How to use a dynamic password card and what is a password card

You will be asked to fill it out when using online banking.

The e-banking password card is equivalent to a dynamic e-banking password. A number of strings are printed on the password card in the form of a matrix, and when the customer uses e-banking (including online banking or ** banking) to make external transfers, B2C shopping, bill payment and other payment transactions, the e-banking system will randomly give a set of password card coordinates, and the customer will find the password combination from the card according to the coordinates and input it into the e-banking system.

Only when the password combination is entered correctly can the customer complete the relevant transaction. This password combination is dynamically changing, and the password entered by the user is different each time it is used, and it will be invalid after the transaction is completed, so as to prevent criminals from stealing funds by stealing customer passwords and ensure the security of e-banking.

CCB Dynamic Password Card:

CCB dynamic password card is the carrier of dynamic password. Each dynamic password card is covered with 30 different passwords. After you enable the OTP card, you need to enter the password on the OTP card in order when you make online banking transactions such as transfer and remittance, bill payment, and online payment, and each password can only be used once.

A dynamic password is a dynamic password technology, that is, a different password is used for transaction confirmation each time a fund transaction is carried out in online banking. Therefore, your use of dynamic passwords can effectively prevent the security risks caused by "fake**" and "Trojan" viruses stealing online banking passwords, and improve the security of online banking transactions. It should be noted that the CCB password card should not be used after 29 times, and the 30th time should be used to go to the bank to replace the card.

The password card is a measure of security protection, and the current treasure order, in the past few years, the Internet technology is not as good as it is now, in order to protect the security of the account, the implementation of the password card, that is, when logging in to the account, you need to enter the combination of the password card to log in.

Are you talking about dynamic passcard cards? To put it simply, it is a password card, which will be used when conducting online transactions, it does not have a high security factor such as the online banking shield, and can be considered when doing some small transactions.

The so-called bank dynamic password is that when operating on a mobile phone or online banking, the bank will send a text message to the mobile phone number of the reserved bank in order to confirm that the head of the account is operating, which has a number of digits, generally speaking, 6 to 8 digits, and a combination of numbers and letters. And this password is random and dynamic, and needs to be entered within the specified time to take effect.

Since this dynamic password changes at any time and is not a fixed password, it is theoretically impossible to decipher. As long as the mobile phone is not lost, the password is only known to the owner, that is, the cardholder, so the security of the customer's personal information can be guaranteed.

Usually, this password is valid for 1-5 minutes, which is a relatively safe protection measure, and it will be invalid if it is not entered within the specified time, which can effectively protect the user's information security, and the user can use it with confidence.

But there are also conditions to be able to guarantee the security of customers: bank cards, passwords and mobile phones are not stolen at the same time.

Extended information: According to a special algorithm, a time-dependent, non-** random number combination is generated every 60 seconds. When the user authenticates, in addition to entering and static passwords, it is necessary to enter a dynamic password, and only through system verification can it log in or trade normally, so as to effectively ensure the legitimacy and uniqueness of the user's identity.

The dynamic password of the bank card is a tool used by the user for the second confirmation of payment, and the user needs to enter the number displayed on the device before completing the payment, so that the transaction can be completed, and this operation is also used to ensure the safety of customer funds. The dynamic password is usually a 6-digit number, which is not fixed and changes every once in a while.

When the bank card dynamic password is activated, the bank will give a device, which is similar in appearance to a USB flash drive, with a dynamic password on the display on the surface. It should be noted that the dynamic password is generally valid for five years, after which the user can go to the bank to replace it.

Bank cards are generally divided into debit cards and credit cards, and debit cards are divided into debit cards, special cards and stored-value cards according to different functions. Debit cards do not have a line of credit, and users must make a deposit before spending. After the credit card is processed, it has a certain credit line, and the user must repay the loan on time in accordance with the regulations after using it, and there can be no overdue repayment.

Users should repay the loan in a timely manner after using the credit card to make purchases, and there can be no overdue repayment, because late repayment will incur penalty interest, and the longer the time, the more penalty interest will be generated. Moreover, the bank will collect after the overdue repayment, and the common collection method is to call the borrower**.

Steps to use the dynamic password card:

1. After applying for a password card, the dynamic password card must be verified when making external payments (including payment transfers, roaming remittances, and online B2C consumption) through online banking. First of all, completely scratch the password overlay in the password page of the OTP card.

2. The following is an example of the Industrial Bank of China for online shopping and the use of dynamic password cards, and the use of ICBC's password cards is similar to that of the Agricultural Bank of China. When the user makes a purchase on JD.com, etc., when making a purchase (**payment), clicking the "Submit Order" button to submit the product order will go to the bank card selection interface.

3. The following is the payment operation. Select the bank corresponding to the online banking under "Online Banking Payment", this time taking ICBC as an example, you can choose Agricultural Bank of China, and click the "Confirm Payment Method" button to enter the next page.

4. Click the "Pay Now" button in this interface, and then you will enter the online payment page of Industrial and Commercial Bank of China (if you choose Agricultural Bank of China, then Agricultural Bank of China). The page displays the amount of your order, enter the card number and verification code in the text box on the right, and click the "Next" button.

Tips on how to use dynamic password cards for students:1.When logging in with the college entrance examination dynamic password card, enter your candidate number, and then scratch the corresponding position in the password area on the back of your dynamic password card according to the position displayed on the page.

Enter the corresponding position on the password card as prompted. Enter the two sets of numbers in the corresponding positions on the passcard as prompted.

2.Scratch the lattice in the corresponding position.

3.Then, according to the position prompted on the page, enter the corresponding password on the password card to complete the login.

When candidates log in**, in addition to entering the candidate's admission ticket number, ID number, and login password, they also need to enter the corresponding dynamic password. Scratch open the slot at the corresponding position of the dynamic passcard card.

What kind of dynamic password comes first?