When car insurance expires, which one should I change? How to change insurance companies when car in

Samsung car insurance is very distinctive, a single car accident below 5000 yuan, you can make a claim without reporting to the traffic police to deal with the accident-free certificate, and you can also collect the claim information for free, regardless of the type of case and the amount of the claim. If the compensation amount is less than 10,000 yuan and the claim documents are complete, the compensation payment will be completed on the same day. There are also value-added services such as drunk driving, annual inspection, and airport transfer, and the service is also very detailed.

In addition, the official website also holds a prize trial calculation activity every month, and if you calculate the premium, you will have the opportunity to be drawn, and there will be prizes! This month's car air purifier and Meichetang car wash coupon!

Generally, it is recommended to buy a larger insurance company, and the accident compensation is less ripped off. Small insurance companies may have a slightly cheaper premium, but once you have to go through a major traffic accident, you regret it.

It turns out that in which insurance, renewal is a bit advantageous.

If the original service feels bad, it is recommended to choose among the three major companies (PICC, Ping An, and Taibao), after all, large companies have guaranteed services, and there are many institutions in the country, unlike small companies, with few outlets, some are only in the province, and there are some small companies, the reserves are not sufficient, and the time limit for claims is long.

Ping An Auto Insurance. Good reputation.

PICC, Pacific, and Samsung car insurance can all be considered. However, I personally think that the Samsung car insurance service is very detailed and caring.

Ping An, the fastest claim settlement.

After the expiration of the car insurance, you can directly bring the following information to the insurance company you want to replace

1. A driving license;

2. Insurance policy of the previous year;

3. If the policyholder is an individual, he or she needs to provide the front and back of the ID card;

4. If the policyholder is an enterprise, he or she needs to provide the organization certificate.

If the car insurance is more than one day old, it will be considered out of insurance, and if the motor vehicle has not paid the premium within the time limit, if it is found by the traffic police while driving on the road, it needs to pay a fine of twice the insurance premium. After the expiration of the car insurance, the motor vehicle can not be on the road, and the insurance period is serious for a long time, if it is found by the traffic police, the owner's motor vehicle will be detained.

The owner or manager of a motor vehicle exercising on a road within the territory of the People's Republic of China shall be insured by compulsory traffic insurance. The traffic police will only check the traffic and get out of insurance. After the expiration of glass insurance, spontaneous combustion insurance, and theft insurance insurance, you can apply for reinstatement within 60 days.

When the car insurance expires, it can be exchanged for other insurance companies and other commercial insurance types, but compulsory traffic insurance must be paid regardless of which insurance company you are in.

According to Article 11 of the Insurance Law of the People's Republic of China, the rights and obligations of all parties shall be determined through consultation and in accordance with the principle of fairness. Except where laws and administrative regulations stipulate that insurance is mandatory, insurance contracts are concluded voluntarily.

Article 13 The insurance contract shall be established upon the consent of the insurer when the policyholder makes an insurance request. The insurer shall issue an insurance policy or other insurance certificate to the policyholder in a timely manner.

The insurance policy or other insurance certificate shall clearly state the content of the contract agreed upon by both parties. The parties may also agree to set out the contents of the contract in other written forms. An insurance contract established in accordance with the law shall take effect from the time of its establishment.

The policyholder and the insurer may agree on the validity of the contract with conditions or a time limit.

It can be replaced, but it is best not to change the insurance company after the vehicle insurance expires.

This is because, at present, each insurance company will have a customer loyalty management system, and for some customers who have been insured for many years, each insurance company will have some additional services. Secondly, if you change insurance companies, when applying for insurance to determine the premium, because you are not a renewal customer of the company, the renewal discount coefficient cannot be used, and you may not be able to use your discount coefficient to 30%, and you may still have the possibility of overpaying the premium.

Car insurance will not be affected if you change insurance companies.

As long as the car insurance expires, consumers have the right to choose at will, if they are not satisfied with the original insurance company, they can choose to replace themselves, and the consumer's interests in purchasing car insurance will be specified in the contract signed with the insurance company.

Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents of motor vehicles. Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles.

At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.

Hello! You sell the car directly to a second-hand car dealer, and the insurance lets the other party buy it themselves, and you use the money to buy a new car or a used car! Or open to a 4S store to replace!

The insurance of this car is transferable and can also be surrendered. When the insurance expires, you must buy it first. If you don't buy and are caught by the traffic police, you will be fined double the amount of the compulsory traffic insurance.

After buying, if the car is to be sold, you can transfer the insurance or surrender the insurance, and then the buyer can buy it again. This is easier to deal with, mainly depending on how you arrange it in the future.

Change? Even if you sell the car now, the insurance is about to expire, and you can't get back much money when you surrender the insurance, and it is not even enough to offset the amount of discount when you buy the insurance.

When purchasing car damage insurance, it is not allowed to change insurance companies. 2.Third-party liability insurance cannot be replaced.

