Can I manage my money with a monthly income of 7,000 yuan?

At present, there are many ways for China Merchants Bank to invest in personal investment and financial management, such as: fixed, treasury bonds, entrusted wealth management, trust, insurance, etc. Each product has different risk levels, minimum purchase amounts and yields.

You can choose the financial product that suits you according to your investment preferences, risk tolerance, liquidity, etc.

1. If it does not exceed 50,000 yuan, you can try to understand the "Chaochaoying". "Chao Chaoying" is connected to the investment ** Zhao Qian Bao currency ** class B (**: 000607).

Minimum purchase of 1 point, redemption of 1 point, limit of 50,000; 7*24 hours to transfer in and out at any time, no fees; Quick redemption up to $10,000 per day, immediately credited. 2. You can also try to apply for "automatic investment", "intelligent automatic investment" refers to an investment method in which investors apply to China Merchants Bank to agree on the deduction amount, deduction date, deduction period, and expiration conditions for each period, and the system will automatically complete the deduction in the designated bank account on the deduction date of each period for the purchase of **.

In addition, you can also visit CMB outlets to consult the wealth manager for relevant advice.

Of course, you can, the income is also a lot, the money in the bank is too low, or put it in the P2P investment and wealth management platform!

Yes, a monthly income of 1000 can be, and financial management is a pan-concept. There is no direct correlation with the amount of income.

I can introduce you to the website I invested in, it is a well-known old platform in the country . With a monthly income of 7 0 0 0 0, I feel that I can save enough 2 0 0 0 0 to manage my finances.

Save some money in the bank every month, and plan to use it for other purposes.

On the premise of ensuring that your life is not affected, it is also a good choice, I hope it will help you.

It is recommended to take 2,000 yuan of this for a one-year time deposit, save one period per month, and then deposit a one-year fixed deposit after the maturity of the second year, plus 2,000 yuan for the current month. In this way, after a year, a fixed deposit will mature every month, which can not only provide for unexpected needs, but also accumulate a sum of money for yourself.

Among them, 2,000 yuan is recommended to be used for blind investment, choose three different **, respectively, choose index, partial stock and hybrid**, further diversify the risk, and recommend long-term investment, which can be used as children's education funds or their own pension reserves in the future. The remaining 3,000 to buy currency**, the interest is equivalent to a one-year fixed deposit, and you can use it as you go, with no handling fee. Finally, in the capital.

If you have enough money, you can also choose to buy insurance products, your spouse can buy life insurance for each other as a beneficiary, and you can also choose major medical insurance to strengthen your own protection.

It depends on the individual's risk tolerance, the risk tolerance is small, consider the bank's financial products, and the tolerance is large, consider online financial management, such as e-yuan loans, etc., I hope to help you, hope to adopt.

Now the spot speculation is very hot, you can try it, it's easier than ** to learn.