Has Wenxian City reached retirement age after 15 years of payment?

First: social security regulations.

The policy of the state to pay pension insurance is that the cumulative payment period is 15 years, which is the minimum requirement for retirement. The national statutory retirement age is 60 years old for men and 50 years old for women, and laid-off workers can receive pensions according to regulations after applying for retirement as long as there is no interruption in the middle, or the cumulative payment period has reached 15 years despite the interruption, and the two basic conditions for retirement have been reached by the time of the statutory retirement age.

Second: laid-off workers.

After being laid off, it is a flexible employment person, and you can receive a pension after retirement, because China's pension insurance payment policy is to pay more and pay more for a long time. The number of years you have paid for the pension is the minimum number of years, and relatively speaking, the retirement pension you receive is low. Your retirement is only in line with the retirement policy.

It belongs to pension insurance retirement. Whether you can retire from basic medical insurance depends on whether the cumulative payment period of your basic medical insurance is in line with national and local policies.

Third: retirement.

According to the practice of most provinces and regions, at the retirement age, it is necessary to pay 100 yuan of the arrears of the year and 5/10,000 of the total arrears on a daily basis from the time of cessation of payment, and the pension can be calculated and paid according to the local average wage base of the year before the retirement age. You can enjoy retirement if you pay social security for 15 years, but the premise is that there can be no interruption between reaching the retirement age and paying social security, otherwise you must make up the part of the middle file when you reach the retirement age before you can go through the retirement procedures.

Finally, it is hoped that the laid-off personnel who have the ability to pay the fees will pay the fees continuously and timely in strict accordance with the local pension insurance policy, so as to avoid detours and spend more money when the time comes. No matter what it is, you need to choose according to your actual situation, what suits you is the best, and I hope you can protect your legitimate rights and interests!

If you have not paid social security for 15 years, you have reached retirement age. That's not a pension.

When the statutory retirement age is reached, the social security contribution period is less than 15 years, and the Social Labor Security Law stipulates that it is not allowed to make a one-time payment of the difference in the number of years for retirement.

You are allowed to extend the payment period and continue to pay until 15 years have been met.

Regardless of **, if you have not paid a 15-year pension by the retirement age, you must continue to pay it, and you can retire only when you have paid enough.

If it is not paid in full, you can make up for it, and you must pay it for 15 years before you can pay the pension.

If you have reached retirement age and the payment period of pension insurance has not reached 15 years, you can handle the supplementary payment business.

Then continue to pay it full, and if you reach the age, you can make up all the dues.

Legal analysis: when the employee reaches the statutory retirement age, the basic pension insurance is less than 15 years, there are three ways to solve, and the employee can choose one of them according to his actual situation and wishes: 1. Continue to pay until 15 years, and receive the basic pension on a monthly basis.

2. Transfer to the basic old-age insurance for urban and rural residents and enjoy old-age insurance benefits. 3. Take out the personal account savings amount at one time and terminate the basic pension insurance relationship of employees.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 2 The State shall establish a social insurance system such as basic Duanchang endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, so as to protect citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

Pension insurance benefits are not available. This is because:

First, it is illegal, and it does not meet the statutory conditions for receiving pension insurance under the Social Insurance Law of the People's Republic of China. Article 16 of the Act expressly stipulates:"Individuals who participate in the basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance (referred to as urban and rural residents' social endowment insurance), and enjoy the corresponding endowment insurance benefits in accordance with the regulations"。

Therefore, if you have not reached the statutory retirement age, you have paid pension insurance for 15 years, and when you reach the statutory retirement age, you cannot receive a pension. This is one.

Second, it is impossible to calculate the calculation method of receiving pensions, in addition to personal account pensions, the most important overall pension. The basic basis for calculating the pooled pension is:"The average monthly social wage of urban workers in the previous year"。The average monthly social wage of urban workers in the previous year was released by the state statistical organs at all levels through scientific calculations at the beginning of July of each year.

Suppose a man is only 50 years old by the 15th anniversary of the full pension insurance payment, and there are 10 years before the statutory retirement age. It is not possible to wait until ten years later to receive pension benefits.

Because the calculation of pension is only the average monthly social wage of urban workers in the previous year. It is not permissible to calculate the average social wage of 10 years ago, nor can it be calculated on the basis of the average social wage at the age of age.

Some people have tried to take advantage of this loophole in the law, which has been blocked by the law's "Several Provisions on the Implementation (of the Social Insurance Law of the People's Republic of China)".

Third, some people misunderstand the law, and the salient features of this law are:"When you reach the statutory retirement age", this"times"In the interim, only when the statutory retirement age of 60 is reached, and the 15th anniversary of the pension insurance is paid, the pension insurance can be received in accordance with the law.

This probability is low and can only be done with careful planning for flexible workers. However, receiving a pension is only a basic pension of about 800 yuan, which is not cost-effective for individuals.

Therefore, it is still necessary to pay social pension insurance"Pay more for a long time, pay more for more"。There are no loopholes in the law.

Reaching the statutory retirement age, pension insurance contributions for 15 years, as long as these two conditions are met at the same time, after the suspension of payment, it will not affect their retirement procedures in accordance with the law when they reach the statutory retirement age in the future, and receive a basic pension on a monthly basis.

Theoretically, it is possible to receive a pension, but there are still many uncertainties in the future, and it is offensive to look at the future from the perspective of the present.

OK. Wait until you are 60 years old to apply for a pension. However, it must be submitted. In this way, you will get a very good pension procedure.

