My girlfriend and I have a total monthly income of 20,000. Is it good to buy a car like this? What p

Updated on Car 2024-04-12
44 answers
  1. Anonymous users2024-02-07

    It's very stressful to start a business and buy a car...

    Those add up to a lot of people!!

    And you don't need a car for work.

    So let's live a good life loosely, why rush to take out a loan (if) to buy a car, and it's very restrictive!

    Say something from your heart (just what if).

    If you buy a car and suddenly lose your job (don't mind if you don't mind), then you are short of money and you will lose a lot of money if you sell the car.

    It's not too late to buy an Audi, a BMW, or something like that when you have a lot of money!

  2. Anonymous users2024-02-06

    It's better not to put too much pressure on yourself during the start-up period, and pay off the loan first, and be debt-free! If you get married, give priority to the house, and it won't be long before you have children, so it will cost more at that time, so it's better to save some money first. On your terms, you will definitely not buy a car at the same time, and it is time-consuming and expensive to maintain the car, so it is better to wait!

    It's very easy to change money into a car, but it's difficult to change a car into money, and you have to get a discount! Repay the loan - the money that the child needs in 3 years - save money - buy a car!

  3. Anonymous users2024-02-05

    Let's buy a car after you get married.

    Because you also have to buy a house and get married. Now the property price in Guangzhou is not low, and the decoration has cost a lot of money.

    If you buy a car after getting married, you can buy a Maxima, which seems to be 8 to 90,000 yuan.

    However, it is better to buy a car after getting married and when the economic situation is relatively stable. 】

  4. Anonymous users2024-02-04

    I think since you have taken out a loan to buy a house, don't increase the pressure of repaying the loan, it is very easy to buy a car, and it is not a problem to buy a Mercedes-Benz C200 with your deposit mortgage, the problem is that you have to maintain this car, you have to spend gas money, and you have to talk a lot of energy to drive, why bother, and you don't urgently need a car to travel.

  5. Anonymous users2024-02-03

    Don't have a car, it's better to buy a house first, and the house price is so expensive now.

  6. Anonymous users2024-02-02

    It is best not to sell it first, sell the house first and get married and then sell the car slowly, otherwise the pressure will be too great and it will affect your physical and mental health.

  7. Anonymous users2024-02-01

    Then it's better not to buy a car for the time being, or save some money to buy a house or save it first.

  8. Anonymous users2024-01-31

    It's better to save if you don't need it. Besides, I don't need a car for work, so I will buy it when I have a certain amount of savings in the future...

  9. Anonymous users2024-01-30

    When you accumulate more, you can buy it again after the loan is repaid.

  10. Anonymous users2024-01-29

    The new Ford Fiesta, a 100,000 car, the model is good, the brand is also good, and it doesn't cost fuel, it's very good

  11. Anonymous users2024-01-28

    It's not good to spend money to buy sin.

  12. Anonymous users2024-01-27

    If you don't have to, you won't buy it, and you will have to pay for the car.

  13. Anonymous users2024-01-26

    My pension is 2,500 yuan per month and your income is about the same, I think you can buy a car of 4 to 50,000 yuan within 3 years, and the models of Changan Auchan X70A or Wuling series are very practical and the quality is good.

  14. Anonymous users2024-01-25

    w or less copy

    Car. For one month, according to the normal driving volume of bai, the cost of maintaining a car every month is about 600 yuan. The package includes traffic force, fuel costs, car review and other daos.

    Then, you add it yourself, how much is the parking fee per month. The parking fee in each community is different, cheap, dozens of yuan a month, and expensive, hundreds of yuan a month. Driving out, parking lot, five yuan at a time (I don't know how much Xi'an once is, we are also the provincial capital here, generally five yuan), this cost, 100 yuan a month.

    The cost of repairing the car, which was almost non-existent in the first few years.

    Fines, this, can't be avoided, a lot of electronic eye fines, are in your unknowing, some, 1000 yuan a year ready.

    Do the math yourself.

    However, I personally feel that with a monthly income of 2,000 yuan, don't buy a car, save some money for future marriage, and spend it usually, even if you don't need to spend on eating, drinking, and Lazar, you always have to invite friends to eat and eat a few times a month, add two new clothes, and so on.

  15. Anonymous users2024-01-24

    If you settle for the status quo in the absence of a greater pursuit

    You now have a stable environment, there is also a house, that is to say, you don't need to work hard to enjoy life, that belongs to you can buy a car, how much money to buy a car, it depends on your current savings, it is best to keep some savings, the displacement of the car is not too large, at least you have to be willing to buy it, but two thousand yuan a month, if you just want to play and feel that you have a car and face, then I suggest you still don't buy, if you really need it, then you must buy, I think you still have a number in your heart, you just struggle to buy it or not.

  16. Anonymous users2024-01-23

    It's right to buy a car, a bicycle, environmentally friendly and healthy.

    If you want a car, it is recommended to wait for a monthly salary of at least three or four thousand before considering it, otherwise it is an average of three or four thousand to pay an insurance every year (five or six thousand in the first year), and then the car needs to be maintained, and it will be burned with oil, which adds up to one or two thousand a year.

    2000 really bought a car, then you are moonshine. Ask your parents for money to charge your phone bill, and go out to pick up girls and ask your parents for pocket money.

  17. Anonymous users2024-01-22

    People in Xi'an, have a house at home, and the monthly salary of 2000 is still stable! Eating, drinking, lazing, and sleeping all cost nothing, and 2000 is moving money.

    You can consider BYD F0 or QQ,

  18. Anonymous users2024-01-21

    I hope you'll think twice! If you have the savings to buy a car (you can't take out a loan), then your 2,000 oceans per month can only be said to be alive! Not to mention what car you buy, simply calculate how to drive out and play according to a small car, a year's insurance 3500 + oil 600 yuan month * 12 months + maintenance 250 yuan * 4 times + other car wash bumps.

    1000 RMB! Calculate 12,700 yuan! Totalize yourself!

  19. Anonymous users2024-01-20

    To be honest, I spend 20,000 yuan a month, and my monthly salary is 0. Buy x6 the same. The people around me are more than me, and I really spend less.

  20. Anonymous users2024-01-19

    I don't check much on a few books, and I report that Kaide has more than 1,000 fuel costs a month, plus parking fees, etc., which is basically enough, and I am also from Xi'an.

    Basically, I don't check much, if I go to work, I drive more than 1,000 fuel a month, plus parking fees, etc., which is basically enough, and I am also from Xi'an.

  21. Anonymous users2024-01-18

    Yes, you can make domestic cars, relatively cheap, small.

  22. Anonymous users2024-01-17

    Don't worry, it's good to buy a car of about 100,000 yuan.

  23. Anonymous users2024-01-16

    This is the only way to learn Fran New Sail.

  24. Anonymous users2024-01-15

    You can't buy a car, you can only buy a bicycle, if you buy a car, then do you forget it? How much does it cost to maintain a car a month! Hehe! Anyway, I'm very nervous! Or a small displacement.

  25. Anonymous users2024-01-14

    This month's salary mainly depends on the deposit.

  26. Anonymous users2024-01-13

    If you don't count the money to buy a car, if you only have a long-distance car in the city (once or twice a month) about 2,000 is enough, it is recommended to buy a car within 120,000, otherwise you may have to overdraw!

  27. Anonymous users2024-01-12

    When buying a car, you must first consider your own economic ability, and then look at the model you choose, choose a good car, and then choose a good business.

  28. Anonymous users2024-01-11

    Yes, you can consider buying a car online, and you should choose a private one with a low down payment, Volkswagen Polo

  29. Anonymous users2024-01-10

    Now there are many channels to buy a car, you can go to the 4S store, the auto trade company also has a lot of online car selling platforms, if you have more money in hand, you can choose the 4S store, but the ** of the 4S store may be a little higher, because there are a lot of handling fees, and there are some forced consumption. If you don't have too much cash in hand, you can choose an online car selling platform, such as a bullet car, Miaoyou car, edamame new car network, Dandan, but among these platforms, only Dandan's car ordering is a private account for selling cars, and the model is similar to that of 4S stores, so the ** they report is more accurate, like a bullet car, Miaoyou car These are the mode of renting, and the guide price is to sell the car on the public account, which is more expensive. So I am making a decision after the comparison, and I wish you to buy a car you like as soon as possible.

  30. Anonymous users2024-01-09

    At this time, it is necessary to consider whether the two people have a house return loan, whether they have children, and also consider the city where they are located and the consumption level; If you have a strong ability to eliminate leaks, you can choose a Japanese car, such as Honda or Toyota, and you can choose Tiguan L.

  31. Anonymous users2024-01-08

    I think you can choose Toyota, Ford, Tesla, Buick and Cadillac, and your monthly salary is affordable.

  32. Anonymous users2024-01-07

    You can choose Nissan Tiida, Beijing Hyundai Yuedong, Magotan, Camry file with noise, Axing Shitez and so on. These vehicles all have a high price ratio and perform very well.

  33. Anonymous users2024-01-06

    You can buy Lavida Hail Cave, Toyota Corolla, Toyota Zhixuan, MG HS, Mazda Ankesai Kaila, BYD F3, Honda Civic, Tuanku, and you can also buy used cars.

  34. Anonymous users2024-01-05

    I think it's more suitable to buy the public, you can buy it for 100,000 yuan, you can save a few more months, and the follow-up maintenance costs are relatively cheap.

  35. Anonymous users2024-01-04

    Changan Auchan X7PLUS This car is particularly suitable, the ** of this car is about 80,000 yuan, and it is also very suitable for young people, and there will be a good driving experience. Compact SUV displacement. Manual transmission of cars.

  36. Anonymous users2024-01-03

    You can buy Buick Yinglang, BYD Qin Plus, Toyota Zhixuan, Geely Binyue, Toyota Corolla.

