Can Huaxia Insurance take out all the principal and interest at the end of the five year term?

Updated on Financial 2024-03-10
7 answers
  1. Anonymous users2024-02-06

    If the Huaxia insurance you buy is a wealth management insurance, then you can receive the principal and interest after the insurance expires.

    1. Adhering to the core values of "customer interests first" and the enterprise spirit of "hard work" and "performance first", Huaxia Insurance has rapidly risen in China's insurance market and accumulated and created a series of core competitive advantages. In 2016, the total premium was 181.5 billion yuan, ranking fourth in the market.

    At the end of 2017, the total premium was 175.3 billion yuan, ranking fifth in the market.

    2. Huaxia Insurance's main business includes life insurance, health insurance and accident insurance and other life insurance business, as well as the reinsurance business of the above business, and at the same time carries out the business of using insurance funds permitted by national laws and regulations. China Life Insurance Co., Ltd. is committed to product innovation, providing users with the most needed and intimate comprehensive insurance solutions, and taking the lead in introducing the "second compensation for critical illness" in China, which has promoted the upgrading of critical illness insurance products in China.

    3. Huaxia Insurance has always emphasized the strategy of "product first", and put forward five major policies to achieve the strategy: "channel differentiation and segmentation", "service embedding ecology", "strategic customer customization", "cross-border concept innovation" and "packaging style freshening".

    After rigorous market research and analysis, according to the mainstream customer demand products, that is, annuity insurance and critical illness insurance, we launched products such as Evergain, FLM, and Xiyingmen.

    Fourth, Huaxia Insurance's project design focuses on customer needs, and has realized the whole process from insurance application, underwriting, preservation and claim settlement online. At present, the insurance is applied through WeChat, and all the processes can be completed in 10 minutes.

    In terms of claims, customers can complete the claim application in 2 minutes through three simple steps of "identity verification, filling in the claim application information, and uploading materials", and the claim payment can be received within 3 hours.

    5. As the first insurance company in the industry to launch two customer service festivals a year, Huaxia Insurance has always practiced the core value of "customer interests first", implemented the national targeted poverty alleviation strategy, gathered social love, created a number of public welfare projects such as funding poor children, anti-Japanese war veterans and poor elderly, and mobilized customers and volunteers across the country to give love and care, radiating more than 750,000 people

  2. Anonymous users2024-02-05

    Hello if you purchased Huaxia Insurance.

    It is a financial insurance, so you can receive the principal and interest after the insurance expires.

  3. Anonymous users2024-02-04

    This should be an insurance product, which will expire after five years, you can take a look at the insurance contract, which will be explained in detail.

  4. Anonymous users2024-02-03

    It's true;

    The specific needs to be implemented in accordance with the terms of the insurance contract, and the general financial management insurance is to start the reverse dividend after a few years, and there are many such insurances.

  5. Anonymous users2024-02-02

    Summary. Hello, this is reliable. Huaxia Insurance is deposited for 5 years and 6 years, which is the annuity insurance of Huaxia Insurance.

    After 5 years of payment, you can choose to surrender the policy in the 6th year, the cash value in the 6th year has exceeded the premium you paid, and the 6th year can be surrendered, and you can get all the premiums back, as well as part of the income.

    Hello, this is reliable. Huaxia Insurance is deposited for 5 years and 6 years, which is the annuity insurance of Huaxia Insurance. After 5 years of payment, you can choose to surrender the policy in the 6th year, the cash value in the 6th year has exceeded the premium you paid, and the 6th year can be surrendered, and you can get all the premiums back, as well as part of the income.

    This is the annuity insurance product of Huaxia Insurance, with the nature of financial management, the time of payment for 5 years, the cash value of the 6th year, has exceeded the premiums paid, and when the policy is surrendered in the 6th year, there will be part of the income, but this is a financial insurance product, not a deposit, can not be withdrawn halfway, if it does not reach 6 years, you will lose a lot if you surrender the policy.

    Huaxia Life Insurance is reliable, it is a formal national joint-stock life insurance company approved by the China Insurance Regulatory Commission, and any insurance product it launches is sold under the approval and supervision of the China Insurance Regulatory Commission. It's reliable.

  6. Anonymous users2024-02-01

    Summary. If you buy Huaxia Insurance, you can pay 20,000 yuan per year for a total of 5 years, and then you can get back the principal. However, if the insurance is invalidated and the contract is terminated after the withdrawal.

    The insurance is a good start product of Huaxia Insurance, you can receive special care money every year from the 5th to the 9th year after insurance, and you can receive an annuity every year from the 10th year to life, in addition to the death of total disability protection, the insured can be exempted from insurance premiums under the age of 60 at the time of accidental death.

    If I buy Huaxia Insurance, I will pay 20,000 yuan per year for a total of 5 years, and then I can get the principal back?

    How are you there? Can I surrender the insurance after paying 20,000 yuan for a total of five years and one year?

    Buy Huaxia insurance, 20,000 yuan per year for 5 years, and then you can get back the principal of Chundan. However, if the insurance is invalidated and the contract is terminated after the withdrawal. The insurance is a blind start product of Huaxia Insurance Bureau, after the 5th to the 9th year after the insurance can receive special care every year, from the 10th year to life, you can receive annuity every year, in addition to the death of total disability protection, the policyholder is under the age of 60 at the time of accidental death can be exempted from insurance premiums.

    Huaxia Life Insurance Co., Ltd. (hereinafter referred to as Huaxia Insurance), established in December 2006 with the approval of the China Banking and Insurance Regulatory Commission, is a national joint-stock life insurance company.

    How are you there? Is it okay not to pay it after paying it for a year?

    Can I return it today?

    A year is not a no.

    There is no going back. It takes five years.

    Do you mean that if you pay it for one year and don't pay it, the principal will not be returned until five years later?

    I mean you can't get the whole amount back.

    The surrender of the policy returns about 30% to 70% of the principal paid, which should be calculated by the salesman according to the actual situation. Between 6000 and 14000. If you surrender the policy during the cooling-off period, Huaxia Insurance will refund the premium, and if you surrender the policy after the cooling-off period, Huaxia Insurance will only refund 30% and 70% of the premium.

    It mainly depends on the cash value of the policy, and the value of the cash difference is the premium refunded to us when the insurance company surrenders the policy.

  7. Anonymous users2024-01-31

    Huaxia Insurance. After expiration, the policyholder shall carry the insurance contract and his ID card shall be included.

    The bank Danhuai card went to the local Huaxia Insurance branch, submitted the relevant information to the staff, and explained that he needed to handle the business of withdrawing money when it was due.

    After receiving the information, the staff will verify and review the information, and after confirming that it is correct, the money will be remitted to the policyholder's card within 3 to 7 working days.

    In addition, the cash withdrawal at the expiration of the insurance should be divided into situations, such as the survival fund needs to be received by the insured, and the insurance dividend is received by the policyholder.

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No, you can only wait for the expiration date and then deal with it yourself.