I calculated how much money I had from the income of the fund bought by China Merchants Bank

Huaxia Cash. The 15th is a non-trading day, so your subscription is accepted on the 16th, so you start counting profits on the 17th.

So the gain is (

It's very simple, you only need to subtract the current net worth from the net value of the day, and you can know whether your ** is making money.

Earnings are the part of an asset that exceeds its value in the course of its operation. Specifically, income includes, dividends, interest on bonds, bid-ask spreads, interest on deposits, and other income from investments.

Allocation principle. 1) Each ** share has the same right to distribute;

2)** The current year's income can only be distributed after the current year's income makes up for the previous year's loss;

3) If there is a loss in the current period of investment, no income distribution will be made;

4) The net value of the share after the distribution of income shall not be lower than the face value;

5) In accordance with the provisions of the Interim Administrative Measures for Investment** (hereinafter referred to as the "Interim Measures"), the distribution shall be in the form of cash, at least once a year; The income distribution ratio shall not be less than 90% of the net income;

6) In a single ** account, two dividend methods shall not be selected for the same ** at the same time; The reinvestment portion of dividends is calculated on the basis of the net value of ** share on the equity record date.

It's the experts who help you manage your money. **The minimum starting capital is 1,000 yuan, and the fixed investment starts from 200 yuan.

You can buy **to the bank or **company. Banks can **many** company business, and the specific account opening can be handled by the bank wealth management counter. Now some ** companies also have **** trading. After the bank opens online banking, there is a discount on the general fees for online purchases.

First of all, do a self-understanding, whether you want high risk and high return or stable capital preservation and income. The former buys **type**, and the latter buys bond type or currency type**. After determining the type, you can choose according to the performance, manager, scale, investment direction preference, charging standard, etc.

**Performance is ranked online. A more stable **type** can choose an index or an ETFIt is best to choose the back-end payment for regular investment, and the same underlying index** should choose the one with low management fees and custody fees.

I don't make specific recommendations, only the feet know whether the shoes are good or not.

Generally speaking, there are two types of open-ended** investments, single investments and regular fixed amounts. The so-called "fixed investment" refers to the investor's investment in a fixed amount (such as 1,000 yuan) at a fixed time every month (such as the 10th of each month) into a designated open-ended investment, similar to the bank's lump sum deposit and withdrawal method. Due to the low starting point and simple method of "fixed investment", it is also known as "small investment plan" or "lazy financial management".

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

Investment**type** to make a fixed investment is always an opportunity, but the determination to persevere to the end can see the effect.

Are you buying a new or old**, if it is new**, there is a closed period, and you can only see it after the closed period, China Merchants Bank should have it on the Internet, or you go to the **on**, or go to the **page** of sina network, you can query all the banks that have issued**. As well as the latest ****.

China Merchants Bank, as the leading distribution channel, may be very complicated.

How much does a specific ** charge, you still need to consult the customer service of China Merchants Bank.

The specific cost affected is the size of the front-end subscription fee, and the back-end subscription fee and redemption fee can be queried on the official website of ** company, and the front-end subscription fee may have different discounts due to different transaction channels.

There are several cases of front-end subscription fees:

Currency**, wealth management**The original rate is 0, so the bank is also 0 part of the bond**The original subscription fee is or higher, and the specific discount depends on the bank's hybrid **and**type**The original rate is generally, and the discount strength depends on the bank's discount strength of the same bank for different **, so it is necessary to consult specifically for the ** you purchase.

However, it is recommended to buy**or in the company's official** direct sales channel.

The bank buys ** The handling fee is too expensive. The handling fee is above.

I bought it in Zhonglu**, and their handling fee is 4% off, which saves a lot.

You can open the public version of online banking, enter the card number, query password, additional code to log in, click the horizontal menu "Investment Management" - "**" - "Buy**", and then click "**product", you can see the ** list of our bank consignment, click "Buy" in front of the ** you need to buy and operate according to the prompts.