  37. Anonymous users2024-01-02

    You can choose as many as you like, depending on which one you like more.

    Large-scale car purchases** detectives buy car models with one click to place an order.

  38. Anonymous users2024-01-01

    If the new car does not have an accident, you do not need to do anything during the warranty period, that is, gas money. I don't think it will affect you much. 1000 for decoration or something is definitely enough.

    In the future, regular maintenance, every 5000 kilometers of maintenance, each time you have this car, it will be 200 yuan, and the engine oil can be added to yellow Heineken or red Heineken.

    As for the oil to gas, it is not recommended to install it, mainly because it will be required to be removed when the car is inspected, and the panda itself is so small, where to install the gas tank? I also doubt the safety, and the gas station is not very popular, each gas queue takes 2 hours, the taxi collective gas is there a background, ** open one eye and close one eye, when the car is inspected, the police will not be investigated, but you will definitely not pass the car inspection with this private plus.

    Then you have 10 kilometers a day, 300 kilometers a month, 100 kilometers of oil is calculated as 6 liters, a liter is 7 yuan, that is, 42 yuan per 100 kilometers, and the fuel money is 150 a month, and 200 is enough. How much else can I spend? As long as you don't bump, you don't need to spend money, and there is insurance, and it is recommended that you pay for it yourself if you have a little scratch, or don't fix it, there is no need to find an insurance company, otherwise the premium will increase in the second year.

    By the way, you don't run often, if you can't reach 5000 kilometers for a long time, you should also remember to maintain it once every six months, at least twice a year. There is no need to change the gasoline filter every time, you can change it once every time. The other two filters should be changed every time, the oil filter must be replaced, and the air filter can be used again if it is blown clean.

    Of course, the cost of this car was not included in the initial procedure. And it is recommended that it is best to consider selling domestic cars after 3 years of driving, because the quality of domestic cars is really not good. I'm a repairman, pure experience.

  39. Anonymous users2023-12-31

    After the mini car is regassed, plus all the costs, it will be a few hundred yuan a month at most. The main thing is that the initial investment is a bit much. But it's not a problem for your economic level. Rest assured. Even if you can only save $1,000 a month in the future, there is no pressure.

  40. Anonymous users2023-12-30

    Insurance, fuel money, all kinds of taxes, maintenance, all add up, on average, a month, how can it be more than 1,000, less than 2,000.

    You should be able to deal with it without any problems.

    Something to consider.

  41. Anonymous users2023-12-29

    Mazda 6**90,005 when you pay attention.

  42. Anonymous users2023-12-28

    First of all, how much deposit do you have. If you buy a car in full and have no remaining deposit.

    Go home once a week, that is, 200 kilometers back and forth, 800 kilometers a month, there will be going out to do other things in the middle, count a whole number of 1000 kilometers month, the current oil price is yuan l like, if you buy fuel consumption in 8L 100 kilometers, that is fuel consumption 80L, in about 600 yuan, plus insurance 3500 years, in each month is 3500 December = 300 yuan, about every six months there will be maintenance, large maintenance and small maintenance on average down to 500 yuan, count him 100 per month, It is a total of 1,000 yuan for consumables in the car.

    Coupled with the cost of a car x 10,000, the general life span is 10 years, but the maintenance cost increases after 5 years, so according to the calculation of 5 years, if the 2 hand car is sold at about 4% off. The depreciation cost of a car over a 5-year period is x*(year 12 months = y (yuan)).

    So the cost of your car supply is Y+1000, and Y mainly depends on the **x of the car you buy

    If you buy a car of 100,000 yuan, the cost of the car is 100,000 yuan * monthly + 1,000 fuel costs = 1,916 yuan.

    To be honest, it is not recommended to be purely domestic, you can choose some Sino-foreign joint ventures, such as Nissan's Marchi or Liwei, Chevrolet's Lefeng or Sail, Suzuki's Swift, and Roewe 350, etc., are not bad, you can get it within 80,000, or 10,000.

  43. Anonymous users2023-12-27

    If you don't have a special preference for the appearance, just talk about leather, durable, easy maintenance in the future, and cheap replacement parts, you can buy whatever car most local taxis use. It is very convenient and affordable to repair and maintain in the future.

  44. Anonymous users2023-12-26

    I also just bought a scooter for work, it is Buick Yinglang, more than 14w, nearly 3000 per month, plus at least 500 yuan of fuel money per month (commuting every day), plus a daily parking fee of 5 yuan is 150 yuan, 50 yuan a week to wipe the car, other maintenance fees what to run a red light, illegal parking or something, buddy, you do your own math! Wait until you buy a car to know that you are really tired, in fact, you only once a week, and there is a car that can go back and forth directly, it is recommended not to buy, now the oil is over, really expensive, not to mention the problem of the new traffic regulations, I advise you to talk about it later, I am more traditional, or buy a house first, and then consider the car. Hope it helps.

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