What is the use of adding links to online banking accounts?

Updated on Financial 2024-04-24
11 answers
  1. Anonymous users2024-02-08

    Online banking is established according to the ID number, a person can only open one online banking in a bank, but it can be linked to multiple bank cards (including local and foreign, such as the first floor said what "automatic invalidation" is not to be chaotic).

    That is to say, you can link multiple cards to your online banking account, but pay attention to the way of association:

    1.Online signing refers to the operation of oneself online, only need to provide the card number and corresponding information, but the bank card associated with this method does not have the function of transfer and payment.

    2.To sign a contract at the counter, you need to go to the counter with your bank card and ID card to sign an online banking contract, and the card can be transferred and paid on the online banking after signing the contract.

    If you need to continue to use it, it is recommended to sign an online banking contract at the counter when you replace the card, so that you can also use the card for online payment in the future (there is generally no cross-regional handling fee for online banking payment).

    If you don't use it anymore, cancel the card.

    Considering the time (it takes seven days to report the loss) and the cost of round-trip tolls, decide whether to report the loss and replace the card.

  2. Anonymous users2024-02-07

    This is not possible, as far as I know, the bank's online banking is not linked to all provinces in the country, for example, if you want to open online banking in Guangdong, then your online banking in other places will automatically become invalid. You can check the account status online, but you can't operate the account, like you, if you confirm the security of the account, it is better to reapply when you have time to go back.

  3. Anonymous users2024-02-06

    The reason for adding an online banking account is that a bank can only open one online banking, but it can handle multiple bank accounts, and multiple bank accounts can share one online banking account by adding a linked account.

    Steps to add a new linked account in online banking:

    1. Log in to the official website of the bank** and click on the online banking to log in;

    2. Enter the correct username and password to log in, and select the account details.

    3. Click Add, fill in the card number information that needs to be associated correctly, and follow the prompts to complete the association;

    4. Note: Only your bank card can be linked.

  4. Anonymous users2024-02-05

    This shouldn't be possible.

  5. Anonymous users2024-02-04

    A bank-linked account refers to the same ID card of the user.

    2 or more bank card accounts are linked.

    Users can link several accounts to use by linking accounts, and multiple accounts can automatically transfer money to each other. If the user has outstanding credit card debts, as long as the bank linked account is linked, multiple linked accounts can repay the money to the credit card before the expiration of the credit card repayment date. Linking an account is when the user has verified their identity.

    , and then link another account that is not authenticated. Linking other accounts is purely for the convenience of trading. Sub-accounts can enjoy the same functional benefits as the main account.

    Linked accounts do not mean that once linked, all businesses are tightly tied together, and the transactions carried out by each are independent and cannot be cross-used. Expenses and arrears arising from linked sub-accounts are also considered to be the actions of the principal individual.

    The "Linked Account" service is Shanghai Pudong Development Bank.

    In order to meet the needs of intensive financial management and capital management of families, as well as the needs of partners and friends for capital supervision and fund remittance in partnership investment and entrepreneurship, innovative financial management products have been launched, including family linked account services and partner linked account services. Online banking has been opened.

    Personal customers can log in directly to their online banking.

    Make a self-service application. For individual customers who have not opened online banking, it is recommended to apply online after opening online banking, or apply at a SPD Bank branch with their valid documents.

    You can bring your valid identity certificate to the branch to apply for the same identity certificate at China Merchants Bank.

    If you want to set up a linked card, please bring the card you want to set as a linked card at the same time.

    The main features of the linked card are as follows:

    1. When transferring money from a wealth account to a linked card;

    2. It is not subject to the transfer limit;

    3. There are four ways to transfer money between linked cards and wealth accounts;

    4. You can transfer money through the professional version and ** bank;

    5. Through the Wealth Account Professional Edition, you can check the account balance and transaction details of the linked card.

  6. Anonymous users2024-02-03

    A joint bank account refers to a personal current settlement account in domestic and foreign currencies or a savings deposit account with regular lump sum deposit and withdrawal that is opened by two or two to five individual customers at the same time, without any restrictions on deposits, and must be handled in accordance with the agreed method when withdrawing.

