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The digital currency issued by the central bank is still a pilot, only in the form of red envelopes, and nearly 50,000 people have received it, and these are a new thing, a new habit, and some new rules for ordinary people, and then it has become a new era.
1. The digital currency issued by the central bank has not yet been opened to the whole people, so it is only a process of infiltration. Among the digital currencies with a denomination of 200 released by the central bank, only a small part can be received, although more than 50,000 people have received them, but for our huge population of 1.4 billion, a small fraction is not counted, compared to the number of users of our online payment of a letter and a treasure, this data is even less, so this process is just a process of infiltration.
Second, no matter which institution issues the digital currency, it will sooner or later be linked to the real currency. According to our current two major payment penetration methods, it 6 years ago, I can still clearly remember that the vast majority of supermarket payments are still using cash, even if the rapid development of Shenzhen, there are not many people with ** payment, credit cards are considered advanced, and now, ** payment is popular in the country. It's the same with the digital currency issued by the central bank, it needs to be developed, and it will take at least three or five years.
Third, after the vast majority of people use it, it will become a new era. At the time of the arrival of the next era, when most of us are using this digital currency, we may really be regarded as "having money in our pockets", because digital currency is the real money in your card in the conversion, not the money you overdraft from various payment platforms, at this time, it should be a little better than now.
In general, for ordinary people, the arrival of digital currency means the arrival of a new era and a new payment rule, and they can only accept it, and they cannot make any improvements to it, because it is just a new thing for us.
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Why did China's central bank develop digital currencies and what impact does it have on ordinary people? Hear from the experts.
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I think this is a guarantee for the property of the elderly, because paper money is easy to counterfeit, and most of the elderly have poor eyesight and are easy to be covered, and digital currency is easy to manage at the same time, but also removes such a defect.
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The issuance of digital currency by the central bank is more convenient for the daily life of the people, and at the same time, it also improves a certain degree of security, and reduces the trouble of currency conversion, indicating that China's development speed is very fast.
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The issuance of digital currency by the central bank means that it facilitates people's lives, simplifies payment methods, facilitates the circulation of currency, and also reflects the continuous improvement of China's consumption level.
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The issuance of digital currency by the central bank means that people do not need to carry cash when they go out, and people's safety factor has also improved.
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Summary. Dear, I'm glad to answer your <>
The reasons why central banks are in a hurry to engage in digital currencies are as follows:1To promote the upgrading of the payment system, digital currency can improve the efficiency and convenience of payment, and at the same time can greatly reduce the cost of cash production, storage, logistics and other costs, which is an important goal for the central bank, because the central bank needs to maintain the country's monetary stability, and guide and supervise the operation of the payment system; 2.
Prevent risks, digital currencies will help prevent financial risks such as money laundering, anti-terrorist financing and illegal fund inflows, because banks can achieve anti-money laundering and anti-fraud through the transaction process of digital currencies and the control of digital currencies; The transaction records of digital currencies can also be publicly identified, thus preventing **** and other criminals from using digital currencies for fund transfers<>
<> why central banks are in a hurry to engage in digital currencies.
Dear, I'm glad to answer your <>
The reasons why central banks are in a hurry to engage in digital currencies are as follows:1To promote the upgrading of the payment system, digital currency can improve the efficiency and convenience of payment, and at the same time, it can also greatly reduce the cost of cash production, storage, logistics and other costs, which is an important goal for the central bank, because the central bank needs to maintain the country's monetary stability, and guide and supervise the operation of the payment system; Slag good 2
Prevent risks, digital currencies will help prevent financial risks such as money laundering, anti-terrorist financing and illegal fund inflows, because banks can achieve anti-money laundering and anti-fraud through the transaction process of digital currencies and the control of digital currencies; The transaction records of digital currency can also be publicly identified, so as to prevent **** and other criminals from using digital currency for fund circulation<>
The following <> are expanded
There are other reasons why central banks are eager to engage in digital currencies: 3To improve the efficiency of monetary supervision, the central bank can use digital currency monitoring and anti-money laundering systems to realize more effective monetary supervision and compliance requirements, and at the same time, digital currency can also make it easier for the central bank to collect data and understand macroeconomic trends such as inflation; 4.
As a global means of payment, digital goods can enhance the international status and influence of RMB, thereby promoting the acceptance and use of RMB <> in more countries
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Summary. Hello dear, the central bank is in a hurry to engage in digital currency because of those banknotes and coins that have been lying in their wallets for months without use. For example, you withdraw cash through ATMs or bank counters. Whoever has this cash is his.
Dear, hello, the central bank is in a hurry to engage in digital currency because Qian Kai has been staring at the old years in his bag, and those banknotes and coins that have not been used for several months. For example, you withdraw cash through ATMs or bank counters. These cashes belong to whoever Hanxiao has.
Related information: The digital currency silver and silver is abbreviated as DC, which is the abbreviation of "digitalcurrency" (digital currency) in English, and is the substitute currency in the form of electronic currency. Both digital coins and cryptocurrencies are digital currencies.
When the amount of money issued exceeds a certain limit, it will inevitably cause hyperinflation. It will also cause depreciation pressure on the domestic currency against foreign currencies, such as the currency of the country that is not so crazy about leverage.
The conditions for the issuance of ** are as follows:
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