How much does an individual have to pay for employee medical insurance a year?

Medical insurance is mainly divided into employee medical insurance and urban and rural residents' medical insurance, and the amount of payment is different for different types. For employee medical insurance, the payment amount = unit medical insurance payment base * payment ratio + individual medical insurance payment base * payment ratio. Under normal circumstances, the unit pays 8% and the individual pays 2%.

There is no clear regulation on how much urban and rural residents should pay for medical insurance in a year.

The rules for paying for health insurance vary from city to city, and how much you have to pay depends on your city's regulations. If you want to know how much you have to pay for medical insurance in a year, it is recommended that you check the local social security contribution ratio. So, how many years should social security be paid?

Just look at this article on daddy. "It's so tangled! Do you have to pay social security for 15 years or 25 years? 》

How much do you have to pay for employee medical insurance a year? There are two main types of medical insurance: medical insurance for urban employees and medical insurance for urban and rural residents. So, how much does the employee medical insurance pay a year?

How much money should be paid for employee medical insurance a year mainly depends on the payment ratio and the salary of the employee himself, and the payment ratio of employee medical insurance may be different in different regions.

In most areas, the proportion of employee medical insurance is about 8% of the total salary of the employee, and the proportion of the employee's individual payment accounts for about 2% of the total salary. Moreover, the medical insurance for employees is paid on a monthly basis.

For example, Xiao Hei is an employee of a company, and his monthly salary is 6,000 yuan, so he needs to pay about 120 yuan for employee medical insurance every month, and his employer will also help him pay about 480 yuan per month, a total of 600 yuan, so Xiao Hei's employee medical insurance will pay 7,200 yuan a year.

Because the payment base of employee medical insurance is generally determined by the employee's own salary, if the total monthly salary of the employee exceeds 300% of the average monthly salary of the on-the-job employees in the city in the previous year, the payment shall be made according to 300% of the average monthly salary of the on-the-job employees in the city in the previous year; If the total monthly salary of the employee is less than 60% of the average monthly salary of the on-the-job employees in the city where the employee is located in the previous year, the payment shall be made according to 60% of the average monthly salary of the on-the-job employee in the city in the previous year.

83 years to work, 94 to participate in the employee pension insurance, in 2001 to participate in the employee medical insurance, in 2002 in the financial sector to buy out the seniority of the laid-off, from 2003 to the flexible personnel continue to pay pension insurance and medical insurance until the end of 2016, at the end of the year in the retirement, the employee medical insurance is regarded as the same payment period.

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Employee medical insurance is paid hundreds, thousands or tens of thousands of dollars a year, this should be judged according to your own company's insurance payment, many companies will pay basic medical insurance to employees, but the amount of insurance is determined according to the company's insurance base, many companies will pay insurance to employees in accordance with the local minimum wage standard, but there are also some conscientious enterprises will pay medical insurance according to the actual salary of employees, this cost will be much more, some employees because they are local, Therefore, the medical insurance paid will be much higher than the insurance cost of non-local workers, which are paid according to the company's own situation, and the minimum is a few hundred yuan, but I think this kind of insurance actually has no great effect, after all, it is only a few hundred yuan a year, and the cost that can be reimbursed once sick is really very small.

Now basically all units will buy a set of insurance for employees, which is mandatory and must be bought, so this is also an employee's welfare, for some basic medical insurance, we still have to have, and now each region will have different levels of this standard, so it is purchased in accordance with the standards of each region. This medical reimbursement is also in accordance with the reimbursement standards of each region, not that all the money can be reimbursed, because many will be reimbursed to you according to your own medication, some imported drugs may not be reimbursed, but there are some domestic drugs can be reimbursed, so these are no problem, this medical insurance is a basic insurance that allows more people to afford to see the disease.

Many companies are buying you a basic medical insurance, but I think it is recommended to buy a medical insurance for yourself, and another medical insurance, which is a double protection for yourself, and will also protect your health and safety, because many people now have a lot of sub-health and hidden diseases that have not broken out, are invisible, and cannot be detected by physical examination, so I think this is a guarantee for your personal safety.

Answer: Glad to answer your question, employee medical insurance needs to be paid for a total of 20 years, and in some areas, you can retire from 25 years to the statutory retirement age and enjoy lifelong medical expense reimbursement. Every month, one or two hundred medical insurance funds will be credited to your medical insurance account.

For how much money you need to pay for employee medical insurance a year, it mainly depends on your local payment base, and the determining factor of the payment base is that your local average salary generally has four levels, which you can choose according to your own situation.

You can go to the Social Security Office counter to find out the exact amount. Or call 12333 for inquiries.

