What is the current policy for affordable housing?

1 low- and middle-income family! 2 households with housing difficulties! 3. Both parties are registered in the city! The policy is like this! But a lot of them aren't!

If you can buy a commercial house, try to buy a commercial house. Affordable housing is essentially semi-property commercial housing. If you can afford affordable housing, you can afford commercial housing.

Some local policies require full property rights to be obtained after 5 years of residence. To put it simply, after a lot of complicated procedures such as registration, review, lottery, and publicity. All you get is a 5-year interest-free loan (no land transfer fee for the time being).

It would be best if the local affordable housing policy allowed for a long-term allocation. The affordable housing policy is a law enacted in various places. There is a high possibility of an early front.

In general, there are too many restrictions on affordable housing, and it is like a chicken rib. No wonder there was a stop.

1. Affordable housing does not need to pay urban infrastructure fees, commercial network construction fees and deed tax, and various taxes and fees such as water and electricity bills are halved. The construction land shall be administratively allocated**, and the relevant procedures shall be given priority. In addition, the management fee for the construction of affordable housing is limited to 1 to 3, and the market profit is limited to less than 3.

2. The composition of affordable housing includes exploration and design and engineering costs, housing community infrastructure construction costs, etc., and the management fees, loan interest, taxes, profits under 3, and fees based on the sum of the above items. **Determined according to the construction cost, sold at a small profit, only sold and not rented.

Absolutely. There are usually two situations, one is for those who have lived for 5 years or more, and the other is for those who have lived for less than 5 years.

1. For affordable housing that has been lived in for 5 years, the householder can carry out according to the current market, but the householder needs to pay 10% of the comprehensive land price according to the housing transaction amount. If the purchased affordable housing is sold according to the market, it is necessary to go to the land resources and housing management department where the housing is located to handle the transfer of property rights with the deed tax payment certificate, housing ownership certificate, housing transfer contract and other valid documents.

2. For affordable housing that has not been lived in for 5 years, it cannot be sold according to the market due to policy regulations. Therefore, the head of the household who really needs to buy and sell such a house can only pay no more than the price at the time of purchase**, and can only ** give it to the family who meets the conditions for the purchase of affordable housing. If the purchased affordable housing is bought and sold at the original purchase price, the first person shall provide the original housing transaction contract, housing transfer contract and other documents.

Affordable housing is commercial housing with the nature of social security. The focus of the Affordable Housing Division is how to determine housing prices. If the affordable housing is obtained in the state of existence of the marital relationship, the property belongs to the husband and wife.

In the case of divorce and division, because the appreciation of affordable housing is relatively fast, the division at the original price is not beneficial to the party who did not get the property, but the division according to the market price is contrary to the policy of affordable housing. Therefore, how to divide affordable housing has become a difficult point in the judiciary. In practice, because it is difficult to determine **, it is also difficult to determine the amount of division, therefore, the two parties can use the method of bidding, and the party with the highest bid will obtain the ownership of the house and give the other party corresponding compensation, which will be more fair.

If it is not part of the joint property of the husband and wife, it is not possible to request division at the time of dissolution of the marriage.

Due to the affordable housing policy introduced by the state, the pressure on home buyers has been greatly eased, so most people are in the middle and low income class. In order to reduce the burden of low- and middle-income people, ** while buying affordable housing, it will also appropriately reduce the taxes and fees that need to be paid. Affordable housing is a type of housing that is compared to commercial housing.

Therefore, you can enjoy some preferential policies of the state and local government, such as exemption from land transfer fees, reduction and exemption of various approval fees, and halving.

When purchasing affordable housing, you can enjoy the following special benefits: first, exemption from surcharges related to municipal infrastructure, construction fees for commercial outlets, deed tax, etc. Second, water and electricity bills, accommodation fees are halved.

Third, the local government allocates land and approves it first. Fourth, the cost of building and operating affordable housing is limited to only between 1 and 3 per cent, while market returns are limited to 3 per cent.

The relevant taxes that need to be paid for the purchase of an affordable house: first, housing taxes. 4% of the home** paid by the buyer.

If it is less than 120 square meters, it will be paid proportionally. When urban residents buy a house for the first time, they should be exempted from deed tax. Second, the house sales service fee.

Within 120 square meters, 250 yuan per set. If it is more than 120 square meters, it will be 500 yuan per square meter. Third, stamp duty.

Fourth, public maintenance funds.

Affordable housing is inheritable. There is no restriction on the market for five years, but the title to affordable housing can be retained after inheritance. All conditions must be met within five years of the first issuance of the title deed.

Due to the special nature of affordable housing, there will be certain restrictions on the change of property rights. The order of inheritance of the estate is as follows: first, the priority of spouse, children, parents.

Second, order. Siblings, grandparents, maternal grandparents. After the succession begins, it is inherited by one heir, while the next heir cannot inherit.

If there is no first heir, the second in line will be subrogated.

The above aspects describe what the affordable housing policy is and whether affordable housing can be inherited. Affordable housing can enjoy some preferential policies of the state and local government, and at the same time, affordable housing can be inherited, and affordable housing should be purchased in accordance with laws and regulations and customs policies.

1.One is for those who have lived for five years, and the other is for those who have not lived for five years. The specific time shall be subject to the time when the home-buying family obtains the deed tax payment certificate or the time when the affordable housing ownership certificate is issued.

For affordable housing that has been lived in for five years, the owner can now proceed according to the current market, but after that, the owner needs to pay 10% of the transaction value of the comprehensive land price.

2.For affordable housing that has not been lived in for five years, due to policy regulations, it is not allowed to be market-rated. Therefore, owners who really need such affordable housing can only pay no more than the unit price at the time of purchase, and can only give it to families who meet the conditions for the purchase of affordable housing or be purchased by relevant departments.

1. What are the conditions for applying for affordable housing?

To apply for affordable housing, you need to meet the following three criteria:

1. The hukou needs to be a local urban hukou, and the residence often needs to be up to five years;

2. There is no large housing or the per capita housing area is not up to standard;

3. The income needs to meet the minimum urban income standard.

Affordable housing refers to the housing that is arranged and built in accordance with the national affordable housing construction plan. The plan is issued by the state in a unified manner, and the land is generally allocated by administrative allocation, and the land transfer fee is exempted, and the various approved fees are halved and collected, and the first guide price is implemented, which is determined according to the principle of guaranteeing capital and small profits.

2. New policies for the transfer of ownership of affordable housing.

The new policy on the transfer of ownership of affordable housing stipulates that affordable housing that has been occupied for five years can be transferred and the transfer of ownership can be completed. Owners of affordable housing who have lived in it for five years or more can purchase affordable housing at the current market price**, subject to a combined land premium of 10% of the sale price. The transfer procedures should be handled at the Housing Authority with the real estate certificate, housing transfer contract, deed tax certificate and other materials.

Sellers** of affordable housing cannot purchase this type of home again.

Measures for the Administration of Affordable Housing

Article 3 The affordable housing system is an integral part of the policy system for solving the housing difficulties of low-income families in urban areas. The targets of affordable housing** should be linked to the targets of low-rent housing. The construction, use, supervision and management of affordable housing shall comply with these measures.

Article 4 The development of affordable housing shall be under the guidance of the unified national policy, and all regions shall take measures according to local conditions, take the lead, and participate in society. The people of the city and county shall, according to factors such as the level of local economic and social development, the housing status and income level of residents, reasonably determine the policy objectives, construction standards, scope and objects of affordable housing, and organize their implementation. The people of provinces, autonomous regions and municipalities directly under the Central Government shall be responsible for the work of affordable housing in their respective administrative regions, and shall implement the target responsibility system for the management of the people of the cities and counties under their jurisdiction.

Affordable housing refers to the housing that has been included in the national plan and is built by real estate development enterprises or fund-raising housing units organized by the city, and is provided to low- and middle-income families in urban areas at a small profit. It is a commercial housing with the nature of social security. It has the characteristics of economy and applicability.

Affordability refers to the affordability of housing that is moderate to the market in the same period and suitable for middle and low-income families. Applicability refers to the fact that the construction standards of the house cannot be reduced and reduced, and a certain use effect must be achieved. To apply for affordable housing, the following conditions must be met at the same time:

1) At least one member of the family has been a permanent resident of the city for more than 5 years (including military personnel who meet the resettlement conditions); 2) Married [including divorced (or widowed) with minor children and guardianship] or single houseless households aged 35 and above; (3) The construction area of the applied family real estate is less than 48 square meters (inclusive); 4) The per capita disposable income of the applicant family is less than 80% of the per capita disposable income of urban residents in the previous year announced to the public by the Municipal Bureau of Statistics every year. Affordable Housing Application Materials: 1. Fill in the completed "Municipal Affordable Housing Purchase Qualification Application Review Form" (in triplicate) as required; 2. Copies of ID cards of the applicant and his/her family members (original documents); 3. A copy of the household registration booklet or household registration card of the applicant and his/her family members (original verification), and the applicant or family members holding the household registration card should provide the original household registration certificate issued by the police station where the household registration is located; 4. A copy of the minor's birth certificate or one-child certificate (original to be verified); 5. Proof of marital status:

If you are married, a copy of the marriage certificate (original copy of the marriage) is provided. If you are divorced with children, you should provide a copy of the divorce certificate (original copy), a copy of the court's civil mediation document, a copy of the judgment (original copy) or a file of the divorce agreement and a certificate of non-remarriage. If the widow has children, a copy of the widow's death certificate (original verification) and a certificate of non-remarriage shall be provided.

Those who are unmarried, divorced without children, or widowed without children are deemed to be single and provide an unmarried certificate; 6. Proof of income of the applicant and his/her family members (the certificate shall be issued by the work unit if the work unit has independent legal person qualification, and the certificate shall be issued by the community where the household registration is located if there is no work unit and the work unit does not have independent legal person qualification); 7. Housing certificate of the applicant and his/her family members (current housing certificate: the certificate shall be issued by the work unit if the work unit has independent legal personality, and the certificate shall be issued by the community where the household registration is located if there is no work unit and the work unit does not have independent legal person qualification.) ID card and address proof of household register:

A certificate from the community where the household registration is located is required); 8. Under special circumstances, corresponding supporting materials shall be provided. That's what the policy on affordable housing says is about who can buy it.