What are the two aspects of the essence of good faith loan application?

First, the borrower abides by the principle of honesty and trustworthiness, provides loan application materials in accordance with the specific methods and contents required by the lender, and promises that the materials provided are true, complete and valid;

Second, the borrower should prove that its establishment is legal, its operation and management are compliant and legal, its credit history is good, the purpose of the loan is clear and legal, and the repayment is clear and legal.

What I know is as follows: 1. Honesty is a traditional virtue of the Chinese nation, an important part of the core values of socialism, and a necessary quality for college students to become human beings and grow into talents. Carrying out activities on the theme of creditworthiness education in college and university student financial aid is not only conducive to enhancing college students' awareness of creditworthiness and promoting the smooth development of national student loan work, but also helps to improve the overall quality of college students and strengthen the educational effect of financial aid work, which is of great significance for maintaining campus stability and social harmony.

All regions and colleges and universities should attach great importance to carrying out activities on the theme of creditworthiness education in college and university student funding, including this activity in the annual work plan in advance, drafting specific activity plans, making careful arrangements, and making careful arrangements, concentrating efforts on thoroughly carrying out activities on the theme of creditworthiness education in college and university student funding, forming a publicity momentum that has breadth, depth, and social influence, and building a campus cultural atmosphere where creditworthiness is proud. 2. All colleges and universities should combine campus culture construction, class construction, social practice, "My Chinese Dream" theme education and other activities, through holding exhibitions, knowledge competitions, stage plays, essays, speeches, selection of integrity and self-improvement stars and other forms of diverse, lively, and entertaining methods, widely publicize national student loans and other funding policies, popularize credit reporting, finance and other related knowledge, publicize honest and trustworthy deeds, advocate the spirit of contract, and promote students to establish the concept of integrity and enhance legal awareness. Promptly perform state student loan contracts, effectively transforming creditworthiness education into college students' conscious literacy and behavior. I know, so you know!

Answer]: a, c

Applying for a loan in good faith mainly contains two meanings: first, the borrower abides by the principle of honesty and trustworthiness, provides loan application materials in accordance with the specific methods and contents required by the lender, and promises that the materials withdrawn are true, complete and effective; Second, the borrower should prove that his credit history is good, the purpose of the loan and the repayment ** are clear and legitimate, etc.

Answer]: a, b, c, d, e

The essence of the loan application includes two aspects: first, the borrower abides by the principle of honesty and trustworthiness, provides loan application materials in accordance with the specific methods and contents required by the lender, and promises that the materials provided are true, complete and valid; Second, the borrower should prove that its establishment is legal, its operation and management are compliant and legal, its credit record is good, the purpose of the loan is clear and legal, and the repayment is clear and legal.

1) The borrower has the status of a legal and compliant entity, and is in good credit condition; Before applying for a loan, the borrower should make a comprehensive assessment of his or her existing economic strength and make reasonable expectations of future income and expenses. On this basis, a prudent debt borrowing plan should be formulated to raise debt legally, reasonably and appropriately.

2) The borrower abides by the principle of honesty and trustworthiness in the loan application, and provides financial information to the lender in a truthful, comprehensive and timely manner.

3) The borrower shall provide relevant materials that can prove that it meets the loan conditions according to the lender's requirements for the method and specific content of the loan application materials, and promise that the materials provided are true, complete and valid.

4) The borrower makes a clear commitment in the loan contract to bear the liability for breach of contract for failing to provide true, complete and effective materials to the lender as promised in the contract, and the lender shall pursue the borrower's liability for breach of contract.

5) The borrower undertakes to use the funds according to the purpose of the loan, and provides a second repayment guarantee according to market standards.

6) The borrower must conscientiously fulfill the repayment obligation. If it is indeed impossible to repay the loan on time due to objective reasons, the borrower should take the initiative to contact the lender and renegotiate the repayment plan according to the actual situation.

Answer]: a, c, d

Applying for a loan in good faith mainly contains two meanings: first, the borrower abides by the principle of honesty and trustworthiness, provides loan application materials in accordance with the specific methods required by the lender, and promises that the materials provided are true, complete and effective; Second, the borrower should prove that his credit history is good, the purpose of the loan and the repayment ** are clear and legitimate, etc.

Answer]: a, c, d

Applying for a loan in good faith mainly contains two meanings: first, the borrower abides by the principle of honesty and trustworthiness, provides loan application materials in accordance with the specific methods and contents required by the lender, and promises that the materials provided are true, complete and effective; Second, the borrower should prove that his credit history is good, the loan is prudent and the repayment is clear and legal.

Answer]: a, c, d

Analyze the trace chain] There are two main meanings of credit application: the borrower abides by the principle of honesty and trustworthiness, provides loan application materials in accordance with the specific methods and contents required by the lender, and promises that the materials provided are true, complete and effective; Second, the borrower should prove that his credit history is good, and the purpose of the loan and repayment are clear.

Answer]: a, c, d

There are two main meanings of credit application: first, the borrower abides by the principle of honesty and trustworthiness, provides loan application materials in accordance with the specific style and content required by the lender, and promises that the materials provided are true, complete and valid; The second is that the borrower should prove that his credit history is not good, and the purpose of the loan and repayment are clear and legitimate.

Answer]: a, c, d

There are two main meanings of credit application: first, the borrower abides by the principle of honesty and trustworthiness, provides loan application materials in accordance with the specific style and content required by the lender, and promises that the materials provided are true, complete and valid; The second is that the borrower should prove that his credit history is not good, and the purpose of the loan and repayment are clear and legitimate.