Can I transfer money between banks, and can I transfer money across banks?

Updated on Financial 2024-04-11
12 answers
  1. Anonymous users2024-02-07

    Yes, it is a processing fee.

    It is recommended to use online banking, which is convenient and fast, and can be done with one click.

    Last time, I used the Agricultural Bank of China's transfer to the Bank of China, and I quickly charged a handling fee for 3 transfers, and I will list them to ......

  2. Anonymous users2024-02-06

    Transfers are possible. Inter-bank transfers can also be made in different places.

    The inter-bank fees vary from bank to bank, so using online banking is quick and convenient, and it can be cheaper.

  3. Anonymous users2024-02-05

    Of course. Every commercial bank has this feature, but the fees are different. What I'm offering you is a bank that offers free transfers:

    1. Citibank (foreign bank), as long as it is a customer of other families, it is free of charge through online bank transfer, with a daily limit of 50,000 yuan. 2. Standard Chartered Bank (a foreign-funded bank), he has launched a discount, and any online banking transfer below 50,000 yuan is free. 3. Industrial Bank (joint-stock commercial bank), e-card online banking transfer is free of charge.

    You can check with a nearby bank branch or call you.

  4. Anonymous users2024-02-04

    Inter-bank transfers. If you have a card, you can operate it at the ATM, and there is no handling fee for transfers in the same area. There is a handling fee for transfers to other places.

  5. Anonymous users2024-02-03

    Yes. Is it a personal card? It is recommended to use online banking, which is very convenient and fast.

  6. Anonymous users2024-02-02

    Some banks can, such as China Merchants Bank; Basically, all banks cannot, such as China Construction Bank and ICBC.

  7. Anonymous users2024-02-01

    Yes, but you will need to deduct a fee, and it depends on which bank.

  8. Anonymous users2024-01-31

    Yes, you can do it at the bank counter or at the ATM.

  9. Anonymous users2024-01-30

    Of course, you can, but there is a handling fee.

  10. Anonymous users2024-01-29

    Yes, but it takes longer.

  11. Anonymous users2024-01-28

    Transfers are possible. Do you go to the business hall or online banking?

  12. Anonymous users2024-01-27

    1. Can I transfer money across banks?

    1. Inter-bank transfer. Generally, intra-city inter-bank transfers arrive at the beneficiary's account in 5-10 minutes, but must be completed within the bank's business hours. If the transfer is made at 5 p.m., the transfer time of the day has passed, and it falls on a weekend, it will arrive at around 9 o'clock on the following Monday.

    2. Legal basis: Article 31 of the Measures for the Administration of Bank Card Business.

    The funds in the personal RMB card account are deposited with the cash they hold or transferred to the income such as salary funds, legal labor remuneration belonging to the individual, and investment returns.

    Article 32.

    The funds in the personal foreign currency card account shall be deposited with the foreign currency notes held by the individual or transferred from the foreign exchange account (including the foreign currency account). The transfer and deposit of the account shall be handled in accordance with the Measures for the Administration of Individual Foreign Exchange issued by the State Administration of Foreign Exchange. When withdrawing foreign currency cash from a personal foreign currency card within China, it should be handled in accordance with China's personal foreign exchange management system.

    2. What are the transfer methods?

    1. Bank counter transfer. If you choose to go to the bank counter to handle the inter-bank transfer business, then usually the bank counter will arrive within 24 hours after the transfer, and the latest arrival time will usually not exceed 3 working days, but if the user handles the transfer after 3 pm on Friday, the arrival time may be delayed;

    2. ATM transfer. If you use an ATM to transfer money to someone, it will take 24 hours for the funds to arrive in your account. In order to prevent fraud, if you use an ATM to transfer money to others, the bank will process the transfer business after 24 hours, and if you find a transfer error within 24 hours, you can apply to the bank to withdraw the transfer application;

    3. Mobile banking transfer;

    4. Online bank transfer.

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