How to inquire about everyone s loan, and how to check everyone s credit on loan

Up to now, Chinese people's personal credit can be queried through two channels:

1. Bring your ID card or the principal's ID card and power of attorney to the credit inquiry window of the People's Bank of China where you are located to provide your ID card and print your personal credit record;

2. Open the official website of the Chinese People's Credit Information Center, the mobile phone number cooperates with the ID card registration account, and submits the personal credit record inquiry application in the personal inquiry column, and the mobile phone will usually receive the inquiry code sent by the credit investigation center within 72 hours. Open the official website of the Chinese People's Credit Information Center again to log in to the registered account, enter the SMS inquiry code in the personal inquiry column to view the personal credit information, and at the bottom of the page you can generate a PDF document ** to save.

It is very likely that the self-proclaimed internal employees will lend you money.

It is also possible to let you deposit money into a bank card to verify the repayment ability**.

Forced to open micro loans, borrow, sell credit cards, 100%.

Let you sign a contract, ask you to spend money to buy insurance, and if you don't buy it, you will go to court to sue you**.

There is no upfront loan, and the money will be charged to the card. Add woailinlinla if needed

1. First of all, enter the official website of the Credit Information Center of the People's Bank of China;

2. Click on "Internet Personal Credit Information Service Platform" under "Core Business";

4. If it is a new user point registration information, the old user can log in directly;

5. After registering, enter the welcome page. You can see here that there are two modules on the left side: information service and user management; Click "Credit Services" - "Apply for Credit Information" on the left; Select the verification method, you can choose question verification, bank card verification, digital certificate verification, and the relevant options are explained later, and you can choose according to the real situation; When choosing credit information, it is generally good to choose all three.

6. After submitting your actual situation, you will be prompted: [Your credit information inquiry request has been submitted, please visit the platform after 24 hours to get the lead defeat result, and please re-apply if the identity verification fails. In order to ensure information security, the credit information applied for will be automatically cleared after 7 days, please get the query results in time.

Stool Sleepiness] Submit the application and the application is complete.

7. After the authentication is passed, there will be an SMS notification when the result is out. If the application is not approved, you will be re-verified with another verification information.

If the user's credit is bad, then the user will not be able to get the loan, and the applicant needs to submit the "personal credit report" when applying for the loan, otherwise there is no way to proceed to the next step, which is what everyone needs to pay attention to.

Records that cause bad credit will generally be kept for 5 years, and will be automatically eliminated after 5 years, if the violation records that cause bad credit have not been dealt with, even after 5 years will always exist, so they should be dealt with in a timely manner after the bad credit is generated.

If your own bad credit is not caused by yourself, then you can let the relevant unit issue a certificate, and then go to the People's Bank of China branches in various places to handle it, if the certification materials meet the requirements, the bad credit record will be revoked. However, it is more difficult to revoke bad credit information, and more convincing evidence is generally required.

In ordinary times, you can always pay attention to the changes in credit information, which requires personal inquiries, such as directly changing Zheng Zhi to log in to the official website of the People's Bank of China Credit Information Center can be queried, generally users need to register first, and then log in to query, this inquiry method is more convenient, and there is no time limit.

Cherish your credit and use it at any time.

You should check with the credit bureau.

The Regulations on the Administration of the Credit Reporting Industry have corresponding provisions on it: