I have a principal of 50,000 yuan, a fixed term of 5 years, and a monthly interest rate of 4 percent

Updated on Financial 2024-04-26
18 answers
  1. Anonymous users2024-02-08

    You put the loan shark, monthly interest!!

    If simple interest, 50000+ (50000*5*.)

    If compound interest is 50,000 (1 + to the 5th power.) I won't calculate, it's a big scary anyway!!

  2. Anonymous users2024-02-07

    When the People's Bank of China sets a benchmark 5-year fixed interest rate.

    Taxes on cash interest on bank interest.

    50,000 deposits for 5 years with interest.

  3. Anonymous users2024-02-06

    5-year lump sum deposit and withdrawal interest rate, the interest is 50,000*.

  4. Anonymous users2024-02-05

    Pre-tax interest = 5000*

    However, in August 2007 it was reduced from 20 per cent to 5 per cent and ceased in October 2008.

    Interest tax payable = 394 36 * 3 * 20% + 394 36 * 2 * 5% = after-tax interest =

  5. Anonymous users2024-02-04

    No one is serious about you, let me calculate it for you, 50,000 According to you, the interest in one month is 2205, and then 26460 in another year, and the interest alone in five years is 132300, plus your principal of 50,000. The last one to your hand is 182300, which is very profitable

  6. Anonymous users2024-02-03

    50000 (1+ to the 60th power Calculate it yourself with a calculator.)

  7. Anonymous users2024-02-02

    The principal amount is 50,000, the interest rate is, the deposit is 1 year, and the bank interest is 1,750.

    Supplementary Information: Interest = Principal * Interest Rate * Term.

    The principal is 50,000, the interest rate is, the deposit is 1 year, and the bank interest is = 50,000 * yuan.

    At present, there is no interest tax, so the interest on hand is 1,750 yuan.

    Extended information: Individual time deposits can be basically divided into lump sum fixed deposits, lump sum fixed deposits, lump sum time deposits, lump sum time deposits, principal and interest time deposits, education savings deposits, etc. The access method varies depending on the type.

    1. The minimum deposit is 50 yuan, and it can be withdrawn once in advance when it expires. The deposit period is: 3 months, 6 months, 1 year, 2 years, 3 years, 5 years, and 6 years.

    2. Fractional deposit: 5 yuan minimum deposit, fixed deposit amount (set by the customer) once a month, if there is any missing deposit in the middle, it should be made up in the next month, and the principal and interest will be withdrawn at one time at maturity. Deposit period: 1 year, 3 years, 5 years.

    3. Lump sum deposit and zero withdrawal: a kind of deposit in which the customer agrees on the deposit period, the principal is deposited at one time, and the principal and interest are withdrawn in installments within a fixed period when the customer opens an account. The minimum deposit is 1,000 yuan, and the withdrawal period is generally divided into one month, three months, and half a year. The deposit period is divided into 1 year, 3 years and 5 years.

    4. Deposit and interest withdrawal: A type of personal deposit in which the customer agrees on the deposit period, deposits the principal in a lump sum at the time of deposit, withdraws the interest in installments according to the fixed term, and withdraws the principal at one time at maturity. Minimum deposit of 5,000 yuan, deposit period: one year, three years, five years.

    5. Fixed and lived: The customer does not agree on the deposit period when depositing, and the bank calculates the interest according to the actual deposit period of the customer's deposit. The minimum deposit is 50 yuan.

    6. Personal call deposit: The customer does not agree on the deposit period when depositing, and needs to notify the bank in advance when withdrawing, and agree on the date and amount of withdrawal before the deposit can be withdrawn. The minimum deposit is 50,000 yuan, which is divided into one-day notice and seven-day notice.

    7. Education savings: no income tax is deducted for lump sum deposits and withdrawals. Target Clients:

    Students in non-compulsory education from the fourth grade of primary school onwards. The deposit period is one year, three years, six years. Benefits::

    There is no tax deduction, and interest will be calculated at a regular interest rate when withdrawn in advance after three months, three months for three months, and six months for six months.

  8. Anonymous users2024-02-01

    Interest = Principal * Interest Rate * Term.

    The principal is 50,000, the interest rate is, the deposit is 1 year, the bank interest is = 50,000 * yuan, there is no interest tax at present, so the interest in hand is 1,750 yuan, I hope it can help you, and the answer will be adopted in time.

  9. Anonymous users2024-01-31

    The bank interest is 1,750 yuan. You can buy wealth management products for 50,000 yuan, and the interest rate is generally between 4% and 5%, and the time is only 1-3 months. Expire after buying. There are 4 times a year of interest.

  10. Anonymous users2024-01-30

    The bank interest is 1,750 yuan. In fact, there are many ways to manage money in banks now, 50,000 yuan is not necessarily to deposit fixed, and now every bank has a guaranteed income type of financial management, with an interest rate of 4%-5%, and the time is only 1-3 months.

  11. Anonymous users2024-01-29

    Summary. 1. Loan interest is generally calculated on a monthly basis with compound interest, which means that after each interest-bearing period, the remaining interest must be added to the principal to calculate the interest for the next period. In this way, in each interest-bearing period, the interest of the previous interest-bearing period will become the principal of interest-bearing, that is, to generate interest, which is commonly known as "rolling interest".

    There are two types of installment repayment, one is equal principal and interest, and the other is equal principal. Due to the different repayment methods, the monthly loan interest that needs to be paid is also different. However, no matter what kind of loan method you make, there is a uniform standard for calculating bank loan interest.

