What do people who borrow money and don t pay it back think

Updated on psychology 2024-03-11
16 answers
  1. Anonymous users2024-02-06

    The psychology of the borrower is that when he borrows the money, he treats the money as his own, and then earns more money after some hard work. So generally people who borrow money don't want to pay it back. They can put it off, and they sometimes feel that if it takes a long time, it will slowly fade, let alone pay it back.

  2. Anonymous users2024-02-05

    What do people who borrow money and don't pay it back think, I haven't borrowed money from others, so I can only figure it out about this issue. Because I lent money to others, they don't pay it back to me. As far as I know, he should have no money and can't pay it back.

    Maybe when he borrowed the money, he didn't want to pay it back. So I think this kind of person who borrows money and doesn't pay it back thinks that he will cheat you out of your money with peace of mind. As people say, it's my job to get your money out of you.

    In the heart of this kind of person, he also thinks that he has clever means, and everyone else is a fool and a fool.

  3. Anonymous users2024-02-04

    What do people who borrow money and don't pay it back think in their hearts, one kind of person borrows other people's money and spends it, and he really has no money to pay it back. There is also a kind of borrowing other people's money to make money (borrowing chickens to lay eggs), but from the bottom of my heart I don't want to pay it back. I think I don't have any money to pay it back to others.

    I don't even want to pay it back forever (I don't even have good words for ten years!) It seems that it is a matter of course not to pay back)! This kind of person knows how to be greedy!

    Both groups of people borrow money and don't pay it back. The former is really powerless, and there are extenuating circumstances. The latter is a bummer!

    Unreasonable.

  4. Anonymous users2024-02-03

    Occasionally, there will be such a person around.

    After analysis, there may be several scenarios:

    The bad side: 1. People who are lazy and lazy have a good eye and a sincere desire to pay it back, but the reality is that they have no money to pay it back;

    2. Find ways to know the people you may come into contact with, and then find various reasons to borrow money, when he borrows money, he pretends to be a grandson, and then plays missing, pretending to be Lao Tzu;

    3. People who don't want to pay, just want to harvest; People who don't want to pay back and just want to borrow money;

    The above kinds of people have many gorgeous excuses, and there is only one purpose: they have never thought of paying back.

    On the bright side: 1. People who really need help;

    2. When encountering difficulties, you have to borrow money;

    3. Have a good reputation and borrow money for turnover within the scope of your ability;

    The above types of people belong to the category of diligence, keep promises, know how to cherish, and know how to be grateful.

    If you meet a bad kind of person, you can consider borrowing money later;

    When you meet a good kind of person, you can stretch out a hand to help...

  5. Anonymous users2024-02-02

    This is a kind of villain thinking, borrowing money is a bad thing in itself, and borrowing money is even more villain if you don't pay it back. Such people don't have any more ideas, they just want to get cheap, how much they can get, and they don't care about other people's ideas at all.

  6. Anonymous users2024-02-01

    The person who borrowed money and didn't pay it back thought that I wouldn't pay it back, what can you do, it's all this kind of mentality, so when you meet such a person, you want to lend him money.

  7. Anonymous users2024-01-31

    The person who borrows money and does not repay it wants to make a big advantage to others, but in fact, he has already suffered a big loss, because everyone else recognizes that this person cannot be related and lacks integrity.

  8. Anonymous users2024-01-30

    There are many people who borrow other people's money, and they don't want to pay it back, it can be said that this kind of person is a person with no sense of responsibility, the selfish mentality is very heavy, and spending other people's money seems to be right, and when such a person borrows money and does not pay it back, he must sue him to repay the money.

  9. Anonymous users2024-01-29

    Hey, I also lent it to others, and I haven't paid it back for a few years, and I have urged it three times, and each time I say when and when I will pay it back, and it can be time, and I don't pay it back at all, and there is no news.

  10. Anonymous users2024-01-28

    The person who borrowed your money thinks like this, and the person who borrowed your money can afford to think like this, and the idea of not paying back the money.

  11. Anonymous users2024-01-27

    When I borrowed money, I didn't think about paying it back.

  12. Anonymous users2024-01-26

    What do people who borrow money and don't pay it back think? What happened to people's hearts.

  13. Anonymous users2024-01-25

    Hello, yes, it's a psychological effect.

    There is a concept in psychology called the loss effect, and studies have found that the pain of losing something is twice as great as the joy of laughing at the loss of something. In other words, if you lose 100 dollars, then you will have to pick up at least 250 dollars to balance the damage you have suffered inside.

    The loss effect is nothing more than a human nature.

    When those people borrow money for a long time, they will feel that the money is originally his own. So, when you need them to pay it back, they feel like they've suffered a huge loss. Psychologically speaking, they are very resistant to paying back, especially the one with a relatively large amount, which is tantamount to making them suffer like cutting off their flesh and mending sores.

    They must have a strong sense of self-discipline to overcome this nature, but most people borrow money often because they are not able to manage themselves financially, which essentially means that they are a very undisciplined person.

    We can conclude that asking the borrower to repay the money is tantamount to making an undisciplined person self-disciplined. What is self-discipline? The essence of self-discipline is to kill a decadent self with your own hands, which is originally a very difficult thing, which is why many people borrow money in real life and do not pay it back.

    If you cherish friendship, then it is best not to have any financial dealings with your friend, especially not to lend him money, because the person who borrows money often will most likely not pay it back.

    As the saying goes: making money is like picking up soil with a needle, and spending money is like water washing sand. No one's money is blown by the wind, and it is not easy for anyone to save a few dollars.

    Some of those who lend money to others should cherish this friendship, not everyone is willing to lend you money, especially in the past two years when the economy is very tight, and there are still people who are willing to borrow money for you.

    When I say this, I don't have any confidence in my heart. For those "old lai" who are thicker than the city wall, it is tantamount to playing the piano to the cow, maybe he will immediately reply to me: Yes, the cow is playing the piano.

    In conclusion, those who are ready to lend their money, before you lend it to someone else, understand these four points:

    First, 90% of borrowers don't pay it back on time;

    Second, 80% of people don't want to pay back;

    Third, when he borrowed your money, he didn't think that he would become the one who didn't want to pay it back;

    Fourth, the money you borrowed is basically going down the drain.

    Even though he was sincere when he borrowed money, even though you think he is a very nice person.

    Of course, not everyone will be a "lai", and not everyone is not honest, and there are still some people in the world who are trustworthy. But please don't test a person's integrity and character by borrowing money, many people's performance in front of money will make you completely "cold and happy". This is not a prejudice, nor is it a misunderstanding, this is a reality with a high probability.

    In this way, there is no doubt that you will pay a heavy price, and he will not lose a penny, and he will take your money around and be happy.

    So, don't lend money out easily.

  14. Anonymous users2024-01-24

    People who borrow money and don't pay it back tend to be in a state of fraud.

    They think they can safely borrow money without having to pay it back, and this mentality makes them feel stronger and have freedom beyond the law. But this kind of psychology is not vertical or correct, and borrowing money is an immoral behavior, which will bring serious mental and economic losses to the borrower.

  15. Anonymous users2024-01-23

    The psychology of people who borrow money and do not pay it back is as follows:

    1. Greedy psychology.

    2. Hatred of the rich.

    Since you're a rich man, lend me some money to spend it, it's just a little bit for you anyway. This kind of hatred of the rich generally exists in people with a particularly large disparity between the rich and the poor.

    3. Unable to repay the money.

    Some people borrow money because of a sudden serious illness in their family, but this disease is often a bottomless pit, which in turn leads to a more difficult situation for the family.

    The price of the money owed and not repaid:

    1. Reduce your personal reputation, and the next time you borrow money from others, you are likely to not be able to borrow money from a friend, and you will also lose a friend.

    2. Creditors can apply to the court to enforce your property. Ode to the Stool.

    3. If the payment order and judgment of the court are not executed, it may constitute a crime and will bear criminal responsibility.

    4. If you are sued, your assets may be seized, and financial institutions will arm yourself with the law. If the arrears are not repaid, and the amount is relatively large, they will be sued. Read Zheng <>

  16. Anonymous users2024-01-22

    1. Some people really forget, some people don't want to pay it back, and some people do it on purpose. 2. Some of them really forgot, but they won't care about you, after all, it's his money. 3. There is another kind of person who deliberately does not pay it back, such a person will not end well, and he will be punished by the law.

    4. There is another kind of person who deliberately does not return, such a person will not end well, and he will be punished by the law. 5. There is another kind of person who just doesn't want to pay it back, such a person just deliberately doesn't want to pay it back, and he guesses that such a person will not end well, and he will be punished by the law. We must know that borrowing money and not paying it back is not only a moral issue, but also a legal issue, so we must abide by the legal system, and we can't lose our moral bottom line because of a little money.

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