If you want to choose a fund, what is the number, everyone recommends it

At present**turbulence**, it is best to choose a hybrid type with both offense and defense below the unit net value of one yuan**.

Regular investment** is suitable for choosing **type and index type**, because they fluctuate greatly and can effectively amortize costs. If you plan to invest regularly for a long time, at least for more than five years, choose one with back-end fees**.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

1.First of all, we must choose the type of **, and secondly, don't buy too much of the same type, because it is difficult to diversify the risk if you buy too much of the same type.

2.Pick a good manager. Look at the manager's past performance and experience, background information.

3.Look at the performance ranking of **. Generally speaking, it is better to look at the ranking and the performance ranking of the past year and three to five years, and try to choose the top 25% of the investment in the five, three and one year.

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zip, knowledge summary of the elementary course, notes of the advanced course, Q&A of the advanced course, how to choose a new one, understand the mystery of the mixed type, etc.

First of all, it depends on your personal style, if you have a large affordability, you can choose the index**and**, if you want to be more stable, you can buy some low-risk bonds**, and buy currencies if you make a steady profit**.

**According to the content of the investment, it can be divided into**, currency**, bonds**, hybrid**, index**, etc., if you want to pursue high yield and high return, you can consider hybrid**and****, if you want to have strong liquidity, buy currency as you go**.

Fans often ask me, teacher, this **,**123456, can I buy it? If you want to be a successful investor, the first step is not to choose, but to choose! If you are a prudent investor, you should choose the low-risk type.

If you have a high risk appetite and want to get high returns, you can choose aggressive**.

Talk about your own experience of buying **. Share the experience of buying**.

1.Understand the basics of **: **** can be divided into 4 categories in order of risk level. Among them, the least risky is the currency ****, the bond type with slightly higher risk controllability, the riskier hybrid type**, and the most risky type**

2. Understand the transaction standards: If you want to buy the transaction standards and main costs. There are differences in the cost of different types of asset management products. In which the currency **** is not subject to subscription fees and redemption rates;

3. Understand the advantages and disadvantages of ** and related rankings: buying ** is not necessarily to buy the top ****. However, most of the top **** quality is very good, and the risk index is relatively low;

4.Understand the purchase method: There are three purchase methods, namely the official website of the management company, the bank counter and the third-party purchase service platform.

In the distribution business, the interest rate of the third party sales** will be more preferential than that of the bank and **. Moreover, the **** purchased by the bank and the **** purchased by other random ways are not different from their users.

Talk about your own experience of buying **. Share the experience of buying**.

**Regular Investment:

1.Insist on no less than 10% of your monthly income every month, and 20% will be used for regular investment.

2.It is recommended to invest in index** or **, not bonds** and currencies**. Recommend CSOP 300, CSOP SZSE Component Index ETF (back-end fee)...

3.Select the old ** with stable performance for more than three years in famous brand companies. The old ten ** companies are: Huaxia, Bosera, Harvest, Nanfang, Cathay Pacific, GF, Fuguo, E Fund, and Dacheng.

4.It is best not to be lower than one market cycle, that is, not less than the complete process of a bull and bear market. It is better to go from bear market to bull market and not from bull market to bear market.

In fact, the best regular investment is to continue to invest for more than ten years, every month, without interruption, and it is best to invest for life.

5.Don't be too scattered, it's best to choose one to two good ** and keep casting, don't change around, and don't be too scattered.

6.Don't be afraid to terminate the regular investment in the bear market, but instead increase the regular investment, because you can have more chips.

The bull market can be less fixed, but it does not have to be terminated, and it is never necessary to invest more in the bull market, because the more you are on the high, the greater the chance of the future. It is recommended to use regular investment every other month in the bull market, that is, to remit money to the card every other month, so that it can be traded, and the money of the month that has not been invested is accumulated on the side, and when the low price of the bear market is low, you can eat more shares at one time or in batches, and the bear market fixed investment is still carried out.

7.Don't stop deducting for three consecutive months, the regular investment agreement will be automatically terminated, and it will have to be opened in the future.

8.Long-term regular investment is recommended to choose: dividend reinvestment + back-end fees.

9.Set the right mentality, don't waver, stick to the regular investment every month, and don't be affected by the outside gossip and terminate the regular investment. With just a few hundred dollars a month, you can build a good financial foundation for the future.

I think there are a few things that should be clear first:

1. How old are you, whether you are eager to invest in value-added, if so, you should choose more risky products such as **, if you are older, you should focus on safety and stability.

2. How much do you know about investment products, don't invest in products that you can't figure out at all, and it's best not to be too incomprehensible and too professional products.

3. There is little financial pressure in the near future, and you want to invest in the long-term or short-term.

This has to be analyzed according to your personal funds, if it is only short-term, it is also the kind of ** investment of a few months, of course, the most is the kind of ** fixed investment, at least a few years of investment. **Investing is also risky, so you can only invest with spare money.

Talk about a group of lines to talk about their own collapse of the nuclear bargaining calendar. Share the experience of buying**.