How to buy a fund with low fees? 15

The handling fee refers to the fee paid to the sales agency when buying or selling, which is used to compensate the cost incurred by the sales agency for the purchase and sale procedures. The fee is a one-time fee, which means that you must pay the fee in one lump sum when you buy and sell**, but you do not need to pay it at any other time. In order to prevent sales agencies from joining hands to raise fees and damage the interests of investors, or excessively reduce rates and cause vicious competition in the industry, many countries and regions generally have upper or lower limits on the handling fees of ** trading.

The handling fee of the closed-end ** is commonly known as the commission, which is paid to the ** merchant as the price for providing the buying and selling services. At present, the upper limit of the commission stipulated by the regulations is the amount of each transaction, and the lower limit of the commission is RMB 5 per transaction, and the merchant can determine the expense ratio within this range. At present, most of the **merchants charge the same transaction amount for the purchase and sale of closed-end **, as a handling fee.

There are generally three kinds of fees for purchasing open-end investments: one is to pay a "subscription fee" when purchasing a newly established investment; the second is to pay a "subscription fee" when purchasing the old **; The third is that you need to pay a "redemption fee" when you redeem it. The general subscription rate is the subscription rate, the subscription rate, and the redemption rate are money market ** free of charge).

The fee paid at the time of the open is generally called the subscription fee, and the fee paid at the time of sale is called the redemption fee. According to the regulations of the relevant departments, at present, the subscription fee of the domestic open** shall not exceed 5% of the subscription amount; The redemption fee shall not exceed 3% of the redemption amount. At present, the subscription rate level of domestic open-ended ** is generally below, and the redemption rate level is the majority.

Generally speaking, the proportion of the subscription fee is not fixed, but decreases with the increase of the scale. At present, many ** management companies use 10 million ** shares as the demarcation, and if you subscribe for more than 10 million ** shares, you can apply a relatively low subscription rate. Redemption fees are fees charged for redemption behavior, mainly to reduce the losses caused by investors who redeem too much in a short period of time to other investors, so they are often slightly punitive in nature.

After deducting the basic handling fee, the balance of the redemption fee collected is all returned to the ** assets to compensate the unredeemed investors, and there are also some open-ended ** redemption fees that are all used as the basic handling fee, excluding the ** assets. You can carefully read the relevant deed and prospectus before purchasing Open** to understand the specific principles of its subscription fee and redemption fee. Rationalely, investing in open-ended ** is best to be able to hold it evenly for a long time to dilute the cost.

Buy directly on the official website, don't go through the bank.

Understand the fact that there is no commission for the purchase of currency**, generally T+1 is calculated as interest, and T+2 can be redeemed.

As for buying bonds** and ****, you can convert them through currency **, that is, you can convert them with a handling fee after buying currency ** t+2 days, which is actually the cheapest purchase convenience.

Bonds ** and **** cannot be redeemed in real time, and generally arrive at T+2 or more. What can be redeemed in real time is currency**. Now it is known that you can redeem in real time for free, Nanfang**, Guangfa**.

However, GF** can be redeemed in real time even on weekends, so it is recommended.

Generally, it will be lower to **company direct sales**, or there will be discounts on third-party platforms. For example, every day, a few meters, a good buy, etc. In some cases, there are events that can be waived.

Currency**There is no commission, but there is an administration fee.

I don't know what kind of lz refers to.

Generally speaking, the rate of buying in the official ** is generally low.

Online banking is generally low for medium-sized commercial banks, don't go to the big four banks.

Buying on the official website also depends on what kind of bank card you use.

Specifically, it is necessary to inquire about it, not necessarily that a certain channel is absolutely low.

Generally, if you open an account in the company, the handling fee will be 4-6% off.

Generally speaking, the rate of the company's official website and some third-party consignment platforms will be lower, and the handling fee of traditional banks and other channels is relatively high.

Some of the ** transactions do not require manual fraud and renewal, and some of them do. At present, there are very few cases that do not require handling fees, and it can be said that almost all of the things we can see on the market require handling fees, especially for some whites, purchased on Alipay**, I don't seem to have found a situation that does not require handling fees. <>

**There are three types, Class A, Class B, Class C. Class A handling fee is what we usually see, and a certain percentage of the handling fee will be charged at the time of purchase, and then you will not be charged any fees in the follow-up, whether it is a profit or a loss. The fee is generally 10% or 15%, this type is more suitable for long-term investment, otherwise the capital has not been earned, and the initial handling fee has been lost.

Class B is just the opposite of Class A, its handling fee is not charged when you buy, but when you sell it, a certain fee will be charged according to the length of time, so this kind of long-term and short-term investment can be. Class C is very different from the first two categories, there is no handling fee for buying and selling, however, it does not require handling fees, but calculates service fees by the number of days, and the proportion of handling fees will rise a little when it reaches a certain number of days, so this kind of ** is more suitable for short-term investment. <>

There is also a ** in the market that does not need to pay any handling fee, that is, E Fund**'s e money, this ** model is different from others, because it is to deposit the money into the lease inspection currency **, and then use the currency ** to buy E Fund's various loose categories**, but the bad thing is that it is limited to the purchase of E Fund products, other products cannot enjoy this discount, and, if you just buy E Fund products on the **platform, it also requires a handling fee. <>

**There may be very few transactions that do not require fees, but we can minimize them, and there is no need to think about this problem if you only buy a small amount or test the water.

The general currency brother erection ** or bond type ** does not need Bichen Zheng's remorse, because this kind of ** its income itself is very low, so it does not need a handling fee.

Currency ** subscription and redemption, no handling fee, and no handling fee is charged for the sales service fee model.

There is no handling fee for the subscription and redemption of currency**, while the others** require a handling fee.

There is no charge for Class C (in general** and to sell for 7 days.

Of course, there are some Internet platforms, their living expenses are relatively cheap, such as a certain treasure, a certain east, a certain full, the subscription fee of these platforms is them, but they have discounts, after the discount, then it is, that is to say, we want to **1000 yuan**, the handling fee charged by the platform is 1 yuan 5, if we want to invest tens of thousands, we can naturally save a lot of money.

Finally, there is this hosting fee. Because we buy ** through some platforms, then there will be this custody fee, the custody fee is for one year, but now many platforms, they charge these management fees, custody fees and this service fee, etc., are extracted through daily transactions, and will not let us pay the fee again.

There is also a handling fee at the time of purchase, and it also depends on the market situation at that time, and then a part of it is charged.

It's a normal thing to have a fee, and if there is no fee, then the platform can't maintain order.

There is a need for handling fees, which are not very high, and these fees will be available on every platform, and the handling fees are acceptable to people.

Nowadays, the major ** companies, their handling fees are not much different, and they are basically the same. Because the major **companies** are relatively transparent, investors will also make certain comparisons, after all, it is the Internet era. If a **company** is higher, it is difficult to attract investors to their ** company to open an account, so the major ** companies have formed a tacit understanding, basically the same**, even if it is a difference, then it is also a kind of difference for large customers.

For example, we are now going to invest in some**, basically a commission of many ** companies are in, as long as we open the major ** institutions** to see, their commission rate and handling fee are basically the same, but if the amount of large customer account opening reaches more than 10 million, then this commission will decline, and the specific need to negotiate with ** company, this is not public, for less than 10 million is basically fixed there. <>

Of course, if some big V recommends us to open an account, then the sedan fee may be slightly lower, if we go directly to the ** company to open an account, then the commission is naturally the price they marked. Because some big V they have more followers, and if you look for them to drive, Kenmu Fan Liang will be cheaper, and there is also a certain premium ability, because he recommends to go with them, and there are a lot of resources behind the big V. <>

Finally, there is still a certain risk in investment, after all, there are ups and downs, and the market is unpredictable, so we must be cautious when investing。To invest, you must master certain information, understand certain operating methods, and know how to read the first chart, so as to better understand the trend of **.