3.On-board personnel liability insurance is a commercial vehicle insurance. 4.

Excluding deductible insurance, it belongs to commercial insurance, additional insurance, no liability insurance and body scratch loss insurance. 5.If the insured renews the insurance, the deductible insurance will not be counted.

6.Within one year, car damage insurance, wading insurance, glass insurance, unable to find third-party insurance, 7Liability insurance for people on the vehicle is an additional insurance for commercial vehicle insurance, and does not belong to the main insurance.

Why can't I change the insurance company when the car insurance expires?

2.Third-party liability insurance cannot be replaced. 3.

On-board personnel liability insurance is a commercial vehicle insurance. 4.Excluding deductible insurance, it belongs to commercial insurance, additional insurance, no liability insurance and body scratch loss insurance.

5.If the insured renews the insurance, the deductible insurance will not be counted. 6.

Within one year, car damage insurance, wading insurance, glass insurance, unable to find third-party insurance, 7Liability insurance for people on the vehicle is an additional insurance for commercial vehicle insurance, and does not belong to the main insurance.

Dear, hello, changing the car insurance company is equivalent to re-insuring, you need to submit the ID card of the owner of the motor vehicle (if the owner of the motor vehicle is a company, you also need to provide the business license and the **person ID card issued by the carrier department to load the unified social credit**) and its copy, the motor vehicle information certificate (driving license or motor vehicle registration certificate and its copy), and it is enough to re-insure. Change the insurance method of the car insurance company:1

To re-insure, you will need to submit information about your motor vehicle. 2.If necessary, a vehicle survey is required in accordance with the regulations of the insurance company.

4.If the applicant is an individual, he or she needs to provide: ID card (copy, **, front and back, you can choose one).

5.If the applicant is an enterprise, the carrying department shall issue a business license (copy and **, optional) to load the unified social credit**. 6.

In order to avoid accidents during the period of insurance cancellation, a valid claim cannot be obtained. The entire use of the motor vehicle is covered by insurance, and it is recommended to renew the policy in the next cycle before the end of the insurance cycle.

If you are ready to change your car but your insurance is about to expire, you can sell it, renew it or surrender it.

When the insurance expires, Sidki must buy it first. Otherwise, it is necessary to pay double the penalty of the compulsory insurance, and hope that the insurance can be surrendered when the insurance is about to expire and the car is sold, so that it will not cause economic losses to the individual.

How to provide protection for new car owners has also attracted people's attention, and the replacement of vehicle insurance policyholders is allowed, and the original owners and car buyers do not need to go to the insurance company to change their names. However, the car buyer must explain to the insurance company that the car has been purchased and replaced by the insurance policyr, so that the problem of selling the car when the insurance is about to expire will be better solved, and the car owner will be much easier.

According to the regulations, as long as the car owner does not have any violation records, insurance situations and claims within one year, the car insurance is renewed, and the car owner will receive a 10%-20% reduction in the premium of compulsory traffic insurance, and will also be listed as a high-quality customer by the insurance company to enjoy commercial insurance discounts. In addition, be good at comparing different car insurance sales channels.

Target**. When renewing the policy, it is recommended to go directly to the insurance company, which is a more cost-effective option.

Closing or surrendering first:

1. Compulsory traffic insurance. The transfer is made first, and the policy cannot be surrendered after the transfer. Because compulsory traffic insurance is accompanied by the vehicle and not with the person, according to the regulations on compulsory traffic insurance, only when the insured motor vehicle is deregistered in accordance with the law, the insured motor vehicle is stopped, or the insured motor vehicle passes through the public security organ.

Only those who have been confirmed to be lost can be deinsured, and it is obvious that second-hand car transactions do not belong;

2. Commercial auto insurance.

The owner can choose to transfer the insurance first and then surrender the insurance, or surrender the insurance first and then transfer the ownership. It is recommended that commercial car insurance should be surrendered first, because the general vehicle ownership is transferred.

In the future, I will sell it to the other party along with the insurance. If the premium is not sold to the other party in advance, the car owner can surrender the policy through the transfer procedure, and the insurance company will refund a part of the money according to the value of the policy.

Motor vehicle insurance.

That is, car insurance (referred to as car insurance) refers to the motor vehicle due to natural disasters.

or a kind of commercial insurance that is liable for personal ** or property damage caused by accidents.

What should I do if I am ready to change my car but my insurance is about to expire?

Hello, if you are ready to change your car but your insurance is about to expire, you can sell your car, renew it or slow down your return. When the insurance expires, it must be bought first. Otherwise, it will be fined double the amount of the compulsory insurance.

Many people hope that the insurance can be surrendered when the insurance is about to expire and sell the car, so that it will not cause economic losses to the individual, but this is not the case that can not be surrendered, although the commercial insurance can be surrendered, but in the insurance is about to expire to sell the car, the premium at this time is very small, and the specific cost of surrender is also relatively low.