What is the principal and interest of 550 yuan deposited in the bank 32 years ago to today?

Depending on how you saved at the time, if it was a current account, calculated at the current interest rate, the approximate interest was, of course, the previous interest rate was more than that, but the interest was not more than 100 at most.

If it is a fixed deposit, according to the whole deposit for 5 years, because the annual interest rate is different, from 1988 to deposit, five years after maturity re-deposit, take the average calculation, the interest every five years is, automatic rollover, 30 years of interest is, plus the principal 550, about 550 + 1089 = 1639

It depends on whether you are saving a fixed term or a current account, and what is the deposit interest rate at that time, assuming that the interest rate of your deposit is 3% at that time, and you do not open automatic rollover, then the interest is 550, and the total principal and interest is 1078 yuan.

32 years ago, 550 yuan was deposited in the bank so far, the principal and interest should not be too much, you think if it is current, 10,000 yuan a year is about 50 yuan! Then if you are 550 yuan a year, less than three yuan, then the interest for 32 years will be more than 100 yuan! Then it should be less than 700 yuan when added together, so it is best for you to go to the bank and take a look.

First of all, whether you can find a bank to deposit money, whether the bank still has a base for this deposit, that is, whether it can be cashed.

Speaking of the deposit method, if it is a demand deposit, the annual interest rate is 3 1%. According to 5, the annual interest is 88 yuan for 32 years.

If it is a one-year fixed term and automatically rolled over at maturity, the interest is still considerable, but it is estimated that the bank will not recognize this interest calculation method. Interest rate of 4% per annum, compounded annual, total principal and interest for 32 years:

Even if calculated according to the maximum annual interest rate of 5%, the sum of principal and interest for 32 years is at most 550 + 550 5% 32 = 1430 yuan.

If you want to look at the deposit grade you chose when you made the deposit, if you are depositing a demand deposit, the interest rate is low, there is not much interest, and it is estimated that the principal and interest will not exceed 700 yuan when added together. If you deposit a fixed deposit, the interest will be a little more, but you need to see what the term is selected when making the deposit, which is not easy to calculate.

Sorry, because it takes too long, the interest has been adjusted many times, and there is no way to calculate the interest for you manually. Please bring your ID card, bank card or passbook to the bank office and check it by the system.

At most, this problem is more than 1,000 yuan with interest, and there is not much money

The interest rate of the three-year fixed deposit of the Rural Commercial Bank is, so if you deposit 50,000 yuan for three years, then the interest you will get is 50,000 yuan.

Extended Materials. The interest rate is the abbreviation of "interest rate", which refers to the ratio of the amount of interest to the principal of a deposit or loan over a certain period of time. It is usually divided into annual interest rate, monthly interest rate, and daily interest rate.

The annual interest rate, in simple terms, is the interest rate on a deposit for one year. If the general wealth management or lending platform is an annual interest rate, it is expressed in the form of a few percent. So, once you see a platform's 10% interest rate, needless to say, it must be an annual interest rate.

The monthly interest rate is the interest rate calculated on a monthly basis. The monthly interest rate is generally expressed in 1/1000. If the platform shows 5, it must be the monthly interest rate.

Daily interest, as the name suggests, is the interest calculated according to the daily interest calculation cycle, which is generally expressed in tens of thousands. So, don't be fooled when you see future interest rates as low as a few thousandths.

You know, 5/1000 of 365 days a year, the annualized interest rate is as high as. Therefore, the annual interest rate, monthly interest rate and daily interest rate are actually the same thing, but the time dimension of the calculation is different. Interest Rate Conversion Formula:

Annual interest rate = monthly interest rate 12 (month) = daily interest rate 360 (days);

Interest calculation is divided into integral interest calculation method and transaction per transaction interest calculation method

1. The accrued interest method is calculated based on the actual number of days. The daily cumulative account balance is the interest calculated by multiplying the accumulated product by the daily interest rate. The formula is: Interest = Accumulated Interest Accrual Daily Interest Rate, where the product of accumulated interest is equal to the total daily balance during the interest-bearing period.

2. The interest calculation method is to calculate the interest one by one according to the predetermined interest calculation formula, which is divided into yearly, monthly, daily interest and interest calculated according to the actual number of days.

3.Interest is calculated on a year-month-day basis. If the interest period is a full year (month), the interest calculation formula is:

Interest = Principal Number of years (months) Annual (month) interest rate. If the interest period is a single day of the whole year (month), the interest calculation formula is: Interest = Principal Number of years (months) Annual (month) interest rate + Principal Odd days Daily interest rate.

4.Interest is calculated on an actual number of days. That is, 365 days per year (366 days in leap years), followed by the actual number of days in the Gregorian calendar for that month.

The formula for calculating interest is: Interest = Principal Actual number of days Daily interest rate After reading these, you should have a certain understanding of the calculation of interest rates and interest. In fact, calculating interest can not only make your repayment plan more accurate, but also allow you to have a visual comparison of the data.

When choosing a loan in the future, you can consider whether such an interest rate is appropriate, and do not choose blindly.

