Need to apply for an online loan, where to go? Which online loan is good to apply

Hello, there are many platforms that can provide online loan business, and it is recommended that you choose a regular platform, so that your personal information and property are safe and secure. It is recommended that you use Youqian Hua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqian Hua, renamed as "Youqian Hua" in June 2018), a big brand with reliable and low interest rates.

Youqian Hua has launched a consumer credit product for individuals, with a maximum loan amount of 200,000 yuan (click on the official amount, the daily interest rate is as low as the start, and it has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

First, the qualifications required for borrowing money: the borrower must have sufficient repayment ability and willingness to repay.

For mortgage loans, the application conditions of the major platforms are almost the same. Taking Duoduo Loan as an example, the borrower needs to bring the information; ID card (three certificates are required for enterprises), bank statements, mobile phone lists, address certificates, credit reports, and work contracts. Borrowers who meet the conditions can apply for a loan of up to 500,000 yuan.

Generally speaking, P2P platforms require the borrower to work for more than 6 consecutive months in the current unit, so as to ensure the borrower's stable repayment ability. At the same time, borrowers should pay attention to maintaining their credit records, if there are many overdue credit cards or overdue records of housing loans and car loans, it is very disadvantageous.

Second, although the application procedure is not as cumbersome as that of the bank, the documents must be prepared carefully.

The biggest convenience of applying for a loan through a P2P platform is that you can submit information online, take a photo and upload it with your mobile phone, instead of waiting in line with a bunch of original copies like when applying for a loan at a traditional financial institution. Different P2P platforms have different requirements for application materials, so it is recommended that borrowers learn more about the requirements of each platform before making a choice, and then submit the application after preparing the corresponding materials, so as to avoid being rejected due to insufficient preparation of materials.

Third, the cost of borrowing is not just about loan interest.

Generally speaking, the loan term offered by P2P platforms is 3 months, 6 months, 12 months, 18 months, 24 months, and 36 months, and the longer the loan period, the higher the interest rate. However, in addition to repaying the principal and interest on time, borrowers also need to pay service fees, recharge fees, withdrawal fees and other fees according to the regulations of different P2P platforms, so borrowers should pay attention to these miscellaneous fees when calculating borrowing costs.

Don't apply for too many online loans, live within your means, take out loans rationally, and try to choose formal platforms for borrowing money. You can go to Xinwang Bank.

I've done a good one, it's good.

It depends on your own personal qualifications.

Do what meets your own conditions.

How much do you need? Do I need to borrow money by signing a contract?

The online loans that are better to apply for are as follows:

1. Jingdong gold bars: Jingdong gold bars are an upgraded version of Jingdong white bars, generally as long as you pass Jingdong white bars, and have a good Jingdong white bar consumption record, you can apply for Jingdong gold bars, and Jindong gold bars are very safe and reliable.

2. Ant Huabei: As long as it is a real-name authentication user who has been defeated by Alipay, you can basically open Ant Huabei, and there is no maximum limit on Ant Huabei.

3. Quick Loan: Quick Loan is a mobile phone credit card loan product, as long as the mobile phone is bound, you can basically apply for it, and the loan amount is between 2,000 yuan and 200,000 yuan.

4. Youth loans: Youth loans are mainly aimed at young users, and most of them can pass the review as long as they carry out real-name authentication.

Online loan platforms should be cautious of borrowing money from the following platforms:

1. Rich Money: Rich Spend is a credit service product under it, which has a good reputation and a relatively fast lending speed. It can meet the daily borrowing needs, and it is very convenient to borrow if you want.

The maximum amount is 200,000 yuan, and the average daily interest of 10,000 yuan for 1 year is started. The better the credit, the lower the interest rate.

2. Borrowing: Borrowing: Borrowing is a pure credit loan product launched in Alipay, Alipay's Alipay, which is issued according to the consumption situation of Alipay users and the ability to repay, and ordinary users have the opportunity to apply for opening only when the sesame score reaches 600 points, according to the sesame score, the loan amount is 10-300,000, the minimum daily interest, the loan term is 12 periods, and it supports borrowing and repaying at any time, and it has always been a conscientious loan platform.

3. Huanbei: Shanghai Shuhe Information Technology was established in 2015 and launched Huanbei products in 2016. The major shareholder is Focus Media, a listed company (****:

4. WeLoan: WeBank's Tencent's first Internet bank, Dazhijiao, is committed to providing fast financial services for small enterprises and individual consumer groups.

5. Paipai Loan: Founded in 2007, Paipai is a P2P financial platform listed on the New York ** Stock Exchange. Paipai loan products are mainly divided into loose and rainbow labels.

At present, it provides users with a credit loan with a maximum loan amount of 200,000 yuan, and a monthly loan interest rate of about 1%. Users can choose the right loan product according to their needs.

Summary. Hello, 1. There is money to spend. It is a financial credit service brand of Du Xiaoman, which uses artificial intelligence and big data risk control technology to provide users with convenient, fast and reassuring borrowing services.

Hello, Potato Ling 1, there is money to spend. It is a financial credit service brand of Du Xiaoman, which uses artificial intelligence and big data risk control bucket technology to provide users with convenient, fast and reassuring loan services.

IOUs. 360 IOU is a Fuzhou 360 network small loan **** under the Yuan Chong people and small and micro orange return credit platform, 500 yuan of world crack loan, the maximum amount of 200,000, cash payment in seconds, the lowest daily interest fee of the loan, the minimum loan of 1000 yuan per day only 2 cents 7 interest fee.

3. Zhong'an small loan. Zhong'an Microfinance is an unsecured and imitation-beam pure online consumer credit platform launched by Chongqing Zhong'an Microfinance Co., Ltd., which evaluates the customer's credit as a whole based on the mature and professional risk control capabilities of the book, with a three-step loan limit of up to 200,000 yuan, and an average of less than 5 seconds of lending.

4. Comfort flowers. Anyihua is a revolving line of credit product launched by a consumer finance company. Users can enter the crude liquid line within the quota range, and divide the stool imitation period and consumption. Grip.

These loans are all formal and you can apply for them with confidence.