Hongfubao insurance 5000 per year for 3 years How much money can you get after 10 You don t take a p

Take $10,000 as an example.

Maturity payment. One. Every two years, the basic insurance amount will be returned by 10%, 10,000 yuan can be divided into more than 1,000, and 10 years can be received 5 times, a total of more than 5,000.

Two. Dividends are uncertain, 10-year dividends are every 10,000 per year, fluctuating with bank interest fluctuations, and the average dividend is distributed in 05-10 years.

About 300 yuan.

Three. There is also a minimum capital guarantee for every 10,000 yuan, and 10,000 yuan is about 800 yuan.

So you can do the math yourself! If you are 5,000, divide all the gains by 2.

This insurance product is a dividend-paying type, and the income is determined by the annual dividend.

For the dividends of insurance companies, they are determined according to the annual profitability of insurance companies, which are dispensable and have obvious uncertainties.

If the content of the contract does not clearly state the specific amount of money to be received, just saying "how high" is based on a person's mouth, it will be an empty "check" that the insurance company cannot cash.

So how much you can get in 10 years, the insurance company can't be your problem.

There should be dividends every year, this is a way to raise interest rates, you have to look at the age of your insured, the younger the less you pay, the greater the amount of insurance, and the most cost-effective. Pay for 3 years, 5,000 per year, the principal should be 10,000 5, 10 years down, you can probably get, about 30,000 It may also be higher, because it is distributed to the policyholder every year according to the company's investment profits, so it can't be calculated It can only give you a conservative number, insurance mainly focuses on protection

1.Survival insurance premium: 5 times in 10 years, each time is 10% of the basic sum insured, that is: 5 * 5410 * yuan.

2.Maturity insurance premium: 3 years of payment, 10 years of protection, that is, times the sum insured. 5410*.

3.Policy dividends, dividends are determined according to the profit of the insurance company, under normal survival conditions: (1) survival return:

10% of the basic sum insured will be returned every 2 years (2) is the maturity payment: times the basic sum insured (3) is the dividend: it can be roughly calculated according to the basic sum assured.

Hongfubao insurance participating type 10-year 5-year payment limit, pay 15,000 yuan per year, how much money can you get when it expires.

Do not calculate dividends, you have a survival fund every two years, that is, 10% of the basic insurance amount, according to the data you provide, it is 1626 yuan for two years, and a total of 5 times for ten years, a total of 8130 yuan, of course, you can take this fund in two years, or you can take it together at maturity, and if you take it at maturity, it will also be calculated with compound interest in the insurance company in the past few years. Then there is the maturity insurance, which is paid according to the 10-year 5-year limit payment is the multiple of the basic insurance amount, that is, 73,170 yuan, so that the total amount of funds that can be calculated first is 81,300 yuan, which is 6,300 yuan higher than the principal. If you surrender the policy, you will pay the surrender money according to the cash value, that is, if your insurance is to be surrendered after a full year, it is 637 * 15 = 9555 yuan, plus a one-year dividend, if it is complete after two years, it is 1402 * 15 = 21030 yuan, plus two years of dividends, in addition to the first 1626 yuan survival fund can be received, this is the analogy calculation, when you encounter two years plus a survival fund, of course, the premise is that you have not received a survival fund before surrendering, Otherwise, the survival fund can not be added again, I wish you a happy life!

Summary. Under normal survival conditions: (1) Survival rebate:

10% of the basic insurance amount returned every 2 years (2) is the maturity payment: times the basic insurance amount (3) is the dividend: because you are not sure, you don't have to say much, just say a word, it is not the main interest, don't expect too much.

I can only give you this conceptual content here, and you can roughly calculate it according to the basic sum assured. Finally, the official introduction and detailed terms of Hongfubao Insurance (participating type) are attached for understanding and reference only), and the most comprehensive and accurate is to see the specific terms (but it is relatively dry).

How to calculate the survival insurance benefit of Hongfubao Dual Insurance (Participating Type) with a 10-year term and a 3-year limit after 10 years.

