The owner of the other side of the traffic accident cooperated with me to deceive the insurance who

Updated on society 2024-04-16
10 answers
  1. Anonymous users2024-02-07

    The owner of the other side of the traffic accident cooperates with himself to defraud the insurance, which is a joint crime, and should bear the same responsibility and be given the same criminal punishment.

    Criminal Law of the People's Republic of China

    Article 25: Joint crimes refer to two or more persons committing a joint intentional crime.

    Article 198.

    In any of the following circumstances, where insurance fraud is carried out, and the amount is relatively large, a sentence of up to five years imprisonment or short-term detention is to be given, and a concurrent fine of between 10,000 and 100,000 RMB is to be given; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment and a concurrent fine of between 20,000 and 200,000 RMB is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment is to be given, and a concurrent fine of between 20,000 and 200,000 RMB or confiscation of property is to be given

    1) The policyholder deliberately fabricates the subject matter of insurance and defrauds the insurance money;

    2) The policyholder, the insured or the beneficiary fabricates false reasons for the occurrence of the insured accident or exaggerates the extent of the loss, and defrauds the insurance money;

    3) The policyholder, the insured or the beneficiary fabricates an insurance accident that has not occurred and defrauds the insurance money;

    4) The insured or the insured intentionally causes an insured accident of property damage and defrauds the insurance money;

    5) The policyholder or beneficiary intentionally causes the death, disability or illness of the insured and defrauds the insurance money.

    Where the conduct listed in items (4) and (5) of the preceding paragraph concurrently constitutes other crimes, punishment is to be given in accordance with the provisions on combined punishment for multiple crimes.

    Where a unit commits the crime in the first paragraph, the unit is to be fined, and the directly responsible managers and other directly responsible personnel are to be sentenced to up to five years imprisonment or short-term detention; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment is to be given.

    Where an appraiser, certifier, or property appraiser of an insured accident intentionally provides false supporting documents to provide conditions for others to defraud, it is to be punished as an accomplice to insurance fraud.

  2. Anonymous users2024-02-06

    The responsibility is very great, this is a fraud, the crime of fraud is very serious, dear, don't do that.

  3. Anonymous users2024-02-05

    If you find that the other party has cheated on insurance, and you have evidence in hand, you can report to the police, and you can also notify your insurance company, and they will also cooperate with you to investigate, but once they find that they are indeed fraudulent insurance, they may have to bear legal responsibility.

  4. Anonymous users2024-02-04

    I think the responsibility should be re-divided, and people who cheat on insurance should be punished for their impure motives and ill-intentioned intentions.

  5. Anonymous users2024-02-03

    I am fully responsible for the traffic accident, and I do not need to bear legal responsibility if I find that the other party has cheated on the insurance.

    The crime of insurance fraud refers to the conduct of policyholders, insureds, or beneficiaries who, for the purpose of obtaining insurance money for themselves or a third party, adopt methods such as fabricating insurance objects, insurance accidents, or creating insurance accidents, to defraud insurance money, and the amount is relatively large.

    The constituent elements are as follows:

    1. The content of the constituent elements is that various deceptive methods are used to defraud a relatively large amount of insurance money;

    2. The subject of the act is the policyholder, the insured and the beneficiary, but the criminal law specifically limits the scope of the subject according to the mode of conduct;

    3. The fictitious subject matter of insurance is limited to the policyholder (suspected identity offender);

    4. Fictitious insurance accidents, including the policyholder, the insured and the beneficiary.

    The policyholder refers to the person who signs an insurance contract with the insurer and pays the insurance premium to the insurer.

    The insured person refers to the person covered by the insurance contract. A beneficiary is a person who is entitled to receive insurance benefits in life insurance. The unit may be the subject of the crime.

    Article 193 of the Criminal Law of the People's Republic of China [Crime of Loan Fraud] In any of the following circumstances, fraudulently defrauding banks or other financial institutions of loans for the purpose of illegal possession, and the amount is relatively large, is to be sentenced to up to five years imprisonment or short-term detention and a concurrent fine of between 20,000 and 200,000 RMB; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment and a concurrent fine of between 50,000 and 500,000 RMB is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine of between 50,000 and 500,000 RMB or confiscation of property is to be given

    1) Fabricating false reasons for the introduction of funds, projects, etc.;

    2) The use of false economic contracts;

    3) Using false supporting documents;

    4) Using false property rights certificates as collateral or repeating collateral in excess of the value of the collateral;

    5) Fraudulently borrowing by other means.

    Article 194: [Crime of Negotiable Instrument Fraud] In any of the following circumstances, where financial negotiable instrument fraud is carried out, and the amount is relatively large, a sentence of up to five years imprisonment or short-term detention is to be given, and a concurrent fine of between 20,000 and 200,000 RMB is to be given; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment and a concurrent fine of between 50,000 and 500,000 RMB is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine of between 50,000 and 500,000 RMB or confiscation of property is to be given

    1) Knowingly using a forged or altered bill of exchange, promissory note, or check;

    2) Knowingly using bills of exchange, promissory notes, or cheques that are void;

    3) Fraudulently using other people's bills of exchange, promissory notes, or checks;

    4) Issuing dishonoured cheques or cheques that do not conform to their reserved seals, thereby fraudulently obtaining property;

    5) The drawer of a bill of exchange or promissory note issues a bill of exchange or promissory note without a financial guarantee or makes a false record at the time of issuance of the bill of exchange or promissory note to obtain property by fraud.

