Is Home Credit Repayment Relief real?

Not necessarily true, because of Gitzo.

Whether it can be reduced or reduced mainly depends on whether the user really does not have the ability to repay the loan and the economy for the time being, whether it can provide real supporting materials, and then it will be reviewed by the system, and it can only be reduced after the review and approval. Because everyone's circumstances may be different, not everyone can be successfully reduced.

Some borrowers will receive a Home Credit repayment reduction text message, which is only valid for one week. The repayment relief is equivalent to a negotiated repayment between Home Credit and the borrower, and as long as the borrower repays the concessional amount, Home Credit will forgive the remaining debt free of charge. Customers who receive the text message are advised to pay off the concession within a week, so that they can also go ashore as soon as possible.

Generally speaking, whether Home Credit can be reduced needs to be negotiated with Home Credit collectors, and each person's situation may be different, and not everyone can be successfully reduced. When you are negotiating, you must confirm the identity of the other party to prevent pretending to cheat. If the other party can provide a formal reduction contract as evidence, then the credibility is still relatively high.

Extended Material: What to do if it's overdue?

1.Tolerance and Tolerance Services: Tolerance services and tolerance services are adopted by most banks. The specific implementation depends on the bank, especially the last day of the credit time will be different.

The credit investigation time is not the same. At this time, you should contact the bank or financial institution immediately, ask about the time of the final credit investigation, and repay the loan in full immediately. After that, contact customer service again to explain that it is not a malicious default, and the payment has been repaid.

3.Cover bad records: If the credit report has been reported within the time limit and the objection application fails, it can only be eliminated within 5 years. Do not cancel the card during the period, if the card is cancelled, the bad record will follow for a long time.

4.Credit Reports.

Handling of objections: If there are legitimate reasons and evidence to explain that the overdue date is indeed a misjudgment, you can apply to the credit information center for an objection, and the central bank will make a judgment.

5.Prevent it from happening: It's always best to plan ahead, and the best practice is not to overstay.

It's true and can be repaid, I am owed for 16 years, a total of 23900.

5090 was returned.

I'm not trusting, I just want to say that Home Credit is on the credit, and now the reduction can be repaid, I.

You need to further verify the identity of the other party at this time.

For many online loan products, when the users of these online loan products are overdue, some online loan products will indeed negotiate with the user to repay, and this kind of news is generally more true. But if the identity of the other party is in doubt, you need to pay more attention at this time.

1. You need to further verify the identity of the other party. Second, Home Credit Finance does have third-party collection. 3. You also need to cherish your personal credit.

To sum up, you need to further check the true information of the other party's staff, and some online loan products can indeed negotiate repayment.

Home Credit arrears are overdue, there will indeed be a third party collection, but you need to further verify the true information of the other party's staff, don't lose more money and be deceived, credit arrears or the like should be paid off as soon as possible, so as not to affect your credit.

The general routine is to ask you to repay the principal, and then collect your interest. This is a worry-free way to save money. It is recommended to take the initiative to confirm with the official, repay the loan through officially recognized channels, and keep the recording and other evidence to ask for a settlement certificate.

It's true, if the third party says so, then your interest is definitely gone, and you should pay it back as soon as possible.

It's very likely to be true, because the collector also wants you to return the money as soon as possible, so that he can get the commission himself.

It's not true at all, and it's very likely to be a **, so you must judge rationally, and at the same time, you need to pay back the overdue money in time.

The possibility is relatively large, if the overdue time has been relatively long, it is normal for the other party to not want interest in order to recover the principal.

These things are generally fake, and it's best not to believe them easily. And if you want to give it a try, it's a good idea to ask about the other party's financial situation, a series of company certificates, etc.

It can't be true, and I think such a thing is also very unreliable, there can't be such a good thing.

It's true, I owe 13,000 to pay back!

Lao Tzu didn't return it, and exploded the address book.

This is a means of collection, you can participate in the reduction and reduction activities, and seize the time to repay.

After the deadline, the company will entrust the order to a specialized collection agency. In practice, Home Credit will first remind you, urge for three months, only call you, after the mobile phone is down or overdue for three months, he will entrust this order to a special collection company, and the collection company will continue to call your ** with the contract information, as well as the ** collection of other contacts. If the amount is larger, a collection letter will be sent to your household registration address, and even if you are currently a collective account, you can know the location of your previous household registration through special channels.

Individual collection companies that are large and happen to have branches in your home will also come to collect them, and then continue to reincarnate in this section of the operation until they are repaid.

After applying for a loan, due to some reasons, the bank customer has a late repayment record, that is, a credit stain. Different banks have different standards for approving personal credit records, and with the change of time, consumers' economic conditions and repayment conditions will also change, and banks will not pay attention to consumers' early bad credit records invariably. On November 2, 2012, the central bank confirmed that the new version of the personal credit report has been launched, and the credit card and loan overdue before October 2009 will no longer be displayed, and the overdue record will be retained for 5 years thereafter, which is equivalent to the citizen's overdue negative record is no longer accompanied by life, if it can continue to repay the loan on time and in full for 5 years, it can be repaid back to the credit innocence.

However, you must hurry up and repay the loan, so as not to let the staff keep calling you ** and affect your normal life.

You're already overdue, and now you're still in it, half of the chance is to deduct the interest. Don't believe too much if you collect, it's best to make an appointment, the two sides of the person face to face, and go in, and immediately give you a knot to prove it.

First, record, ask the other party for the job number, department, and then like the official confirmation. Second, confirm that the staff has modified the data in the background, remember to take a screenshot or mobile phone video, and after repayment, the other party will change the hexagram, even if you go to justice, you will win 100%. Third, remember to ask for proof of repayment, and then cancel the account that can be cancelled.

