Which one do you value more, state owned banks or commercial banks?

Updated on Financial 2024-04-30
17 answers
  1. Anonymous users2024-02-08

    Commercial banks, although state-owned banks should be a little safer, but commercial banks are closer to life, there are many small counties and towns that do not necessarily have state-owned banks, but the simple Industrial and Commercial Bank of China and the Agricultural Bank of China will definitely have them.

  2. Anonymous users2024-02-07

    I'm definitely more interested in having banks in China. Because the state-owned banks are in the hands of the state, they will not worry about too much fluctuation, because they are supported by the credibility of the state.

  3. Anonymous users2024-02-06

    State-owned banks prefer points, state-owned include our Agricultural Bank, postal bank, commercial bank, etc., the scope of state-owned banks is a little wider, and commercial banks mainly focus on business**.

  4. Anonymous users2024-02-05

    I value state-owned banks more because they are the lifeblood of the national economy. Only when the national economy is well controlled can a country develop steadily.

  5. Anonymous users2024-02-04

    I think I still pay more attention to commercial banks. Because the essence of state-owned banks is to protect people's livelihood, but if you want to make money, you still have to consider commercial banks.

  6. Anonymous users2024-02-03

    State-owned banks, I don't know the classification of banks, but the Agricultural Bank of China that I use should be a state-owned bank, after all, the state-owned bank should also be safer.

  7. Anonymous users2024-02-02

    After all, state-owned banks have the state as a guarantee, and they are definitely safer than commercial banks, and if it were me, I would definitely choose state-owned banks.

  8. Anonymous users2024-02-01

    I don't have any concept of state-owned banks and commercial banks, but I think they're all pretty good, aren't banks just for the convenience of the people? So although there are differences, the nature is the same, as long as the service can be better.

  9. Anonymous users2024-01-31

    It must be a state-owned bank, and the money must be deposited in a state-owned bank, if the state-owned bank collapses one day, don't worry about the money you have in the bank, because the country has a big problem, who cares about the money! Money is something outside the body, and at that time, I am afraid that I must save my life first!

  10. Anonymous users2024-01-30

    For me, who is financially illiterate, it is all the same, state-owned banks may be supported by the state and will bring benefits to the state, while commercial banks are commercial in nature.

  11. Anonymous users2024-01-29

    Of course, it is a state-owned bank, and the first choice is ICBC. Because the state-owned banks are strong and properly managed, there are still people to take care of if something happens. Local banks have limited conditions in all respects, and the most unreliable are urban commercial banks and rural commercial banks.

  12. Anonymous users2024-01-28

    Of course, it is the Agricultural Bank of China, which is the only state-owned bank in China that has no foreign capital, and with many outlets and the widest coverage, it will make great achievements in the future.

  13. Anonymous users2024-01-27

    It must be a state-owned bank, and other banks never consider it, only the state.

  14. Anonymous users2024-01-26

    Of course, the Bank of China, the first global systemically important bank.

  15. Anonymous users2024-01-25

    The ones who operate savings deposits are all commercial banks! Of course, including a few large banks with shares! For example, Japan Post Bank, etc., are commercial banks!

    Only the people are the ** bank, not Nanye Bank! There are also issuance, opening banks, and entry and exit banks, these three are policy banks, not commercial banks!

  16. Anonymous users2024-01-24

    Bank of China, China Construction Bank, and Industrial and Commercial Bank of China are more reliable.

  17. Anonymous users2024-01-23

    Pay more attention to state-owned commercial banks!

    Related questions
    4 answers2024-04-30

    1) The business subjects are different.

    Investment banks take the underwriting business as the core, while commercial banks take the deposit and loan business as the core. >>>More

    5 answers2024-04-30

    China's commercial banks have the following problems in capital management: >>>More

    10 answers2024-04-30

    China Merchants Bank. Compared with the four major banks, we can't say which one is better, we can only say that each has its own advantages. >>>More

    5 answers2024-04-30

    I have been in charge of the investment banking department of a large branch of a joint-stock bank for almost two years, and I have a lot of feelings, so I would like to share it with you. Our investment banking department is positioned as a management department and a product department by its nature, which means that it is a cost center rather than a profit center. The basic business mainly includes traditional syndication and project financing, bond underwriting in the interbank market, acquisition financing and structured financing, and the innovative business is mainly transaction matching financial advisory, PE integrated services and quasi-direct investment (mezzanine), and green finance business. >>>More

    4 answers2024-04-30

    Judging from the origin and history of commercial banks, the nature of commercial banks can be summarized as: comprehensive and multi-functional financial enterprises with the pursuit of profits as the goal and financial assets and liabilities as the object. >>>More