According to the requirements of the People's Bank of China's RMB deposit and loan benchmark interest rate policy, each county-level bank of rural credit cooperatives has the right to adjust the floating ratio of deposit and loan interest rates within the scope specified by the People's Bank of China.

At present, the central bank's 3-year deposit benchmark interest rate is, on this basis, the actual implementation interest rate of each credit union is also different, taking Hebei Credit Union as an example, the three-year implementation interest rate is calculated

50,000 yuan * year = yuan.

I just consulted about it, and the three-year fixed deposit interest rate of the Rural Commercial Bank is, so if you deposit 50,000 yuan for three years, then the interest you will get is 50,000 yuan.

As follows: deposit 5,000 yuan per year, the annual interest rate This interest rate is the interest rate of the current one-year time deposit), automatic rollover, compound interest calculation, 20 years later, the principal and interest and the sum is:

5000*(1+RMB.)

After 20 years, a total of yuan can be withdrawn, of which the principal is 100,000 yuan and the interest is yuan.

: 5100, the bank interest is calculated at simple interest, and the current interest rate is: 3000+3000*

Supplementary information: 1. Because the bank's deposit interest rate will be adjusted from time to time, it can only be calculated according to the current deposit interest rate, and you can calculate an approximate amount, 8500 per year for 20 years, and the resulting interest is 44625(Not counting the interest generated by the interest, but only the interest on the principal).

According to the one-year deposit interest rate, the interest generated by 8500 * interest is 8500 per year, and the interest begins to generate interest in the second year, every year, one year and twenty years.

The total interest is actually slightly higher than this, because the interest generated by the interest will be added to the principal, and the interest will be generated in the second year, of course, if you only take the interest and deposit the principal, it is simply 8500 The interest generated is yuan, which is calculated according to the deposit interest rate released by the Bank of China on March 1, 2015. The interest should be a lot in 20 years, so it will actually be much higher than this at that time. This is the most conservative income.

2. The longest term is 5 years, and the interest rate is, after 5 years of deposit, principal + interest = 3000 + 3000*.

The next 15 years are calculated according to compound interest, and the interest after 10 years = 3165 + 3165*

Interest after 15 years =

Interest after 20 years = yuan, the above is the result without calculating interest tax.

3. Banks do not have 10-year and 20-year fixed deposits, and can only deposit 5-year fixed deposits and automatic rollover at maturity.

3000 yuan deposit 10-year maturity principal and interest: 3000 (1 + power = 4594 yuan;

3000 yuan deposit for 20 years maturity principal and interest: 3000 (1 + power = 7035 yuan.)

4. The longest term of the current fixed deposit is 5 years, and the annual interest rate of the 5-year fixed deposit (lump sum deposit and withdrawal) is. If you want to save your savings for 20 years, you can apply for a 5-year fixed deposit, then choose to automatically roll over, and you will withdraw it in 20 years. You can get dollars for the first five years.

You can get yuan in the second five years, and you can get yuan in the third five years. In the end, after 20 years, you can get the principal and interest of the yuan.

The annual term is four five-year periods, the five-year time deposit is redeposited three times, and the five-year time deposit interest rate is an annual interest rate, 300 yuan, and the interest for 20 years

If you deposit for one year for 20 years, the annual interest rate for one year is , and the interest is:

Note: 20 is to the 20th power, 4 is to the 4th power.

50,000 yuan is deposited for five years, and the principal and interest are automatically transferred at maturity, assuming that the 60-year interest rate remains unchanged, the current five-year annual interest rate is compound interest to calculate interest, and the formula is: f=p (1+i)n (power) f: compound interest final value p:

Principal i: Interest rate n: An integer multiple of the time when the interest rate was obtained 60 years of principal and interest = 50,000 (1 + yuan 60 years of interest = yuan.)

Yuan.

15 years fixed deposit.

The deposit can only be made in three installments, each for 5 years, with an annual interest rate.

Yes, the following is the formula for calculating interest for 15 years.

15-year interest = deposit amount x deposit interest rate x deposit tenure x 100% = deposit amount. Interest is also the dollar.

412,500 yuan.

Extended information] Dead deposits are time deposits, and the interest of time deposits of 3 million yuan for 5 years should be calculated according to the deposit bank deposit interest rate, and the interest rates of different banks are different, but they all float on the benchmark interest rate of the central bank. Take the Workers' Bank as an example:

1.The five-year annual interest rate is 3 million yuan, and the interest on the deposit for five years = 3,000,000 yuan.

2.Fractional deposit, lump sum deposit, principal and interest: the five-year annual interest rate is, the deposit is 3 million, and the interest on the deposit for five years = 3,000,000 yuan.

The interest rate is equal to the amount of gold multiplied by the interest rate multiplied by the number of years.

The interest is 397,500

Plus the principal is altogether.

The five-year interest of the principal and interest of the lump sum deposit and the zero withdrawal deposit is 300,000.

Summary. Hello, according to the latest time deposit, the annual interest rate of more than five years is calculated, interest = 30 * 50 *

Hello, according to the latest time deposit, the annual interest rate of more than five years is calculated, interest = 30 * 50 * that is, the interest is yuan.

I hope mine can help you