I am 37 years old and want to buy women s health insurance, how to buy it, which one is better

It is very necessary for married women in their thirties to take out critical illness insurance, as married women are susceptible to diseases, such as breast cancer and cervical cancer. A suitable female critical illness insurance policy can improve the health protection of women around the age of 30.

When applying for insurance, you need to pay attention to the following points: 1. Understand the types of critical illnesses that can be claimed. Critical illness insurance does not cover all illnesses, and only those who suffer from a critical illness specified in the contract can receive the compensation agreed in the contract.

2. The policyholder must be insured for the more threatening diseases, rather than blindly insured. 3. When applying for critical illness insurance, pay attention to truthfully informing the insurance company of your medical history. 4. In the current market, a standard critical illness insurance is relatively expensive, and it should be considered according to the family's economic income.

5. When applying for insurance, priority should be given to insurance products with protection for common female high-incidence critical illnesses.

Hello! 37-year-old women need to choose according to their actual needs to buy insurance, generally speaking, accident insurance, critical illness insurance and pension insurance are more suitable insurance products. Under the command is a specific description:

1. Accident risk is always around everyone, once out of danger, it will bring greater pain to the family, so it is recommended that 37-year-old women give priority to accident insurance. When applying for insurance, you should pay attention to accidental medical insurance, after all, the medical expenses caused by the accident are a large financial loss, but if the accidental medical treatment is added, the family financial loss can be reduced.

2. In recent years, there have been many cases of cervical cancer, breast cancer and ovarian cancer in women, and 37-year-old women need to purchase critical illness insurance if they want to provide protection for themselves. When purchasing, you need to pay attention to the coverage and whether it covers common female diseases, such as breast cancer, cervical cancer, ovarian cancer, Qiaofeng female carcinoma in situ, etc., and pay attention to the sum insured. According to the current cost of cancer, it is recommended that the insurance amount should be at least 200,000 yuan.

If a woman wants to maintain a standard of living before retirement, it is best to buy a suitable commercial endowment insurance in advance, so as to allow herself to enjoy a happy old age.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

If a 37-year-old woman focuses on risk management, she can consider protection insurance such as critical illness insurance, medical insurance, and accident insurance.

If you want to plan for your pension in advance, you can also consider pension insurance, increased whole life insurance, and other insurance that can plan for retirement.

If you want to know what insurance is suitable for people of other ages, you can also take a look:How to buy insurance for different age groups? Everyone should have their own plan

According to the data, the probability of a person suffering from a critical illness in a lifetime is as high as 72%.

If you unfortunately suffer from a serious illness, the whole family often has to bear a high amount of ** expenses, ranging from tens or hundreds of thousands to millions.

For ordinary families, such a risk of critical illness is not something that can be easily afforded.

For this reason, it is necessary to buy a critical illness insurance to transfer the risk of such an illness.

Medical insurance can help reimburse some medical expenses for hospitalization due to illness, and it is also very practical.

Accident insurance can transfer some economic risks caused by accidents, and one-year accident insurance is highly leveraged, generally dozens of dollars can leverage hundreds of thousands of insurance amounts, and it is also worth insuring.

If you are the breadwinner of the family, you can also consider allocating another life insurance to transfer the economic risks caused by the unfortunate fall of the family's breadwinner.

For those who still want to have an in-depth understanding of these types of protection insurance, you can take a look:What is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be a conflict when making a claim?

In addition, in recent years, the country's pension pressure has been increasing, and relevant policies have been introduced to postpone the retirement age.

In such a situation, you can also consider making a pension plan for yourself in advance.

For example, pension insurance and increased whole life insurance are insurance that many people with pension planning needs will consider.

Why is it said that increasing whole life insurance can also plan for retirement? After reading it, you will know:What is the sacredness of [increased whole life insurance] that can manage money and protect it?

Is it worth starting?

That's all I've got on the issue, I hope it helps! Hope!

Hello, it is recommended to buy critical illness, medical, accident and pension. 37 years old is the age of the old and the young, it is very necessary to allocate some basic protection for yourself, and you can use insurance to protect against income loss in case of risk. If you have the conditions, you can allocate a pension for yourself, and save a pension for yourself when we can earn money, so that the retirement life in the future can still be colorful, and the quality of life will not be affected by the low retirement salary.

Hello! Relatively speaking, women are more likely to lack a sense of security, and planning a perfect protection plan for themselves as soon as their financial strength allows not only to strengthen their own protection, but also to make themselves feel more secure, so it is necessary for 37-year-old women to buy insurance for themselves in time.

37-year-old working women are suitable for buying accident insurance, serious illness insurance, and if the conditions are good, you can also buy pension insurance, the main expenses are: daily living expenses, medical expenses, children's education expenses and wedding money, future pension expenses, parents' maintenance expenses, living expenses and leisure expenses. We can't afford these expenses, and if we rely on salary income alone, people with low incomes may not be able to afford it.

At this time, the role of insurance is more prominent, it can be small and broad, with a small amount of money to buy high medical protection, reduce medical expenses. Reduce the pressure of life, and then deposit the remaining funds in the insurance company every month, you can also enjoy the company's profit dividends, increase financial income, and accumulate funds for children's education and their future pension. Of course, it can also be deposited in a bank.

Money is warm in the hand.

Insurance, which is meant to be safe and reliable; Later, it was extended into a security mechanism, which is a tool used to plan one's finances. It is the basic means of risk management under the conditions of market economy, and is an important pillar of the financial system and social security system.

Insurance refers to the commercial insurance behavior in which the policyholder pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the responsibility for compensating the insurance money for the property loss caused by the occurrence of the accident that may occur as agreed in the contract, or the insurer bears the responsibility of paying the insurance money when the insurer dies, is disabled, is sick, or reaches the age and time limit agreed in the contract.

From an economic point of view, insurance is a financial arrangement for apportioning the loss of an accident; From a legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for its losses; From a social point of view, insurance is an important part of the social and economic security system, and it is an "exquisite stabilizer" of social production and social life. From the perspective of risk management, insurance is a method of risk management.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

To apply for commercial life insurance, pay attention to a tailor-made, that is, you need to meet your own needs, and you need to provide the following basic information: gender, age, occupation, physical condition, income, family situation, social insurance ownership, commercial insurance ownership, and what kind of insurance (children's education, retirement pension, wealth planning, health protection) is needed

Example of insurance for a twenty-five-year-old woman (suitable for white-collar housewives too):

1. This is a protective life insurance product (including women's disease, maternity protection, and critical illness), with lifelong protection, insurance liability: death, total disability, return of survival funds, annual dividends, 15 major diseases, female diseases, and maternal and child protection disease insurance. The sum insured is 100,000 yuan, the payment is 20 years, a total of 100,000 yuan is saved, the insurance company rewards 1,000 yuan when giving birth, 10,000 yuan in cash on the 9th and 18th contract anniversaries, 150,000 yuan in the account at the age of 59, 290,000 yuan in the account at the age of 80, and 500,000 yuan in the account at the age of 100.

2. A comprehensive accident hospitalization medical insurance can be attached! Reimbursement for all accidental hospitalization and medical malpractice is included! The waiting period for hospitalization is only 30 days, and the reimbursement rate is 80%!

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"