    There are two types of bank joint account according to different user groups: family joint account and co-managed joint account.

    The bank settlement account is a RMB current deposit account opened by the depositor in the bank for the settlement of fund receipt, payment and settlement. Bank settlement accounts are divided into corporate bank settlement accounts and individual bank settlement accounts according to depositors. The bank settlement account opened by the depositor in the name of the unit is the unit bank settlement account, and the unit bank settlement account is divided into basic deposit account, general deposit account, special deposit account and temporary deposit account according to the purpose, and the depositor of the unit bank settlement account can only open one basic deposit account in the bank.

    The bank settlement account opened by the depositor in the name of a natural person on the basis of his or her personal identity document shall be a personal bank settlement account, and the account opened by a postal savings institution for bank card business shall be included in the management of personal bank settlement accounts.

    The opening and use of bank settlement accounts shall comply with laws and administrative regulations, and bank settlement accounts shall not be used to evade taxes, evade debts, arbitrage cash, or other illegal and criminal activities.

    Bank supervision account is a mode of capital supervision, in which an enterprise signs an agreement with a bank to entrust the bank to carry out special management and use of the specified account, and the bank charges a certain regulatory fee. As a third-party account, the bank supervises the funds in the account to ensure that the funds in the account are used in accordance with the regulations and prevent the funds from being misappropriated by private individuals.

    There are two types of supervision modes: closed supervision and direct supervision. Under the closed-end supervision mode, enterprises need to open a special account, which is mostly suitable for the supervision of credit-related funds; Under the direct supervision model, enterprises do not need to open special accounts, but they must be aware that the settlement deposit account that has been opened in the handling bank will be used as the designated supervision account, and the teller of the handling bank will set up a supervision mark.

  7. Anonymous users2024-02-02

    It is to add your other bank cards to your online banking account for easy inquiry. However, self-service accounts can only be transferred, not out.

  8. Anonymous users2024-02-01

    You have other cards from the line that you can add to.

  9. Anonymous users2024-01-31

    Adding an online banking account means adding your own bank account in online banking and adding a new linked account in online banking

    1. Log in to the official website of the bank** and click on the online banking to log in;

    2. Enter the correct username and password to log in, and select the account details.

    3. Click Add Account, fill in the card number information that needs to be associated correctly, and follow the prompts to complete the association;

    4. Note: Only your bank card can be linked.

  10. Anonymous users2024-01-30

    Linking an account is to link an unauthenticated Alipay account with a real-name authenticated Alipay account, regardless of whether the account is old or new. Linked accounts are for ease of use.

    The linked master account can open a store, but the associated sub-account (that is, the linked account) cannot open a store, because one ID card can only open one store online, and the linked account is equivalent to using the same ID card for authentication.

    Except for the fact that the associated sub-account cannot open a store, the other functions are the same as those of the main account; Transactions are independent of each other; It cannot be used intersectingly;

    The linked account and the main account share Alipay's free monthly transaction traffic;

    The online transactions and behaviors of the linked sub-account are the same as those of the master account itself.

  11. Anonymous users2024-01-29

    Dear, the linked account is to associate an unauthenticated Alipay account with a real-name authenticated Alipay account, which has nothing to do with the old or new accounts. Linked accounts are for ease of use. The linked master account can open a store, but the associated sub-account (linked account) cannot open a store, because one ID card can only open one store online, and the linked account is equivalent to using the same ID card for authentication.

    For example, the linked account of QQ"It is to set the associated account password and enter it, and when you log in to the account to send a message, the associated account will receive the same message.

    Questions and answers. For example, if you have two QQ numbers, and you can associate another number after logging in to one number, even if you don't log in to the other number, if someone sends a message, you can also see it in this number.

    That's what it means.

    The question means that I can only use QQ to link if I open the linked account in the phone settings, right? Account.

    Not in the phone settings.

    Question: I'm talking about linked accounts in my phone settings?

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