These are relatively low: Minmetal**; 10,000 of Huaxin**; Huabao** is 10,000 in 10,000; Huatai ** is 10,000 in 10,000; Oriental Fortune ** for. At present, there are not a few domestic ** companies, and low commissions do not necessarily mean the best.

Relatively speaking, the key is to choose a good qualification. Extended information: **Company refers to a limited liability company or shares with independent legal personality established with the approval of the ***** regulatory authority in accordance with the provisions of the Company Law and the ** Law.

A company is a legal entity that specializes in buying and selling. It is divided into a management company and a registered company. In a narrow sense, a company refers to a business company, which is an institution that specializes in business after being approved by the competent authority and obtaining a business license from the relevant administrative department for industry and commerce.

With **Exchange membership, you can underwrite and issue, buy and sell ** or buy and sell ** by yourself. Ordinary investors invest through **companies**. In different countries, companies are called differently.

In the U.S., ** companies are referred to as investment banks or broker-dealers); In the UK, ** companies are referred to as commercial banks); In continental Europe (represented by Germany), investment banks are only a good part of universal banks due to the mixed business system. In East Asia (represented by Japan), it is called ** company.

From the perspective of the functions of the management company, it can be divided into: Broker that is, brokerage company. **Trading**Institutions**Accept the entrustment of investors, buy and sell on behalf of investors**, and charge a certain fee, that is, commissions, such as Soochow **Suzhou Business Department, Jianghai** Brokerage Company, etc.

**Trader is a comprehensive ** company, in addition to the authority of **brokerage company, can also buy and sell on its own**. They have deep pockets and can go directly to the exchange to buy and sell for themselves**. Such as Guotai Junan**.

Underwriter An institution that helps an issuer in the form of underwriting or consignment. In fact, many ** companies are engaged in these three types of business. According to the current practice in various countries, all member firms of the **Exchange can conduct proprietary trading in the trading market, but only a few ** companies specialize in proprietary trading.

In addition, some certified innovative companies, such as CITIC, also have the authority to create warrants. The registration company is a service organization for centralized registration and transfer. It is an indispensable part of the transaction and has an administrative nature.

It can only be established after being reviewed and approved by the competent authority.

Bosera**, GF**, E Fund**, CSI**, Shanxi**, these ** companies have relatively low handling fees.

Merchants **, their ** handling fee is a little lower, and their product business also has a lot.

CEFC**. The handling fee of this ** company can be said to be particularly low, and this is also a ** company that people often choose.

First of all, let's talk about which ways to buy**, nothing more than banks, **companies, third-party distribution platforms, (such as, every day**), **, so in the end the cheapest handling fee in ****? Many people will ask**handling fee**cheapest, let's talk about it one by one, the handling fee will be cheaper than the bank.

But the most preferential is still in the ** company online direct sales on it, the general Agricultural Bank of China, the construction bank, the investment card support a little more ** company online direct sales, basically the direct sales rate is 4-8% off, small and medium-sized banks such as Everbright, CITIC Bank also has a 6% discount subscription discount. It is recommended that you choose small and medium-sized banks to subscribe for online banking or **company online direct sales, and few people choose the **supermarket of the wealth management network, so it is not introduced.

Bank. Disadvantages: high subscription and redemption fees. The subscription fee is or the redemption fee can only be checked on the next day, and the redemption speed is slow.

Advantages: There are many bank consignment sales, online banking subscription, high selectivity, and convenience.

**Firm. Disadvantages: When you hold several different companies, it is inconvenient to manage, and you need to register them one by one on the official website.

Advantages: Cheap handling fee, ** net value announced in a timely manner.

Third-party distribution agencies (such as Tiantian**.com, such as Zhonglu**.com, Shumi**.com).

Disadvantages: The subscription fee will be slightly higher than that of ** company.

Advantages: The subscription fee is low, between, the redemption fee is around. Regular subscription fee waiver (no handling fee on Wednesday, no handling fee on Wednesday for every day** network.) There are a lot of consignment sales, and the choice is strong.

**。Disadvantages: **** There are not many varieties.

Advantages: Send a set of treasures, the subscription fee is or is completely free, as for the redemption fee, it depends on the **company set**.