Buying insurance for my parents I don t know what to buy

Oh, at the age of the parents, comprehensive analysis of personal economic situation, of course, is the first to recommend the improvement of social security. However, the objective conditions are restricted, and it may not be easy to achieve, of course, if the social security department has interpersonal relationships, it is a good policy.

Or can only be replaced by commercial insurance, this age from the insurance demand, need to buy a lot, but the younger the insurance product the lower the purchase rate, at this stage I am afraid it is more expensive, as the upstairs friend said, to bear the pressure of long-term payment of commercial insurance, you need to have a certain economic ability.

To give such advice to the landlord, if you can improve social security, first improve social security; On the contrary, it is necessary to purchase some low-rate, short-term commercial insurance for parents, such as comprehensive accident insurance. This type of insurance is mainly to protect accidental injuries, and at the same time provide certain protection for diseases, the rate is low, the protection period is generally one year, and some products provide free renewal, which can be referred to, this kind of insurance is also very beneficial to the elderly. At present, many insurance companies have similar products, find a few more ** people, do a detailed product comparison and then buy.

If they don't have any protection, it is recommended that you take out accident and medical insurance for them first, which will be more suitable for your current situation, so that your income will increase steadily, and then supplement them with medical insurance!

Now that we have grown up, the greatest protection of our parents is our health, so. On the other hand, it is also for parents to buy insurance, and you can also consider accident and medical protection first!

If possible, choose social insurance, and don't let commercial insurance cheat you.

You have the insurance to buy them out. Can you handle the pressure of commercial insurance after graduating and working? Besides, if you want to surrender the policy, your loss is quite huge. Choose commercial insurance carefully. If it were me, I wouldn't choose.

Commercial insurance is a lie, this kind of thing is said by people who have no sense of responsibility, if you really want others to say that, commercial insurance will not develop at all, why does the country still advocate the people to buy commercial insurance? I only know one side of the word, and I am screaming there.

If you buy insurance for your parents, the senior sister recommends that you buy cancer insurance and accident insurance for your parents, mainly because of the age of your parents. The second is the physical health of the parents, which will be limited to a certain extent when applying for ordinary insurance products.

What are the insurances for the elderly, and what insurance is good for your parents, you all need to know.

So next, the senior sister will introduce to you, why are parents more suitable to buy cancer insurance and accident insurance? Don't talk nonsense, go straight to the dry goods!

1.Cancer insurance.

As people grow older, a variety of diseases will occur in the human body, whether it is medical insurance or critical illness insurance, they will basically be restricted by health notice.

If your parents suffer from chronic diseases such as high blood pressure, hyperlipidemia and diabetes, they will be greatly limited in terms of medical insurance and critical illness insurance.

The second is the age limit, taking critical illness insurance as an example, most of the critical illness insurance products on the market are generally limited to 50 or 55 years old, if they are more than 55 years old, then most of the critical illness insurance cannot be insured.

The upper limit of the maximum age for cancer insurance will be more relaxed, and many products can allow 70-year-olds to be insured, and even up to 80-year-olds can be insured.

What is cancer insurance, how to buy it, which one is good, comprehensive analysis, comparative evaluation.

2.Accident insurance.

Parents are older and more fragile, and even if there is a fall, there is a probability of serious injury.

Parts such as wrists, hips, and vertebrae are all parts that are prone to fractures after a fall in the elderly.

And as long as the parents have an accident, there will be a certain economic loss if they are removed, and if there is an accident insurance at this time, it can help the family resist a lot of economic risks.

Therefore, it is still very important for parents to configure an excellent accident insurance product.

So what accident insurance products are currently on the market that are worth insuring for parents? Senior sister will tell you in one article:

In 2023, the most worthwhile accident insurance is here.