The above is summarized from years of experience in negotiation work, I hope it will be useful to you, remember one thing, don't believe those collection ** and send you things, the text message to sue you will only be sent to you through the number starting with 123. I wish you all a speedy return to normal life.

It can be believed, as long as this text message of interest reduction and exemption is saved, it must be used as evidence, so that it can be believed, as long as the third party says that the interest can be reduced.

Guangzhou Wanhui, Chen Baoguo, Hu Xin, Hou Lizhi severely punished and investigated! Celebrity endorsements are false publicity, and of course the endorsement fee must be spit out. Zhang Fengyi, the spokesperson of Guangzhou Wanhui PPMNOY, made false propaganda for PPMONY, what is 100% guaranteed principal and interest, performance compensation, steady profit and so on.

Can now ppmony to lenders.

Discount** let the lender get off the car at a loss. Shouldn't celebrities who do false propaganda be responsible? ppmony pays me back my hard-earned money!!

Credible, that's how I repaid, or installments, but after the installment, you must repay in full every month, less or intermittently before the repayment is also in vain, after the repayment, go to the People's Bank of China to take a look at the credit, and the display is settled. After all, if you go to the credit report, you can pay it back as soon as possible.

It's still more credible, because sometimes they also introduce such a policy in order to recover some money, and you can apply for it.

Certainly believable. Because this is the best way to repay the loan and can also reduce the loss, you must say yes.

Hello, if you have any questions, there will be professional customer service staff to answer relevant questions for you.

It's all trust, and I won't pay it back, it's been a few years, what can I do

If you have the ability to repay the principal, will you still be overdue, think about it, unless you do it on purpose.

Home Credit is a loan shark platform, illegal.

It is not credible, and online loans are not credible.

Formal platforms can be trusted. In fact, the argument that only the principal is repaid by the interest waiver is credible.

Home Credit Consumer Finance**** was established on November 10, 2010. As a fully compliant licensed consumer finance company, it officially opened in China at the end of 2010 and its shareholder is Home Credit Group, a leading international consumer finance service provider.

Home Credit is committed to providing responsible financial credit and inclusive financial services to those who cannot be covered by traditional financial services, especially those with little or no credit history, and its business covers more than 300 cities in 29 provinces and municipalities across the country.

In December 2010, Home Credit Consumer Finance, one of the first four consumer finance pilot enterprises of the China Banking Regulatory Commission, was officially established in Tianjin.

In 2018, Home Credit Consumer Finance's loan interest rate was up to 24% per annum. At the beginning of 2020, Home Credit launched "2023"strategy, and based on the "2023 Strategy", we will continue to accelerate the pace of "customer-centric" digital transformation.

Marketplace, a shopping platform, provides a "one-stop" consumer finance experience; The first revolving line loan product, HC Pay.

Summary. Hello, I am a financial brief, a certified first-level investment financial analyst of the state agency, with 5 years of financial experience, has handled more than 3,000 loan cases, has rich experience, I am happy to serve you, it takes a little time to type, I will reply to you within 5 minutes, please wait.

Is it here? Today, some Home Credit called me ** and said that the arrears can be reduced, I don't know if it's true or not.

Hello luck socks, I am a financial analyst, a certified first-class investment financial analyst by the state agency, with 5 years of financial experience in the leasing and sales experience, has handled more than 3,000 loan cases, has rich experience, I am happy to serve you, it takes a little time to type, I will reply to you within 5 minutes, please wait.

Dear, this must be Jian Zhihe's fake. In fact, their so-called reductions are fake, which is to attract users to take the initiative to communicate with them, as long as the user communicates with them, they can send the so-called lawyer's letter prosecution documents they forged to the user. So that users are afraid of hitting the blocking effect of the lack of collection.

This is also one of the most popular methods of collection.

I took out a loan of 30,000 yuan in Home Credit, and I have repaid it for 15 months, and it is overdue for more than 400 days. It can also restore the credit report quietly.

Dear, the other party's collection is indeed true, but the reduction and exemption mentioned must be false. If they can make a little more money if they are closed, they will definitely not choose to make less money. And once the sincere record is reported to the credit system, as long as the situation is true, there is no way to eliminate the record, and it can only be automatically eliminated after five years.

They are in line with the principle of being able to return a little bit and return a little bit, and wait for you to return more than 3,000 yuan, and they will continue to ask you for the rest. It's just that they just want to get a little bit back first, so that they won't lose money.

In that case, I'll have to negotiate with them to pay it off in one lump sum.

That's right, this is according to the negotiation after paying off once, they will change the amount in the app, otherwise they will miss the collection until you pay off the shed.

For a lot of young people nowadays, paying in installments has become a norm if I want to buy something. But if you can't come up with that much money at that time, installments can indeed be a good choice. The Home Credit installment is certified by our country, so many mobile phone stores have cooperated with Home Credit.

And when you want to installment in the mobile phone store, you can also find that the first recommendation is indeed Home Credit installment, followed by Huabei installment.

It is not credible and such installments require a certain amount of interest, so that the other party can make money. If the installment arrears are overdue, if they are not returned for a long time, they will also be sent to court, so it is recommended that everyone pay it back on time for the sake of their own credit. If Home Credit is overdue, then the customer service will call.

In the process of installment, you will be asked to fill in an emergency contact, and if the person is not connected**, the emergency contact will be called**.

Credit records are very important, but in a large company like this, it is impossible for a person to break the rules because he does not return the interest plus principal. If there is no return, then these loan companies have a solution. Not only will there be problems with the credit of the parties, but it is also very likely that they will not be able to take out loans in formal places such as banks in the future.

After the credit report is blacklisted, your children are also likely to be affected, so it is recommended that if you do not consider the causes and consequences in advance, it is recommended not to choose to borrow at will.