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I'm the same, the amount is 2,000, and the account is 1,040, and I don't know how to pay it back.
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Mine too, I filled in the ID card ** bank card, and it gave me 2000, but after deducting 600, it came down 1,004, I don't know, and later the text message saw that my bank card called 1,400 for no reason. Now I can't find the app if I want to return it, and there's no place**.
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Can you call the police, this is simply a fucking cheat, cheating people out of money.
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I have a red envelope reward for solving the private chat.
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Anyway, there is no possibility of repayment without negotiation, and the inexplicable review directly lends 1400,600 interest for 7 days? Have to repay 2000, and then negotiate 100 interest for 1 day overdue? I pay you back your MMP, and I will raise the interest a little more, but I just don't pay it back, what can you do to me.
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I also gave me a loan for some reason.,The key is that I deleted this software.,Now I don't know how to ** come back.,Who can provide a ** way.,Otherwise, I don't know how to pay back.**
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What's the matter, I just applied for it too. I don't know anything, 2000 to the account, 1400 borrowed for 7 days, directly audited. You won't lend me money directly. How to cancel.
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Like me, now that the customer service contacts me, I don't even know what to do.
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Brothers and sisters, have you really called the police, tell us the details, or if there is really a solution.
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Lao Tzu won't pay it back, and I don't understand what I borrowed, and I haven't paid it back yet.
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I paid it back yesterday, negotiated and returned 1450, and 2,000 to 1400
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Me too, I don't know if I should pay it back.
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Mine too, I deleted it later, and I didn't return it.
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If there is a solution, tell me if there is a solution, please, please.
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Me too, how do you deal with it.
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You haven't yet? I am the same today.
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Solution, how to repay,
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I have already complained and reunited to complain, you can go and see it, and you are all the same.
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1. It is unreasonable to directly refuse this kind of first handling fee;
2. So I'd rather go to the bank for a loan than go to these borrowing platforms for a loan, the interest rate is very high;
3. So if your credit is good enough, you can get a credit card with a small loan.
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Have you paid it back? Damn, I said I don't want it, give it back to me, what should I do?
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Mine is the same, it shouldn't be returned, I deleted it.
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I'm also going to do it! Can I ask you if you've solved it now.
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Is the dark net loan borrowed 2000 to get 1400 that online loan??
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It's intentional and can open the platform for you to return.
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Don't believe that online loans are all scams, many online loans are usury! More than 4 times the national loan interest rate, it is usury, online lending now more and more countries should also regulate the financial order, otherwise some online loans are too rampant, now they are all fighting against evil, and there is a use of violence to collect money can be reported.
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This must be a lie, don't be fooled.
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Ping An Bank's must be on the credit report.
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Failure to repay after the repayment date is overdue and will be recorded in the credit report; The overdue bad record will be recorded in the individual's credit record, and if the loan is not repaid, it will be blacklisted, affecting the personal credit report; the handling methods and consequences of bad credit reporting; Ensure that the arrears are paid in a timely manner and that all fees are paid; Bad records can be automatically cleared after five years.
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Usually we say "on the credit" refers to the bad record in the personal credit report, such as overdue repayment.
And what you say about "on the credit report" should refer to whether the personal credit report will record the matter of "the credit report is queried".
The answer is: Yes.
Is there anything wrong with this, though?
What's wrong with paying attention to your credit report?
It's not the kind of inquiry that the bank reviews credit cards and loans, and there will actually be a "reason for the inquiry" on it.
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The borrowing on Alipay must be on the credit report, if you repay the loan on time and normally every month, there will be no stain on the credit record, but once the user has overdue behavior, the customer service will remind the repayment by playing ** or SMS at the beginning, once it is found that it is maliciously overdue, then it will be in the credit report, and even if you pay off the arrears, it will take five years to eliminate.
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In addition to whether the borrowing is overdue, the key is whether you use the seller to borrow or the buyer to borrow. Buyers will not enter the personal credit information system when they use borrowing, but once it is overdue, it will still affect the handling of loan business and credit card business in the future, after all, Sesame Credit has been connected to the credit information system of most banks.
If the buyer's borrowing is seriously overdue, overdue for more than three consecutive months, or overdue for more than a certain amount, the overdue record will also be entered into the central bank's credit information system.
The seller's borrowing will definitely enter the credit information system of the People's Bank of China, because the seller's borrowing is an operating loan. Of course, in order to make up for the shortcomings of the credit investigation, the seller will give the user a very high amount and a very low interest rate, and those on the Internet with a limit of 300,000 and a daily interest rate of 1.5/10,000 (comprehensive annual interest rate of less than 6%) are generally borrowed by sellers.
So how do we confirm whether our borrower is a seller or a buyer? In addition to looking at the loan amount and interest rate, and seeing whether your account has registered a **store, there is also a very simple way.
