Please help me calculate my money market fund returns

The net value of the unit of currency ** is always 1 yuan, and its income is distributed every day (there are fluctuations, which are different every day), and its income distribution is announced in the way of "per 10,000 shares", "per 10,000 shares", which means that every 10,000 shares of currency ** share can obtain income today is yuan. "7-day APR" is the average return of the last 7 days converted into a one-year yield.

"Earnings per 10,000 shares" is the actual income you get every day, and "7-day annual yield" is a parameter that examines the long-term profitability of a currency. Simply put, it is an average yield of seven-day returns, which is recalculated every day.

The annualized rate of return in the past 7 days refers to the annual rate of return converted from the average return per 10,000 shares of currency **7 natural days. It is an average of the 7-day earnings. Therefore, if the yield is the same in the past 7 days, it does not mean that the return per 10,000 shares per day will also be the same.

What investors really need to care about should be the income per 10,000 units, which reflects the real income that investors can get every day. The higher this indicator, the higher the real return that investors can obtain, and there is still a certain distance between the annualized rate of return in the past 7 days and the real return of investors.

Because it's the average rate, if the revenue per 10,000 copies in these days is relatively high, it will be low in one day, and the average is also high.

So one month: it should be calculated based on the 30-day yield. That is, nearly (10000 10000) * 57 in a month

That is, if you earn 57 yuan a month, you will have to subtract 5% of the interest tax.

There are no fees.

Nowadays, more and more people are reluctant to keep their money in a bank current account, but instead use it for various investments. Many of my friends know that there is now a currency**.

Similar to demand deposits.

Under normal circumstances, the expected annualized rate of return of a currency** is between 2% and 3%.

If you buy currency**10,000 yuan, the expected return after saving for one year is about 200 yuan to 300 yuan. The annualized interest rate of the bank's demand deposit is that the expected return of the currency** is many times higher than the expected return of the bank's demand deposit.

Why is the expected return of the currency uncertain? Because of the expected return of the currency**, and the financial product in which it invests.

Relate. If the expected return of the financial product it invests in is better, then the expected return of the currency** will also be better.

Generally speaking, the financial products that affect the expected return of currency investment are treasury bonds and central bank bills.

Commercial paper, corporate bonds.

high credit rating), interbank deposits, bank certificates of deposit, short-term bonds and other short-term valuable**. The expected return of these financial products is related to the supply and demand of market funds. In the case of sufficient market funds**, the expected return will be relatively low.

On the contrary, in the case of tight market funds**, the expected return will be relatively high.

Through the above content, we have introduced the expected return of currency **, and I hope to help you understand what the expected return of investing in currency ** will be.

The short-term return of currency ** is not high, but in the long run, the income is still good, currency ** is mainly investment cash, bank deposits with a term of less than 1 year (including 1 year), bond repurchase, **bank bills, interbank certificates of deposit, bonds with a remaining maturity of less than 397 days (including 397 days), debt financing instruments of non-financial enterprises, asset-backed ** and so on.

Therefore, the short-term income of the currency is not high, but the long-term holding income is still relatively stable, and there will rarely be losses, but if the deposited funds are more and the holding time is longer, the income will be higher and higher.

Summary. Currency is less risky, the net value of the unit is 1, there is no subscription and redemption fees, and some prudent investors prefer it. Its income is generally calculated according to the income per 10,000 shares, that is, the currency **income of the day = the available **share of the day and the income of 10,000 shares on the same day is 10,000.

For example, when holding 10,000 shares, the income of 10,000 shares is, then the currency **income of the day = 10,000 yuan.

How to calculate the return of currency**.

Hello, I am the cooperating lawyer of the consultation and have received your question.

Currency is less risky, the net value of the unit is 1, there is no subscription and redemption fees, and some prudent investors prefer it. Its income is generally calculated according to the income per 10,000 shares, that is, the currency **income of the day = the available **share of the day and the income of 10,000 shares on the same day is 10,000. For example, when holding 10,000 shares, the income of 10,000 shares is, then the currency **income of the day = 10,000 yuan.

The unit net value of the currency ** is always 1 yuan, there is no handling fee, if you buy 5000 yuan, that is to say, you now have 5000 copies of the **.

The income distribution of currency ** is calculated on the basis of "income per 10,000 shares", for example, on a certain day, "per 10,000 shares of income is every 10,000 shares of currency** shares, and the income that can be obtained on that day is yuan, and 5,000 shares is yuan."

Another number to understand the return is the "7-day annualized rate of return", which refers to the average return of the last 7 days converted into a year's yield. "Yield per 10,000 shares" is your actual daily return, and "7-day annualized yield" is a parameter to understand the long-term profitability of a currency.

The only way to pay dividends in currency is "dividend transfer", which means that the company will carry forward the accumulated earnings to your currency share on a fixed day every month. For example, if you now have 5,000 Huaxia cash gains with a face value of 1 yuan, and by the next month's earnings settlement date, your ** has made a profit of 50 yuan according to the calculation of income, then the company will convert your income into shares according to the face value of 1 yuan and add them to your ** share, that is to say, by the next month, you have 5,050 shares of Huaxia cash profit with a face value of 1 yuan.

Of course, I'm just giving you an example, how much you can earn depends on the situation, usually the annual rate of return of money is 2% 3%, in the deposit interest rate is relatively low, it is a form of financial management with better liquidity. Don't think of it as an investment.

Now most people have bought **, for example, a lot of currencies now**, and then many people who have bought don't know how to calculate, so what is the calculation of the expected return of the currency**? Next, I will tell you, I hope it can help you.

Expected return calculation for currency**:

1. The calculation of the expected return of currency ** is the cumulative expected return of 10,000 shares: the cumulative expected return of 10,000 shares is the amount of expected income accumulated per 10,000 units of ** in a period of time. It is calculated by adding up the expected return of 10,000 units per day of currency during this period.

The cumulative expected return of 10,000 shares reflects the total expected return of the currency** over a period of time. Converted into the expected rate of return, the cumulative expected return of 100 yuan is equivalent to 1% of the expected rate of return (100 10000=1%).

2. Currency is an open type of money that gathers idle funds in the society, is operated by the manager and kept by the custodian, and is specially invested in money market instruments with low risk, which is different from other types of open-ended, with high security, high liquidity, and stable expected returns"Quasi-savings"characteristics.

The above is the calculation of the expected return of the currency, I hope you can learn after reading it, and I wish you a happy investment and financial management.