Can I get the money back without any remarks to the other party through mobile banking?

In fact, in the case you mentioned, according to the current bank regulations, under normal circumstances, the transfer will arrive in the account after 24 hours, as long as you do not click on the account in time. Therefore, at this time, according to the regulations, there is still some time to arrive in the account after 24 hours, which is to prevent Internet fraud.

There is if you use mobile banking.

After transferring money to the other party, it generally belongs to someone you know, and at this time, you can get the money back online with him. If you don't know each other, relatively speaking, you can go to the local police station to report to the police, and then assist the police station to record some confessions, and then you will exchange funds in the other party's account, at this time you can lock the account and freeze the account.

Is this someone you know?

If you know, you negotiate and ask him to return the money to you. If it has been turned wrong.

It cannot be transferred to the other party's bank card account. Have you been deceived?

Or is it something else?

In general, the chances of coming back are relatively small. This is voluntary, there is no way.

And how much money do you make? What is the reason for the transfer to whom? Why don't you transfer money to the other party and make a note? Even if you note it, it's not much use.

This is telling the truth.

You can negotiate with you to settle the transfer, and the transfer must be someone you know well, and it should be able to be returned.

Only if the other party's account and the payee's name are inconsistent, the money will be returned the same way, if the other party has already received the money, how can it be returned without human operation? There are no remarks, and the collection will not be affected.

You can check the bank transaction records, in fact, the remarks are irrelevant and have no effect.

Is there a record of him borrowing money from you?

Remarks allow you to enter the purpose of your transfer for future account enquiries.

The payee cannot view it, and the remarks can only be viewed by logging in to the payer's Alipay account.

If it is a transfer and remittance remark of China Merchants Bank Mobile Banking, the customer should fill in it by himself (not mandatory).

Most mobile banking does not have this function, but there is an SMS reminder function, you can send SMS reminders when you send money!!

T should be the way you record your transfer.

What is the nature of the data for statistical and data analysis.

More convenient. It means that you have a bank deposit.

The increase is in the nature of remittances.

It was transferred by the other party through remittance.

Personal understanding, FYI.