Yes, as long as the general social security has been paid for 15 years, you can retire and get a pension.

If you have paid social security for 15 years before you reach retirement age and stop paying, can you wait until you reach 60 to apply for retirement and receive a pension?

Dear, hello: Yes, the condition for receiving a pension is to participate in the basic pension insurance of individuals, when the pension reaches the statutory retirement age and has paid for 15 years, you can receive the basic pension on a monthly basis. 2. That is to say, employees who participate in pension insurance must meet two conditions to receive a pension:

One is to reach the statutory retirement age; The second is to pay pension insurance premiums for 15 years. The so-called statutory retirement age refers to the age at which employees retire from work and are eligible for pensions. According to the relevant regulations, the statutory retirement age for enterprise employees in China is:

Men are at least 60 years old, female workers are at least 50 years old, and female cadres are at least 55 years old. For those engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health (hereinafter referred to as "special types of work"), the retirement age is 55 years old for men and 45 years old for women; If the person is disabled due to illness or non-work-related reasons, and is certified by the hospital and confirmed by the labor appraisal committee to be completely incapacitated, the retirement age is 55 years old for men and 45 years old for women.

What to do if you have paid social security for 15 years and have not reached retirement age are explained as follows:

1. If the worker has not yet retired after 15 years of social security, the worker can not pay social security, or he can continue to pay social security, and when he reaches the retirement age, the laborer can receive a monthly pension. How much pension can be received mainly depends on the length of the payment period of the individual coder, the level of the individual payment base and the average salary of the local society.

2. If you are a flexible employee, you don't need to continue to pay after 15 years, but if you stop paying, you can't enjoy medical insurance before the statutory retirement age. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis.

Generally, it is necessary to pay for 25 years for men and 20 years for women, and the retirement age can receive a monthly pension and enjoy medical reimbursement, but it should be noted that the medical part can only enjoy 100% reimbursement within the reimbursement range if it has been paid continuously for more than 3 years, and during the period of 0-3 years, it will be reimbursed according to the proportion of continuous payment time, and if it is disconnected, it cannot exceed 3 months, and the continuous payment period must be recalculated if it exceeds 3 months.

After 15 years of social security contributions, those who have not yet reached retirement age should continue to pay social security.

If you have not yet reached retirement age and have a workplace, even if you have been insured for 15 years, your employer must continue to participate in the insurance, and when you reach the retirement age, you can receive a monthly pension. How much pension can be received mainly depends on the length of the individual payment period, the level of the individual payment base and the average salary of the local society.

Social insurance refers to a social and economic system that provides income or compensation to a population that is incapacitated, temporarily unemployed, or lost due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

The significance and role of social insurance is significant, that is, to ensure the life of the whole society, the elderly have support, etc., and those who buy social insurance can solve and reduce some additional expenses in life.

Social security payment records can be queried in the following four ways:

1. Inquire through the local social security online service platform, for example, Changsha staff can log in to the Changsha 12333 public service platform and log in with their personal account password, and then they can find the social security payment information query in the query management, and they can freely choose the query date and insurance type;

2. Through Alipay inquiry, find the city service on the Alipay homepage, or directly search for "social security", and after successfully binding the social security card, you can find the social security payment record in the social security service's sock payment information query;

3. Kaichan dials the social security service**, and operates the query according to the voice prompt, or directly transfers it to manual inquiry;

4. Bring the relevant information, and also keep an eye on the dust is ID card and social security card to the social security center of the place where you participate in the insurance to inquire.

Social Insurance Law of the People's Republic of China

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

If the employee has not yet reached retirement age after 15 years of social security payment, he or she can choose not to pay social security, or he or she can choose to continue to pay social security.

The treatment of social security after 15 years and has not yet reached retirement age is as follows: if the party has a fixed unit. In this case, it is necessary to continue to pay social security.

For in-service employees, it is not that they do not pay social security if they want to, and the employer must pay employee social security for in-service employees in accordance with the law, that is, five insurances. Therefore, even if the employee has paid the pension insurance for 15 years, as long as he is still working in the employer and has not retired, he must continue to pay the pension insurance and other five insurances with the unit, which is mandatory. Unlike in-service employees with units, flexibly employed persons can voluntarily choose whether to participate in employee social security, that is, after 15 years of cumulative payment of pension insurance, flexibly employed persons can choose whether to continue to pay.

Retirement can only be completed after 15 years of accumulated contributions and reaching retirement age. As of now, the retirement age is: male, 60 years old. Female, 50 years old for workers: 55 years old for cadres (55 years old for freelancers).

After reaching retirement age, you can receive a monthly pension; Medical insurance: effective after three months, you can be reimbursed if you are hospitalized in illness; Maternity insurance: If you have a child after one year of payment, you basically can't spend your own money; Unemployment Insurance:

After paying for more than one year, those who are dismissed from the unit can temporarily find a job and can receive some unemployment benefits; Work-related injury insurance: In the event of a work-related injury, the cost will be paid by the work-related injury, and the employer will not be responsible for it.

Legal basis

Social Insurance Law of the People's Republic of China

Article 16 Individuals participating in the basic endowment insurance who have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis. It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

Article 27 of the Social Insurance Law.

Individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, the cumulative contributions reach the number of years prescribed by the state, and the basic medical insurance premiums will not be paid after retirement, and they will enjoy the basic medical insurance treatment in accordance with the provisions of the state; If the number of years prescribed by the state has not been reached, the fee can be paid until the number of years prescribed by the state.