Hello, I'm sorting out the answer to your question, so please wait a minute

Hello, can I take out all of this insurance after it expires and how to take it.

After the expiration of ten years, the principal with interest can be repaid.

It depends on who is the insured, and the younger the age, the higher the insurance amount! The expiration period is calculated like this, the amount of insurance x the number of years of payment + (annual dividends) in addition, it depends on what other protection this insurance has, such as several times the compensation for death, etc.! Generally, the dividend product is more cost-effective than bank deposits, with high protection for value preservation and appreciation, and let's see which insurance company it is!

Because the dividend type is based on the company's operating benefits, it is best to be a large company.

In 2011, my mother bought it that year, and her 53 expired on November 5 this year.

How much is your insurance?

How to calculate the cooperation between China Post and Pacific Life Please help me calculate the ten-year period of the first three years to pay a total of 30,000.

What was the annual dividend of this company stipulated at that time?

Can you help me see that I feel cheated after buying it, or ten copies, how much money can I get when I see the period, how to take it, thank you.

I'll help you find out.

1.Survival insurance benefit: 5 times in 10 years, each time is 10% of the basic sum insured, that is:

5 * 5410 * yuan 2Maturity insurance premium: 3 years of payment, 10 years of protection, that is, times the sum insured.

5410*. 3.Policy dividends, dividends are determined according to the profit of the insurance company, and the insurance company will not be able to write the specific amount in the insurance contract I can't calculate, but I see many people say that this kind of insurance is easy to be pitted, how to take me to help you check.

Under normal survival conditions: (1) Survival rebate: 10% of the basic insurance amount will be returned every 2 years (2) It is the maturity payment

Double the basic sum insured (3) is dividends: because you are not sure, you don't have to say much, just say a word, it is not the main interest, don't expect too much. I can only give you this conceptual content here, and you can roughly calculate it according to the basic sum assured.

Finally, the official introduction and detailed terms of Hongfubao Insurance (participating type) are attached for understanding and reference only), and the most comprehensive and accurate is to see the specific terms (but it is relatively dry).

Summary. Hello, dear, the amount that can be received after expiration is the amount of insurance agreed in the insurance contract.

How much can I get when the 10-year term of Hongfubao Insurance Dividend?

Hello, dear, the amount that can be received after expiration is the amount of insurance agreed in the insurance contract.

The insurance period is 10 years and the annual payment is doubled for 5 years.

That is, the maturity insurance benefit: if the insured is still alive at the expiration of the insurance period of this contract, this contract is terminated. The maturity premium shall be paid in multiples of the basic insurance amount agreed below.

In addition, it should be noted that this insurance has a survival insurance benefit: if the insured survives, the survival insurance benefit will be paid at the rate of 10% of the basic insurance amount every 2 policy years from the effective date of this contract until the expiration of the insurance period. The initial survival benefit is payable at the end of the second policy year of this contract.

Hope it helps. <

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Summary. Hello, no. There are three parts that can be claimed at the end of the year:

Survival insurance + maturity + dividends. Since the basic insurance premium of this type of insurance is related to the age of the insured, if the basic insurance premium is paid for 10 years and 5 years, the basic insurance premium for every 1000 yuan paid is between 1085 and 1039, which is calculated as follows: Fixed Income Survival insurance premium = (1085 to 1039) * 5 * 10% * 5 Maturity insurance premium = (1085 to 1039) * 5* Survival insurance premium If the insured survives, we will pay 10% of the basic sum insured for every 2 policy years elapsed from the effective date of this contract. A one-time survival benefit is paid until the expiration of the insurance period.

The initial survival benefit is payable at the end of the second policy year of this contract.

Hongfubao Endowment Insurance (Participating) 10-year 3-year limit payment, 10-year maturity survival insurance benefits, how to withdraw the money after one year, will the fee be deducted?

Hello, no. There are three parts that can be received at maturity: survival insurance + maturity insurance + dividends.