    Crime of Financial Voucher Fraud] Where forged or altered entrustment receipts, remittance vouchers, bank deposit receipts, or other bank settlement vouchers are used, punishment is to be given in accordance with the provisions of the preceding paragraph.

  6. Anonymous users2024-02-02

    In the case of full responsibility for the traffic accident, the insurance company shall compensate within the compulsory insurance limit of motor vehicle traffic accident liability; If the compulsory traffic insurance is insufficient, the insurance company shall compensate within the limit of commercial insurance, and if it is still insufficient or has not taken out commercial insurance for motor vehicles, the infringer shall compensate.

  7. Anonymous users2024-02-01

    Alarm! Or tell your insurance company!

  8. Anonymous users2024-01-31

    Unilateral accident replacement of the driver is not necessarily an insurance fraud, insurance fraud needs to meet certain conditions, and the situation needs to be decided according to the specific situation. The circumstances of insurance fraud include deliberately fabricating the subject matter of insurance, fabricating fictitious causes of accidents, or exaggerating the extent of losses suffered due to accidents, fabricating accidents, etc. According to the relevant provisions of the law, the act of defrauding insurance constitutes a crime, and is generally punishable by up to five years imprisonment or criminal detention and a fine.

    Article 198 of the Criminal Law of the People's Republic of China: In any of the following circumstances, where insurance fraud is carried out and the amount is relatively large, a sentence of up to five years imprisonment or short-term detention is to be given, and a concurrent fine of between 10,000 and 100,000 RMB is to be given; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment and a concurrent fine of between 20,000 and 200,000 RMB is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment is to be given, and a concurrent fine of between 20,000 and 200,000 RMB or confiscation of property is to be given

  9. Anonymous users2024-01-30

    Summary. Good evening<>

    If the other party is fully or partially responsible for the accident and you use your own insurance to repair the other party's vehicle, it is not a fraudulent insurance policy. In the case of a traffic accident, the responsible party shall be liable for the corresponding damages. If you are the party responsible for the accident, you can choose to use your own insurance to cover the cost of repairs.

    This practice is legally permissible. In order to ensure legitimacy, you need to file and settle claims in accordance with the agreements and procedures of the insurance contract. The operation of the insurance company may vary depending on the regulations of the insurance company, and it is recommended that you consult the insurance company or read the insurance wording for detailed procedures and requirements.

    Is it a fraud for the other party to use their own insurance to repair the other party's car in a traffic accident?

    Good evening<>

    If you are responsible for all or part of the traffic and you use your own insurance to repair the other party's vehicle, it is not a fraudulent insurance policy. In the case of a traffic accident, the responsible party Ye Hui shall bear the corresponding liability for damages. If you are the party responsible for the accident, you can choose to use your own insurance to cover the cost of repairs.

    This practice is legally permissible. In order to ensure legitimacy, you need to file and settle claims in accordance with the agreements and procedures of the insurance contract. The operation of the insurance company may vary depending on the regulations of the insurance company, and it is recommended that you consult the insurance company or read the insurance wording for detailed procedures and requirements.

    In some cases, insurers may investigate and review such claims to ensure that no fraud has occurred. If the insurance company believes that your behavior is fraudulent, Neng may refuse to make a claim or take other legal measures. If the damage to the other party's vehicle as a result of a traffic accident exceeds your insurance coverage, the other party will ask you to pay the excess amount.

    In this case, you will need to negotiate with the other party and will need to pay an additional fee. Using your own insurance to repair the other party's vehicle in a traffic accident is not a fraudulent insurance policy, but you need to follow the insurance contract and procedures to ensure legality. In such cases, we recommend that you consult your insurance company or seek professional legal advice.

    Dear, is there anything else you don't understand? Tell me more about your situation and I'll answer for you. <>

  10. Anonymous users2024-01-29

    Summary. Good evening<>

    Using one's own insurance to repair the other party's vehicle under the responsibility of the other party in a traffic accident is not an insurance fraud. According to the relevant legal provisions, in the event of a traffic accident, the responsible party shall bear the cost of repairs. If you are the party responsible for the accident, you can choose to use your own insurance to pay for repairs to the other party's vehicle.

    This practice is legal and permitted by law. <>

    Is it a fraud for the other party to use their own insurance to repair the other party's car in a traffic accident?

    Good evening<>

    Using one's own insurance to repair the other party's vehicle under the responsibility of the other party in a traffic accident is not an insurance fraud. According to the relevant legal provisions, in the event of a traffic accident, the responsible party shall bear the cost of repairs. If you are the responsible party for the accident, you may choose to use your own insurance to cover the cost of repairs to the other person's vehicle.

    This practice is not legal and is allowed by law. <>

    In some countries or regions, the insurance company of the responsible party will settle the settlement with the repair shop of the other party's vehicle, thus avoiding the process of direct payment and claims between individuals. - However, it should be noted that when using your own insurance to repair the other party's vehicle, you will need to submit relevant supporting documents to the insurance company, such as an accident report, repair estimate, etc. In addition, there are certain restrictions and terms in your insurance contract, so you are advised to read them carefully before using the insurance.

    It is legal to use your own insurance to repair and take care of the other party's vehicle, as long as you follow the relevant procedures and regulations. <>

    Dear, is there anything else you don't understand? Tell me more about your situation and I'll answer for you. <>

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