Click to borrow, click "to borrow money", enter an amount in "how much to borrow", and the loan agreement will appear at the bottom of the screen. On the contract page, the personal loan corresponds to the "consumer trust loan", and the operating loan corresponds to the "operating trust loan".
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Alipay borrowing will be personal credit information. If you borrow money, repay on time and have no bad record of overdue repayment, you will not be on the personal credit blacklist, and there will be no loan display. If you use Alipay to borrow and have a bad record of overdue repayment, then you will be on the personal credit blacklist, and the personal credit will show a record of unpaid loans.
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At the meeting, personal credit reporting should be held, and now all financial institutions have been required to connect with the credit information system of the People's Bank of China, and as long as credit business occurs, the data will be uploaded to the credit information system.
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Borrowing is a credit loan product in Alipay, at present, borrowing is only open to some users, only Alipay has completed real-name authentication and Sesame credit score of more than 600 users have the opportunity to become invited users of borrowing. It can be seen that borrowing has certain requirements for the user's Sesame Credit score, and if the user has overdue behavior, the overdue record will be reflected in Sesame Credit.
And according to the regulations of the People's Bank of China, Ant Borrowing will report to the credit information system in a timely manner, that is, if the user has overdue behavior, the bad record will not only be recorded in Sesame Credit, but also uploaded to the central bank credit system, which will leave a stain on the personal credit report, which shows that the consequences of overdue borrowing are more serious.
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Alipay borrowing is divided into two kinds, one is a personal consumption loan, which will not be on the credit report if it is not overdue. There is also a kind of operating loan for the seller, which will be on the credit as long as it is borrowed, and it will be borrowed one by one.
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Hello, the essence of ant borrowing.
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Is there a result, I also borrowed, just now on the People's Bank of China bad personal credit, but it will take 24 hours to check the credit I also want to know the answer to this question.
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I have used it for 2 years, and I have borrowed all the information of the credit report, and there is no such record.
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Ant Borrowing is a loan product, which will be reported to the credit information system in a timely manner in accordance with the relevant regulations of the People's Bank of China; The access of consumer loan products to personal credit information helps financial institutions to evaluate the user's personal credit status, and only truthfully feedback your historical usage records; It is recommended to maintain a good habit of repaying on time, which is also conducive to your credit accumulation.
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Every money that customers borrow from Alipay is regarded as an online personal consumption loan, and every money will be reported on credit regardless of whether it is repaid on time or not. Later, when you really need a home loan, the bank can not approve a home loan for you because you have an online loan. Young people, wake up, don't be harmed, don't know yet.
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It can be determined that the ants will not be on the credit report if they borrow it, but everyone must pay attention. It is still necessary to use it with caution, because if the microcredit loan is overdue, the consequences will be more serious. This is because bank staff generally believe that borrowers who need to take out microcredit loans may have certain problems with their ability to repay.
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Basically not. If Huabei is overdue, it will only affect your sesame points, and Alipay will freeze your balance and incur penalty interest, but if it is seriously overdue, this overdue record will be reported to the central bank's credit system.
Borrowing is a personal consumption loan provided by Alipay, users can apply for a loan with sesame credit rating, only need to repay in installments, and the interest is calculated according to the same principal, which is much more convenient than traditional bank loans. Users with a sesame score of 700 or more have the opportunity to apply for Alipay borrowing. The Alipay credit line will be displayed on your personal credit report.
Same as traditional bank loan products. The overdue Internet small loan is also subject to credit investigation, because it is connected to the loan products of the online bank. The importance of personal credit report does not need to be emphasized, it is a report that reflects your credit history, which is obtained by the People's Bank of China from various commercial banks (credit card, loan), including repayment information, etc., into a report, which can be viewed in a unified manner.
Personal credit now affects your life more and more, buying a house, applying for a credit card, personal loans, social security, etc. will be affected by your credit history. As the credit system becomes more and more sophisticated, credit history will become an inseparable part of your life.
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No matter if you borrow Huabei, if you don't repay it for a long time! Alipay will sue you in the local court if you can't get credit at any time
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There is a detailed explanation of the credit investigation of the People's Bank of China at the borrowing meeting. When applying for a loan, you will also check your credit report of the People's Bank of China.
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Yes. Now the easiest way to borrow may be Alipay's borrowing, borrowing is not 100% on the credit, to spot check, there will be a record of small loans on the credit record, but as long as it is returned on time, it is not a bad situation.
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Call ** today to ask customer service, customer service said that it will be uploaded to credit information from time to time, mainly affected by the policy of the People's Bank of China, the People's Bank of China will upload if it is required, and the People's Bank of China will not upload it if it is not required, everyone's situation is different, some have been uploaded, and some have not been uploaded. When I asked, the customer service checked it for me and said that mine hadn't been uploaded yet.
You can hit ** and ask.
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If you have a bad record in borrowing Huabei, you will definitely be on the credit report.
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You can ask customer service directly about this question. They'll give you the answers.
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Chongqing Ant Micro Loan will be displayed.
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