Since the basic insurance premium of this type of insurance is related to the age of the insured, if the basic insurance premium is paid for 10 years and 5 years, the basic insurance premium for every 1000 yuan paid is between 1085 and 1039, which is calculated as follows: Fixed Income Survival insurance premium = (1085 to 1039) * 5 * 10% * 5 Maturity insurance premium = (1085 to 1039) * 5* Survival insurance premium If the insured survives, we will pay 10% of the basic sum insured for every 2 policy years elapsed from the effective date of this contract. A one-time survival benefit is paid until the expiration of the insurance period. The initial survival benefit is payable at the end of the second policy year of this contract.

Hongfu Bao is a term insurance. After expiration, go to the counter of the insurance company and take your ID card to get the money. At that time, the principal dividend will be given together.

Buy insurance according to your own situation! What's right for you is the best.

If the maturity = 10 years of dividends + 10% of the sum insured will be returned every two years (3243*5) +

Surrender = dividends for n years + 10% of the sum insured (3243*n) returned in two years + cash value for the corresponding policy year*30

There is no loss in 6 years, and the benefits are not very high! I hope you can understand, because this is an insurance with corresponding protection in it, if there is no problem with spare money in it, there is still protection. If you are in a hurry to use the money, you can take out a loan to turn around, which is okay, and the benefits can be forced to save

I estimate that the annual premium you pay should be 10,000 yuan, and pay it for 3 years. According to the characteristics of similar products, 32,430 yuan is your maturity amount, plus 10 dividends. If the maturity payment is the sum insured, it will reach 81,075 yuan, which is unlikely, and you had better look at what your actual insurance amount is.

This kind of product cannot be estimated because of dividends, and the income cannot be calculated, which is basically the same as that of the bank on a regular basis.

This is completely deceptive, I sold in September 2008 Pacific Life Insurance [Hongfubao Insurance Dividend] 10 years 3 years limit, pay 8000 per year for 3 years, 10 years after the principal and interest total only 30600 yuan, no bank interest is high, cheated.

According to the problem you described, your question is to ask the Pacific Red Fubao Dual-Dividend Participating Type 10-year three-year term of 30,000 yuan per year, a total of 90,000 yuan, what should its interest and income be?

For this question, I think in fact if you refer to this insurance to get the income, the income is not too high, I think you should have a table there, which has how much interest and dividends he can get every year, in fact, it is very clear that it shows how much to get in the first year, how much to get in the second year? The above will be shown, for this problem, in fact, I have bought it three times in the past, in fact, I have also bought it three times, I looked at its interest, slightly higher than the interest of the bank, not as they calculated, the high interest income is very high, it is just calculated, in fact, the income in hand is not too high, just a marketing method of theirs, in fact, this kind of insurance they generally deceive the elderly when they do more, because the elderly have pension in their hands, Then when they go to the bank to make a deposit, they come back to live and let them deposit this insurance! In the end, I will give you an insurance information, the above will show that the formula is insurance, in fact, this insurance can be withdrawn in advance, if you withdraw in advance, you can not even take out the book, if its reality is not due, you can pay people's handling fees, his handling fees are sometimes as high as 25 to 20%, so the shorter your time, then the more handling fees are called others, I think since you are bought, then you had better fight for this situation after expiration, otherwise you will lose money, In fact, I have already discovered this problem, because of the frequent boo, these contents sometimes people only have 100,000 yuan, the boss boss when there is a disease to mention these, sometimes they tell people, this can not be withdrawn in advance, if you want to save, you have to pay people a certain amount of handling fees, then the old man's life can be stupid, I am fatal these days, now when I save 100,000, now I can't even get 90,000.

But these insurance companies will certainly not tell you about these people? For this problem, I think if you have spare money, you can buy these insurance, because it contains accident insurance, so when there is an accident, you can reimburse some, but if you still use this insurance on your day, you don't save it, and you will lose a lot of interest at that time.