inter-bank Fee: 4 RMB;

Non-local inter-bank fee: 12 yuan;

Non-local travel fee: 10 yuan.

Bank of Communications: inter-bank fee in the same city: 2 yuan 4 yuan;

Non-local inter-bank fee: 2 yuan + 8% (minimum 5 yuan, no upper limit);

Non-local travel fee: 6% (minimum 1 yuan, no upper limit).

Agricultural Bank of China: inter-bank fee in the same city: 4 yuan;

Non-local inter-bank fee: 1% of the transaction amount (minimum 1 yuan, no upper limit) + 2 yuan;

Non-local peer fee: 1% of the transaction amount (minimum 1 yuan, no upper limit).

Industrial and Commercial Bank of China: inter-bank fee in the same city: 4 yuan;

Non-local inter-bank fee: 1% of the transaction amount (minimum 1 yuan, maximum 50 yuan) + 4 yuan;

Non-local peer fee: 1% of the transaction amount (minimum 1 yuan, maximum 50 yuan).

A processing fee is required.

There is a certain handling fee for cross-regional withdrawal, the general handling fee ranges from 1 to 50 yuan, and the specific handling fee is determined by the bank's charging standard and individual withdrawal amount.

Steps to withdraw money from the bank:

1.Bring your card (fold) and ID card to the bank business hall;

2.Queue up for withdrawal (small withdrawals do not need to fill in the withdrawal form; More than 50,000 yuan need to bring ID card; Large-amount withdrawals need to be booked one day in advance, and some banks stipulate that more than 100,000 yuan is a large-amount withdrawal, and some banks stipulate that more than 200,000 yuan is a large-amount withdrawal, and the specific amount depends on the specific regulations of the bank. ）；

3.After calling the number, go to the counter, deliver the card (fold) and ID card to the counter staff, and inform them of the withdrawal amount;

4.Enter the password to confirm;

5.Signature of receipt of receipt;

6.Get cash and withdrawal receipts.

Note: (1) Do not deposit money into your bank card sent by your school, this is subject to a fee (unless the location where you deposit money and the school are the same place).

2) When you go to a school in another place, you generally pay by card when you pay the tuition, and there is no handling fee, so you can deposit the tuition into your own bank card, and then swipe the card to pay the tuition when you arrive at the school.

3) Lessons from the past.

When I was a freshman, I got the notice and saw a bank card (the Agricultural Bank of China card given by the school), and the notice said that I could just deposit the tuition into the bank card. As a result, it took a lot of trouble to deposit the money, not to mention the handling fee, and even the fare for saving the money was put in. Old trouble.

When I arrived at the school to pay the tuition, the teacher who charged the fee asked me to pay the tuition by card, alas, the fee was in vain.

I don't know where you are talking about the other place, if it is outside the province, there is also a handling fee for depositing money, I don't know what percentage CCB is, but it is generally up to 50 yuan.

If you really plan to save, it's best to save more, how it's 50, and the rest of the tuition is living expenses, and there is no cost to withdraw money when you get to school, don't deposit the money on the local card to go to the school to spend, the handling fee is very high, although it is also the highest 50. However, if you want to withdraw 100 yuan from the ATM, you will be deducted 10 yuan for a handling fee. That is to say, ATMs, the minimum is 100, and the maximum can be 3000.

Take a lump sum, no matter how much it is, 10 yuan will be deducted.