Is the accident fire insurance that I bought before the store changed to a legal entity still valid?

If only the legal representative is changed and the company's business has not changed, as long as you go to the insurance company to make a preservation change, the original insurance is still valid.

In the property insurance of the Insurance Law, it is stipulated that the insurance interest relationship of the property insurance contract must effectively exist at the time of the occurrence of the insured event, simply put, when the insured accident occurs, the insured of the policy must have an insurance interest relationship with the insured property, and if there is no change of legal person, the enterprise and the insured property have a legal interest relationship, then the policy is a valid policy. However, when the legal person is replaced, the new legal person and the original insured property have not yet established a valid insurance interest relationship in the insurance contract, and only after the insurance company has changed the insured, the insurance company can confirm the interest relationship between the new legal person and the insured property, and the original insurance policy will continue to be valid.

This relationship can be given as an example, similar to vehicle insurance in our daily lives. However, when the customer insures vehicle insurance, when the ownership of the vehicle changes (such as selling a car), the new owner must go to the insurance company to make a change of the insured, if the change is not made, when the vehicle has an insurance accident, the insurance company can not pay, because the liability accident is, the original owner is no longer the owner of the vehicle, and the car has no insurance interest, and the new owner because there is no change, the insurance company does not have the relevant insurance level record of the new owner, and it will be regarded as not establishing an insurance interest relationship with the vehicle. Therefore, the compensation will be denied.

However, if the owner changes the relevant information in time, the insurance purchased by the original owner is still valid in the event of an insurance accident. The insurance company pays according to the insurance contract.

Need to repurchase or change the policyholder The policyholder must have a direct interest in the subject matter to be effective.

Fire accidents are caused by fire, and many near-miss accidents are caused by man-made!

1. Accompany the company to remember that the fire department should first ask for a "fire identification certificate", which is the most important legal evidence for fire.

2. The fire certificate will identify the cause of the fire, and then you can determine who is responsible and who is compensated.

3. The question of how much to compensate for needs to be counted for fire losses, which is also counted by the fire department. At the same time, it is advisable to keep all the evidence about the fire damage, which will be better.

4. In the end, if the negotiation fails, you may have to take the court to raise the lawsuit, so you must be prepared.

The responsibilities of your family, the division of responsibilities, and the compensation ratio shall be handled according to legal procedures.

Alarm! The fire brigade will find out the cause and determine the person responsible.

Lawyer Zeng Jinfeng.

First of all, it is necessary to find out the cause of the fire and whose fault it is, so that it can be further analyzed and qualitative.

Don't forget to turn off the power switch when you go out, eliminate electrical faults in time, prevent overload of electrical equipment, find professional maintenance personnel for repair in time when leakage occurs, and check the use of electrical appliances frequently. Prevent illegal operation and use of substandard products and cause disasters.

1.Keep the fire passage and safety exit unblocked, and it is strictly forbidden to lock it during working hours; 2.Develop good fire habits, do not smoke and litter cigarette butts; 3.

Do not connect or pull wires indiscriminately, frequently conduct safety inspections on electrical equipment and lines, and deal with hidden dangers in a timely manner; 4.The use of open flame operations must be applied to the superior, and the fire certificate must be obtained to take preventive measures before operation; 5.Strengthen the safety management of the use and storage of hazardous chemicals.

6.Control the source of ignition, combustibles, and combustibles, and prevent the three conditions of combustion from coexisting.

Touch touch, hehe, I'll make trouble