The time is about 4 months, and the redemption rate is definitely not known, and those who hold it for no more than 12 months do not know what your subscription fee is. However, when you buy it, you invest 10,000 yuan at a time, and this 10,000 yuan can be considered as the overall cost. The current market capitalization is slightly profitable.

But this is not the final profit or loss. Because **redemption** adopts the "unknown** law".

Unknown ** method, that is, when you buy open **, you buy it with a method that determines the amount, that is, you want to buy 100,000 yuan **, but you don't know how many copies you can buy and how much each copy is. And when you sell **, you are a share determined, that is, when you sell, you sell 5000 copies**, but you don't know how much these ** are sold for each copy.

In the end, the net value of the unit announced by the night shall prevail, if the redemption day, ****1-2%, and the net value of the unit announced that night**1-2% will not make any profit or even have a loss.

If you plan to invest regularly for a long time, it's best to choose one with back-end fees**. Because there is no handling fee, regular investment is suitable for choosing **type and index type**, because they fluctuate greatly and can effectively amortize costs. There are more ** back-end charges, such as:

Dacheng 300, Southern 500, Rongtong 100, Industrial Trend, Desheng Advantage, GF Jufeng and so on. Auto-Investment** can also be redeemed at any time.

**There are two charging methods: one is the front-end fee, which is the default one, that is, the handling fee must be paid proportionally every month, which increases the cost of regular investment. If you buy it at the bank counter, the handling fee is, buy it in the online bank, the handling fee is 68% off, and if you buy it on **company**, the minimum handling fee is 4% off.

There are also redemption fees that vary at the time of redemption. There is also a back-end fee, that is, there is no handling fee at the time of ** every month, but the holding time must reach the time specified by the ** company (ranging from 3 to 10 years) before redeeming, and there is no handling fee, which can save a lot of handling fees in the long run.

Therefore, it is best to choose a back-end fee for regular investment. Not all of them have a backend.

The second is to change the cash dividend to dividend reinvestment, so that if the company pays dividends, the cash will be automatically repaid, and there is no handling fee for this part.

The third is that if you don't have money to invest this month or the ** price is very high, **** is also very high, you can also stop investing for one to two months, which will not affect the regular investment in the future, but do not stop investing for three consecutive months, if it is suspended for three consecutive months, the regular investment will automatically stop.

Fourth, in the bull market, the price also rises more, at this time you can appropriately reduce investment, if you are in a bear market, you can increase investment appropriately to increase the share.

**Regular investment is the abbreviation of regular fixed investment**, which refers to investing a fixed amount (such as 500 yuan) into a designated open** at a fixed time (such as the 8th of each month), similar to the bank's lump sum deposit and withdrawal method. In this way, the investment can average the cost, diversify the risk, and is more suitable for long-term investment.

Your **fixed investment, because**day fluctuations are relatively small, so you** words are to put it bluntly, and you can't earn much, so you must hold it for a long time, but if you hold it for a long time, then in the end there are only two results,,, either your position is correct from the beginning, then you will make money, or your position is wrong at the beginning, and you will always lose money, don't think that you will not lose a lot of money, a little a day, you will lose a lot in the long run.

Now all major banks have launched a wealth management business, **TD. **Belongs to the best product, because its production process is quite complex, and it is an international currency, and only **has the ability to resist inflation**TD is a kneaded trading system, low risk, belongs to the stable financial investment varieties, 10 hours of trading, can be two-way operation. One of its big highlights is that there is a night market from 9 p.m. to 2:30 a.m., giving more people who don't have time to operate during the day a good time to make money.

However, you need to pay attention to the speculation as financial management, not as speculation. I feel like this is the direction of financial management. To be a financial manager, to be an investment, not to speculate, speculative are gamblers.

Maintain a good mindset It's normal to make a profit.

It is recommended that you buy Huashang Shengshi**, Teda Chang, Harvest high-quality service, generally buy three**.

It depends on your investment style, that is, according to your risk tolerance.

As for how to know**In fact, there are a lot of rankings on the Internet, including profits and dividends in recent years.

The advantages of Chinese businessmen and Huaxia are good.