Which fund is better to redeem. Is the redeemed fund profitable?

A group of myopic eyes upstairs, the quality of redemption depends entirely on the future performance of **, and the past data is compared with the future? Joke!

**The third quarterly report has come out, Bosera theme heavy position holding the prefix "China", such as: Sinopec, China Unicom, China COSCO, etc., let me ask Sinopec, which can be bought for 12 yuan in H shares, why should it be sold for 26 yuan in China? The same company.

Not to mention China Unicom, the asset quality of A-shares is much worse than that of H-shares, and as soon as China Mobile comes back, who will buy Unicom? These two are the first and second heavy stocks of the Bosera theme, and their recent performance is really disagreeable. Personally, I believe that A shares are only valuable if they are at a premium of less than 20% over H shares.

Compared with GF small cap, heavy holdings of coal and non-ferrous metals have been quite sufficient in the near future, and some of them are already entry prices, and the future performance is quite objective. GF small-cap invests in small- and medium-cap stocks, and its growth is inherently better than that of first-cap stocks. Coal:

Lu'an Huaneng, Kailuan shares, Shenhuo shares, non-ferrous metals: tin shares, nonferrous metals shares.

And it has a long holding time, stable positions, and the top 10 heavy positions have little change.

To sum up, I personally think that redeeming the Bosera theme is the best policy, each ** always has its own good performance and bad time, holding ** is originally to look at future returns, sticking to historical data, will only make the investment more unsuccessful.

Redeem the poor performance of the **ah.

In the same category**, GF small cap performance is poor.

Bosera theme and Huaxia bonus are good!

GF Small Cap can be redeemed.

Anyway, as long as it's not a theme.

It depends on how much each share is worth, if the share is multiplied by the value of each share is more than 10,000 yuan, it is profitable, and the total amount redeemed is less than 10,000 yuan.

Extended information: Is the redemption share of wealth management principal?

The redemption share is not an amount, but refers to the share of the product held by the investor. Without considering the reinvestment of dividends, the redemption share is the share of the product held by the investor at the time of the product.

For example, if an investor **10,000 yuan of a net-worth wealth management product, the net value of the unit on the day is 1, then the share of the product held by the investor is 10,000 1=10,000 shares, and the redemption is also based on 10,000 shares.

However, the net unit value of the wealth management product is constantly fluctuating, the net value of the unit is 1 at the time of **, and the net value at the time of redemption may be higher than 1 or lower than 1, so the redemption amount depends on the net unit value of the product on the day of redemption.

For example, the net value ** at the time of redemption is no handling fee for redemption, so the redemption amount that investors can get = 10,000 shares*yuan. On the contrary, if the net value ** is, then the redemption amount that the investor can obtain = 10,000 shares*yuan.

The redemption share is also 10,000 shares, when the net value ** is, the investment profit is 5,000 yuan, and the net value ** is yes, and the investment loss is 1,000 yuan.

Is the redemption share the principal of the financial management redemption share?

The redemption share is not an amount, but refers to the share of the product held by the investor. Without considering the reinvestment of dividends, the redemption share is the share of the product held by the investor at the time of the product.

For example, if an investor **10,000 yuan of a net-worth wealth management product, the net value of the unit on the day is 1, then the share of the product held by the investor is 10,000 1=10,000 shares, and the redemption is also based on 10,000 shares.

However, the net value of the unit of the net value wealth management product is constantly floating, the net value of the unit at the time of ** is 1, the net value at the time of redemption may be higher than 1, and the virtual opening may be lower than 1, so the redemption amount depends on the net unit value of the product on the day of redemption.

For example, the net value ** at the time of redemption is no handling fee for redemption, so the redemption amount that investors can get = 10,000 shares*yuan. On the contrary, if the net value ** is, then the amount of redemption money that the investor can get is laughing = 10,000 shares * yuan.

The redemption share is also 10,000 shares, when the net value ** is, the investment profit is 5,000 yuan, and the net value ** is yes, and the investment loss is 1,000 yuan.

You don't have to make money, you can lose money.

The redemption of wealth management products is mainly divided into the following situations:

1. Redemption of open-end wealth management products:

If investors have purchased open-ended wealth management products, they can apply for redemption at any time, and investors can directly operate the redemption on the wealth management platform, which can generally be received on the same day after confirming the shares.

2. Redemption of non-open-ended wealth management products:

If an investor buys a non-open-ended wealth management product, he cannot take the initiative to redeem it, but can only wait for the product to expire before the system automatically redeems it.

Open-ended wealth management products are very liquid and have no fixed term, so they can be redeemed at any time, and there is no specific redemption time.

However, it should be noted that open-end wealth management products usually charge a certain handling fee when redeeming. And usually the shorter the holding period, the higher the fee. However, there are also open-end wealth management products that have reached the appointment period, such as holding for more than one year, they can be redeemed for free without handling fees.

If you want to redeem, you must first submit a redemption application to the company, and the company will pay the redemption amount within 3 to 7 working days after receiving your redemption application.

The interest calculation method of open-end wealth management products is: principal * expected rate of return 365 or 360 * actual holding days. In other words, the income of open-end wealth management products is calculated on a daily basis, and the more days you hold it, the more you will earn.

However, due to the high flexibility of funds in this product, the income is not as good as that of wealth management products with a closed period.

For wealth management products with a closed period, the calculation method of wealth management income is the same as that of open wealth management, but the expected rate of return will be slightly higher.

The difference between open and closed finance:

1. Open wealth management is more flexible and can be realized at any time, and the redemption date will be set within the time limit, and you can submit an application for redemption on the redemption date; Closed-end wealth management can only be redeemed at the end of the term;

2. Open financial management is suitable for investors who are more flexible in the use of funds, closed financial management is relative to more stable investors and does not need to operate more, open financial management and closed financial management may not have a large income gap, or it depends on the type of investor and the product.

**The difference between selling and redeeming is as follows:

1. The object of stupid trading is different.

A redemption is a transaction between an investor and a company; Selling is an investor's transaction with an investor, not related to the company.

2. The imitation place of the transaction is different.

Redemption is generally used for over-the-counter transactions, such as backup state trading currencies, bonds, etc.; Selling is generally used for on-exchange trading, such as ETFs, closed-ended, etc.

3. The ** of the transaction is not used.

**Redemption** is settled according to the **net value after the same day**; Sell to see the transfer market, similar to trading.

**Ransom** more benefits. Profit shows that the investor has obtained a hidden income, and the redemption can guarantee this part of the income of the stove map, and the ** loss is not recommended to redeem, and the redemption represents the real loss of the investor.