Employee medical insurance pays about 3,000 yuan a year, and can enjoy exemption after retirement after paying the specified number of years (25-30 years), medical insurance can be interrupted, but the second month after the interruption can not enjoy medical insurance reimbursement, and you need to pay again to enjoy.

Answer: Employee medical insurance is paid hundreds, thousands or tens of thousands of dollars a year, this should be determined according to your own company's insurance payment, many companies will pay basic medical insurance to employees, but the insurance amount is determined according to the company's insurance base, many companies will pay insurance to employees in accordance with the local minimum wage standard, but there are also some conscientious enterprises will pay medical insurance according to the actual salary of employees, this cost will be much more, Some employees because they are local, so the medical insurance will be much higher than the insurance cost of non-local workers, these are paid according to the company's own situation, the minimum is a few hundred yuan, but I think this kind of insurance actually does not have much effect, after all, only a few hundred yuan a year, once sick can actually be reimbursed for the cost is really small.

At least 15 years.

Employee medical insurance costs about 5,000 yuan a year, so I think it's very cost-effective.

Hello dear and dear people, it is a pleasure to serve you: employee medical insurance is paid by the unit and the individual together, of which the unit pays 6% of the salary and the individual pays 2% of the salary. The annual medical insurance for employees is three or four thousand yuan, for example, Xiao Wang's monthly salary is 3,000 yuan, then 180 yuan per month, and 60 yuan per month for individuals.

The annual payment is: 2160 yuan for the unit; Individual: 720 yuan, a total of 2880 yuan per year.

For the medical insurance for urban employees, except for the on-the-job employees, who are paid by the employer and the individual employee in proportion, the flexibly employed persons are generally paid in accordance with the payment standards jointly announced by the local medical insurance department and the financial department. Here I take Chongqing as an example, Chongqing's payment standard in 2020, the payment of employee medical insurance for flexible employees is divided into two payment grades. The annual payment for the first tranche is 2,670 yuan, and the annual payment for the second tranche is 5,874 yuan.

This is about the same as what you said about more than 3,000 yuan and more than 5,000 yuan a year. So what is the difference between paying more than 3,000 yuan and more than 5,000 yuan per year?

First, there is a difference between whether there is a personal account. If it is paid according to more than 3,000 yuan per year, there is no personal account, only the overall account is established, which is similar to the pension insurance of urban and rural residents, because there is no personal account, so it will not return money to the social security card every month, and only when you are sick and hospitalized can you reimburse the cost of medical insurance; According to the standard of 5,000 yuan per month, it is necessary to establish a personal account, but also to establish a co-ordinated account, and return to the personal account according to the proportion of more than 2% according to their age structure every month. However, whether it is paid according to more than 3,000 yuan or more than 5,000 yuan, the payment period must be calculated cumulatively, and the payment period stipulated by the local ** department is reached, and you can enjoy lifelong medical insurance treatment after retirement.

Second, the reimbursement treatment for diseases is different. Generally speaking, as long as the employee medical insurance is paid, the minimum payment standard for medical treatment in the hospital is basically the same, and the reimbursement ratio is similar, but the reimbursement treatment for diseases is different, especially the reimbursement standards for Class A drugs and Class B drugs are different. Due to the specific regulations in different places, you need to consult the local medical insurance department.

For example, if you pay more than 5,000 yuan per year, all diseases on the medical list can be reimbursed, but if you pay more than 3,000 yuan per year, some diseases cannot be reimbursed, and there are certain restrictions on the drugs used. Therefore, on the whole, the medical reimbursement ratio paid according to 5,000 yuan per year is higher than the reimbursement ratio paid according to about 3,000 yuan per year.

Summary. Hello, if there is no employer to pay social security for yourself, you need to go to the social security bureau to pay social security. Individuals pay social security, according to different payment methods, the minimum is between 2,000 and 10,000 yuan a year. <>

How much do you have to pay for employee medical insurance a year?

Hello, I guess this, if there is no employer to pay social security for yourself, you need to go to the social security bureau to pay social security. Individual Zhaoxun pays social security, according to different payment methods, the lowest in a year is between 2,000 and 10,000 yuan. <>

Generally, the medical insurance of employees is selected in this file. It generally costs 12,000 yuan per year. <>

Legal analysis: Employee medical insurance is a basic pension insurance. Employees shall participate in the basic hidden ant pension insurance, and the employer and the employee shall jointly pay the basic pension insurance premiums for 15 years.

Legal basis: Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and the stove jujube burial can enjoy the corresponding endowment insurance treatment according to the provisions of the rock matching photo.