If a family income of 13,000 a month, can I buy a BMW 320? Why?

Monthly income of 13,000, it is not recommended to buy at all, I am 320, I bought the full amount of 34, bought in 2017, now it is estimated that it is cheaper, unless the deposit is enough, the installment of 10,000 3 is completely pressure, the installment is according to the current **, 30% down payment in 3 years, with insurance, close to 30,000 taxes to make a down payment of 140,000, the lowest 12 13, more than 6,000 in January, 2 years, more than 8,000 in January, living expenses have not been calculated, 1,000 fuel costs a month, parking fees, maintenance fees, etc., Insurance compulsory insurance, I have a minimum of 30,000 a year, not counting the car decoration, decorating a panorama, changing an atmosphere lamp or something is a can be done or not, I think 10,003, if there is a deposit, you can buy, no deposit or forget it.

You can't buy such a car, because such a car is very strange that your monthly income is about 10,000, which can basically be enough for your daily consumption.

You can't buy a BMW 320, because the BMW 320** is relatively high, and your income is not very high, so it is not recommended to buy it.

If you need a car at home, of course you can buy it, even if it is a very expensive car, as long as you have an income, a monthly family income of 13,000 is still very good, so there is no problem when you buy it.

If a family has a monthly income of 13,000 yuan, it is not recommended to buy a BMW 320. Because buying a BMW is not only a matter of paying, but also a lot of money for various maintenance and repairs afterwards.

You can buy a BMW 320, because the BMW 320 is not particularly expensive, and then if the monthly income is 13,000, you can save for a few years, and then you can take out a loan to buy one in the 4S store.

With this kind of income, I think you can buy a BMW 320, after all, the market price of the BMW 320 is not particularly high, and you can afford it if you usually save a little.

At present, I have a monthly income of 10,000 yuan, driving an A8, and I don't feel much pressure. The key depends on yourself, if you earn 10,003 a month, you spend 15,000 a month, it's not enough to die of exhaustion, it definitely won't work, if you have an income of 10,003, spend 1,500 a month, then it's definitely no problem, so it mainly depends on yourself and consumes reasonably.

Yes, I think that with a monthly income of 13,000, as long as you are diligent and thrifty, you can still buy a BMW 320 through a few years of accumulation.

Never forget your original intention of buying a car, buying a car will make people convenient and happy, if it is too much pressure to take out a loan, it will already backfire. The monthly income of the family is more than 10,000 yuan, it is not recommended to buy, take the long-axis movement of the new car to land about 35, two years plus interest is about 390,000, plus the maintenance and refueling insurance during the period, the money taken out in two years will be in the middle of 42-45, which is only the cost of the car, not the cost of living. If you really like it, it is recommended that you lower the standard, buy a second-hand for about 5 years, hundreds of thousands, and sell it in the future, you won't lose too much, there is no pressure, and you don't have to be so stretched.

Disclaimer, I'm not selling used cars.

My wife and I have a total monthly income of 10,000, plus more than 25w in the first 1 year, the 320lim car loan I bought is 3900 per month, plus the mortgage is repaid a total of 7000 a month, it is very easy to raise a BMW 3 series, and I can buy 320 without a mortgage 1w3 per month

320 all down to 350,000, the monthly payment is 150,000 yuan, for 3 years, the monthly payment is 6000, the car fuel cost is 1200 per month, if the down payment is enough, there is no mortgage or anything, there is 5800 left every month, the car is 10,000 kilometers of maintenance, 1000 yuan at a time. I think it is more appropriate to buy a domestic car with a monthly family income of 100,000 yuan.

No! It is most suitable to buy one for about 150,000 yuan!

I think I can buy it because I can buy it with a loan, so it reduces the burden, as long as I can afford the loan.

I have a monthly salary of 6,000, bought a 16-year second-hand 320 extended version, the car price is 10,000, the down payment is 100,000, the installment of 100,000 is more than 120,000 for three years, a total of 23, the parking place is free, wash the car yourself, and maintain more than 1,000 at a time, and now I often drive to and from work, 40 kilometers back and forth. I also raised it, with a monthly repayment of 3300, and I currently live alone and have not yet started a family

Of course you can, I'll buy it like I earn 5,000 yuan, and you'll earn 13,000 yuan, what are you afraid of.

It's best not to buy 13,000 a month, because there are other expenses at home, and there are other places to pay, which is very stressful.

Look at the deposit! The monthly income is enough. BMW maintenance is not expensive.

If you don't have a lot of money for your kids and you don't need to pay the mortgage, you might want to consider buying one, as it's not very expensive.

Your personal monthly income is 1w3, I think it's reluctant, if it's a family monthly income of 10,000, I personally think it will be more difficult. My family's monthly income is about 1w8, and I feel hard to see x1, with a monthly payment of 6800 for 0 down payment, and almost 40,000 for picking up a car to go home. In addition to daily expenses, children's expenses will be tight.

It depends! If you don't have a mortgage and are single, and you have a deposit of 100,000+ and a stable job, then you can afford it! But if you have a mortgage and a family, unless you can afford a down payment of more than 50%, it is better to buy one of about 150,000 yuan first!

Or your parents can give you a down payment, and you pay a monthly payment, which is controlled at about 6000, and you can also afford it!

Personally, I think that the cost of buying a car within 200,000 yuan cannot exceed the annual income of the individual. It is better not to exceed the personal half-year income of a car over 30. Most of the personal annual income over 30 does not rely on dead wages.

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