How about Huaxia Insurance 2018 auspicious blessings

Xueba talks about insurance, focusing on insurance product evaluation! Is Huaxia Insurance good, is it reliable? Send you a good article on dry goods:"One article will take you to understand, what you don't know about [China Life]".

If you want to buy a product from Huaxia Insurance, let's take a look at Huaxia Insurance first.

Founded in December 2006 and headquartered in Beijing, China Life Insurance is a national, joint-stock life insurance company with a registered capital of RMB 15.3 billion.

1. What is the strength of China Life Insurance?

In July 2019, China Life Insurance was ranked 442nd in the Fortune Global 500.

In 2019, the total premium income of life insurance of China Life Insurance was 100 million yuan, ranking fourth among life insurance companies, second only to China Life, Ping An and Pacific.

In general, China Life Insurance has abundant funds, high public recognition, and leverage.

2. Solvency of China Life

Solvency refers to an insurance company's ability to repay its debts and can be used to measure the financial health of an insurance company.

In the first quarter of 2020, the composite solvency rating was A, well above the passing mark set by the China Banking and Insurance Regulatory Commission. And what about those insurance companies with high solvency? You can take a look at this list:

Which of the top 10 insurers in solvency in 2020 is better? 》

3. What about China Life's products?

Huaxia Insurance is mainly engaged in life insurance, accident insurance, health insurance, and has also launched many financial annuity insurance and other products

Are Huaxia insurance products worth buying? To analyze the product form and cost performance, take its popular critical illness insurance "Evergain Series" as an example, although the protection is comprehensive, but the cost performance is low, if you want to understand whether the value of the evergain is worth buying, you can read this article:"It's said on the Internet that Huaxia's evergain is not good, is it true?

And many people want to know about Huaxia's FLM annuity insurance, then you can read this"How about the income of Huaxia Fulinmen annuity insurance, is it worth buying? 》Hope!

The most cost-effective in the same industry, the guaranteed interest rate is also the highest in the same industry, two big accounts, two reverse capital, this is the shining point of FLM auspicious version in the same industry.

Summary. Huaxia Fulinmen auspicious Ruyi version is open to people aged 0-70 years old, and this insurance age condition can be said to be not strict at all! After all, the insurance age stipulated in the same type of annuity insurance products on the market today can basically only allow people aged 60 to apply for insurance.

This makes many consumers who are over the age but have insurance needs and asset allocation ideas not eligible for insurance. The Huaxia Fulinmen auspicious Ruyi version is open to more people to insure, which is worthy of praise!

Huaxia Funny Stove Fu Linmen Auspicious Ruyi Edition is open to people aged 0-70 to invest in Lu Mo Insurance, this insurance age condition can be said to be not strict at all! After all, the insurance age stipulated in the same type of annuity insurance products on the market today can basically only allow people aged 60 to apply for insurance. This makes many consumers who are over the age but have insurance needs and asset allocation ideas not eligible for insurance.

Huaxia Fulinmen auspicious Ruyi version supports many optional payment terms, such as the spring payment, 3 years of payment, 5 years of payment, 10 years of payment, 20 years of payment are one of the options, a variety of payment terms Royal key to match the needs of more people. Different payment terms also have their own characteristics: single payment is worth choosing for investors with abundant cash flow or high income but unstable, so as to avoid the hassle of continuing to pay premiums each year in the future and the risk of policy failure.

The annual payment is significantly more flexible than the single payment, and we can choose the most suitable payment term according to our own premium budget and subsequent changes in economic strength.

The performance of Huaxia Fulinmen auspicious Ruyi version in the insurance content is okay, and you can consider insurance.

The investment period is very long, it is not worth buying it for 100,000 years, paying for 10 years, and returning 33,600 yuan annually from the sixth year.

If you invest in it, it is not recommended to buy it.

Hello, Huaxia Insurance Fulinmen is unreliable, whether it can be trusted, and whether it will deceive people, you can rest assured. Because all insurance companies have the China Banking and Insurance Regulatory Commission to manage the wisdom of Lu Li, it is absolutely formal, will not deceive people, and will definitely settle claims smoothly in accordance with the contract. Moreover, the establishment of an insurance company requires at least 200 million funds (laws and regulations are written very clearly), and insurance companies can afford to pay so much money, 1. Fu Lin Men (auspicious Ruyi version) protection content Fu Lin Men (auspicious Ruyi version) supports 0 70 years old people to buy, up to 20 years old.

Annuity insurance is the more money you pay, then the more annuity you will receive in the future, 30-year-old men, pay for 10 years, 100,000 years, do not wish life insurance (80-year-old premium return), calculated insurance amount of 10,000; FLM (auspicious as before) includes death and total disability protection, comes with exemption protection for the policyholder, and the income is divided into annuity income and universal account income. 2. How is the annuity income of Fu Linmen (auspicious Ruyi version) or Jianla, taking the 30-year-old man just mentioned as an example, he pays 100,000 yuan per year for 10 years, and does not choose to return the premium; The payment period is 30 39 years old, and a total of 1 million is paid in 10 years; Return period (5 years): Annuity will be received at the age of 35, and 10,000 yuan will be received every year until life.

3. FLM (Auspicious Ruyi Edition) Universal Account IncomeFLM Auspicious Ruyi Universal Account has 3 versions, namely Gold Butler HP Edition, Diamond Edition and Winner Edition. The returned annuity will not be claimed, and will be automatically transferred to the universal account and increased by monthly compound interest.