    2. Calculation formula of loan interest Daily interest rate (0 000) = annual interest rate (%)360 = monthly interest rate ( ) 30 monthly interest rate ( ) annual interest rate (%)12 loan interest in the current month = remaining principal in the previous month * monthly loan interest rate; Principal repaid in the current month = repayment amount in the current month - loan interest in the current month; Remaining principal of the previous month = total loan amount - accumulated principal repaid;

    How much should I repay the interest of a 50,000 yuan loan for one year and the principal and interest every month.

    Hello dear! 50,000 yuan loan one-year interest to be repaid every month with principal and interest 4,541 yuan 50,000 12 = one month principal 50,000 one month interest 4,166 + 375 = 4,541 a month repayment.

    1. Loan interest is generally calculated on a monthly basis with compound interest, which means that after each interest-bearing period, the remaining interest must be added to the principal to calculate the interest for the next period. In this way, in each interest-bearing period, the interest of the previous interest-bearing period will become the principal of interest-bearing, that is, to generate interest, which is commonly known as "rolling interest". There are two types of installment repayment, one is equal principal and interest, and the other is equal principal.

    Due to the different repayment methods, the monthly loan interest that needs to be paid is also different. However, no matter what kind of loan method you make, there is a uniform standard for calculating bank loan interest. 2. Calculation formula of loan interest Daily interest rate (0 000) = annual interest rate (%)360 = monthly interest rate ( ) 30 monthly interest rate ( ) annual interest rate (%)12 loan interest in the current month = remaining principal in the previous month * monthly loan interest rate; Principal repaid in the current month = repayment amount in the current month - loan interest in the current month; Remaining principal of the previous month = total loan amount - accumulated principal repaid;

  12. Anonymous users2024-01-28

    Summary. Hello, pro, annual interest, principal 50,000, three-month interest is 185 yuan, annual interest, principal 50,000, three months is how much.

    Hello, pro, annual interest, principal 50,000, three-month interest is 185 yuan, calculation process: 50,000 * month = 185 yuan.

  13. Anonymous users2024-01-27

    Summary. Hello, the total principal and interest is a total of 8 million yuan. The principal amount is 5 million yuan, and the monthly interest rate is. The interest for one month is 10,000 yuan, and the total interest for 40 months is 3 million yuan, plus the principal of 5 million yuan, a total of 8 million yuan.

    The principal is 5 million yuan, monthly interest, how much is the total principal and interest after 40 months?

    Hello, the total principal and interest is a total of 8 million yuan. The principal amount is 5 million yuan, and the monthly interest rate is. The interest for one month is 10,000 yuan, and the total interest for 40 months is 3 million yuan, plus the principal of 5 million yuan, a total of 8 million yuan.

    The specific calculation is as follows. 5 million + 5 million. The principal plus interest is a total of 8 million yuan.

    Your monthly interest rate is 18% per annum, which is a high interest rate but does not exceed 24%, and is not a loan shark. You will need to repay the loan on time in accordance with the loan contract.

  14. Anonymous users2024-01-26

    Summary. Hello, the principal of 500,000 yuan, the interest per month is yuan, your monthly interest rate is, and the annual interest rate is.

    Your good reputation, the principal of 500,000 yuan, the monthly interest of the sail eggplant is yuan, your monthly interest rate is, and the annual interest rate is.

    The specific calculation refers to the simple brigade. The monthly interest rate is a stool. The annual interest rate is 11%.

    Annual interest rate = annual interest principal * 100%. 1.The annual interest rate refers to the one-year deposit interest rate.

    The so-called interest rate, yes'Interest rate'The abbreviation refers to the ratio of the interest amount to the principal of the deposit or the principal of the loan within a certain period of time, which is usually divided into three types: annual interest rate, monthly interest rate and daily interest rate. 2.The annual interest rate is expressed as a percentage of the principal, the monthly interest rate is expressed as a few thousandths, and the daily interest rate is expressed as a few thousandths of a thousandth.

    The monthly interest rate, that is, the monthly interest rate, is.

  15. Anonymous users2024-01-25

    Answer: If it is an annual interest, then 40,000 yuan is about 600 yuan a year, and three months is a quarter of 600, about 150 yuan.

    If it is a monthly interest, then 40,000 yuan a month is 600 yuan, and three months is three times that of 600, 1,800 yuan.

  16. Anonymous users2024-01-24

    If it is an annual interest, then 30,000 yuan a year is 375 yuan, and three months is a quarter of 375, about yuan.

    If it is a monthly interest, then 30,000 yuan a month is 375 yuan, and three months is three times that of 375, 1,125 yuan.

  17. Anonymous users2024-01-23

    Summary. 50,000 yuan annual interest rate = annual interest principal * 10.05 million yuan annual interest rate = interest calculation is: principal * interest rate of 10,000 yuan a year interest is = 10,000 * yuan.

    Dear, hello, 10,000 yuan a year interest.

    50,000 yuan annual interest rate remorse = annual difference interest principal Qingwu * 10.05 million yuan annual interest rate = interest calculation is: principal * interest rate of 10,000 yuan a year interest is = 10,000 * yuan.

  18. Anonymous users2024-01-22

    Summary. Hello, dear, interest altogether.

    The principal amount of 50,000 interest rate, 9 months and 17 days of interest.

    Hello, dear, interest altogether.

    The specific calculation method is as follows:

    Interest for one year = 50,000*

    9 months and 17 days interest = 2175 365 * 287 =

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