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Whether it is a person with a monthly salary of 20,000 or 300,000 or 300,000 yuan, there will be different life troubles. These two kinds of people are in two different social classes, and maybe they will intersect or they may not. But what can never be stopped is that they will worry about money, and the so-called ultimate goal of everyone is to make money.
Of course, everyone will not care if they make more and more money, this kind of problem will never exist. The problem is the difference in quality of life.
The people with a monthly salary of 20,000 or 30,000 have their audience and audience, and the people and things they come into contact with are different from those with a monthly salary of 300,000. People with a monthly salary of 20,000 or 30,000 yuan may spend more time fulfilling their dreams, meeting their material needs, buying a house in their city, having enough savings, and owning a car. They are generally able to solve the problem of food and clothing, but on the basis of the problem of food and clothing, it will be more time-consuming and laborious to pursue more.
If you are a single person, a monthly salary of 20,000 or 30,000 yuan may be able to make you live a very prosperous life, and even have some savings. However, if you are married or in a relationship, it is advisable to plan carefully in case you moonshine and go over your budget.
People with a monthly salary of 300,000 can make a long-term plan about money, buy some financial products, and invest in some projects. The need to buy a house and a car is realized as soon as possible, and on top of that, there is a lot of affluence that can do a lot of other things. But this kind of person tends to want more, and they may buy more property or shape themselves more perfectly.
Such people generally do not have to worry about their own living expenses, and they have a basic sense of security about money. Compared with people with a monthly salary of 20,000 or 30,000 yuan, the quality of life can be greatly improved, and even the people they come into contact with are different.
It is not easy to live in any kind of life, but compared with the 300,000 people with a monthly salary, they are full of confidence in front of relatives and friends.
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Of course, a monthly salary of 300,000 yuan is more comfortable, because they can sit in the café and drink coffee when they have the ability. It was a particularly good experience and quite comfortable.
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With a monthly salary of 300,000 yuan, the more money you make, the better you have to choose the quality of life.
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If both of them are earned by their own efforts, it is naturally more comfortable to earn 20,000 or 30,000 yuan, and if you want to earn 300,000 yuan a month, the effort you put in is not something that ordinary people can do.
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Summary. A family income of 300,000 yuan can be regarded as the middle class, and it is already at the level of white-collar workers or above in China.
A family income of 300,000 yuan can be regarded as the middle class, and it is already at the level of white-collar workers or above in China.
Hope it helps.
I'm in a third-tier city.
Families with an annual input of 300,000 in third-tier cities already belong to well-off and happy families. A well-off and happy family whose life has been very enjoyable.
It's in a second-tier city.
The pro is also considered to be at the level of well-off.
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Generally, they are businessmen, IT people, sales people, banking people, or anchors.
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In the IT industry, the financial industry or foreign companies, the monthly salary of staff in these industries can reach about 20,000 or 30,000 yuan.
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Generally, they run their own stores, but they may also work in the Internet industry, or they may be consultants, accountants, or lawyers.
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There are three kinds of situations like this, the first kind of raid is some older generation of technical people in that kind of public institution, the second kind of people who do sales have a monthly salary of more than 10,000 yuan, and the third kind of IT technology for a day. Hui Chan respect.
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Thirty and standing, whether a 30-year-old man or a 30-year-old woman, you need to set up a family, China's prices are faster, but the income level of residents is not high, 30-year-old people will be burdened with mortgages, car loans, marriage and childbirth, children grow up, support parents, etc., as a person around 30 years old, how much is the monthly income appropriate?
There is no clear answer to this, and now that people born in 90 have reached the age of 30, how much income this type of person needs to earn each month needs to be considered from many aspects:
1. Personal education, the post-90s have more education, usually high school, junior college, bachelor's degree or above, in terms of work, the income of bachelor's degree or above is higher than that of junior college, and junior college is higher than high school, but it is not absolute.
2. Engaged in the industry, there are many industries in China, the sales industry, the financial industry, IT, etc. are high-income industries, but also facing greater pressure, engaged in the sales industry mainly depends on the performance, if it is about 30 years old and still only six or seven thousand yuan per month, then it belongs to the ordinary level, sales monthly income of 10,000 yuan, 20,000 yuan or even more, low may only be the basic salary. If you are a front-line worker in a factory, then even if you are 30 years old, your monthly income is basically five or six thousand yuan.
3. Work location, work place in first-tier cities, such as Shanghai, Beijing, Shenzhen and Guangzhou, these places have more jobs, higher consumption levels, and more income can be obtained, and people around 30 years old earn 7,000 yuan a month in first-tier cities. If you can get a stable job of 7,000 yuan per month in a second-tier city, your income is considerable.
4. Family pressure, people around 30 years old have become married, basically burdened with mortgages, car loans, child support, China's housing prices are rapid, buying a house in a small city also needs to repay two or three thousand yuan per mu Yuxiang every month, and the monthly income of six or seven thousand yuan is a considerable level; If you buy a house in a second-tier city, the monthly repayment will reach more than 5,000 yuan, and you need to earn more than 10,000 yuan per month to pay the mortgage, and if you also need to raise children, you will need more monthly income.
In fact, our income requirements are the higher the better, but they are not able to get a high salary, now young people live under pressure, find open source ways to increase their income, when there are idle funds in hand, you need to learn to manage money, which is also a disguised increase in their income.
We can see from the above that if you live in a first-tier city with a high degree of education and have family pressure, then a monthly income of 12,000 yuan is also a basic level, which can only basically meet family expenses. If you have a low education level and a low income, you can choose to live in a small city that is quite comfortable and has a slightly slower pace of life.
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Not to live but to survive. The biggest daily expense is nothing more than eating, and I used to eat pork knuckle rice every day when I was an intern! An average of 12-15 pieces for a meal.
12 30 = 360) and then rent a house, no matter how cheap the house is, it will cost 500 yuan a month, right? The fixed cost for a month is 860, plus the transportation cost of 40 yuan for your travel (occasionally get up late and play Didi). Occasionally go out to dinner with friends for 100, and go shopping for a treasure for 300 (this is still the least amount of money that will always spend money on a certain treasure every month) total:
1300 plus your usual miscellaneous things, it's good to save 500 yuan a month, but your life is not happy. The slightly better decoration of the milk tea is famous, and you don't dare to go in.
Rent 900When I first moved in, I needed to buy a lot of daily necessities. Eating an average of 25 a day, plus phone bills, haircuts, occasionally going out for a meal, 1500 a month, plus 2400 rent, there are 1,800 yuan left, it's not good to do anything at all, buy a little bit and it's gone.
Therefore, with a monthly salary of 3000, the focus is not on how to save money, but on how to increase the salary. Fortunately, after the commission began to be paid, my salary has experienced 4000, 5000, 6000, and now it is about 8000, and I have worked for less than two years, and I have lived a little more decently and can save some money. But people are never satisfied, 8000 sounds fine, but you do the same job, people continue to work overtime after work, you can earn 10,000, and you still feel that you don't work hard enough.
It is still necessary to continue to study, continue to study, and continue to be promoted and raised.
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There will be no pie in the sky, how much money you have to live a happy life, a monthly salary of 3,000 to 30,000 days I believe that it is not easy to face a pile of bills, don't envy others to be yourself, hypocrisy is for others to see, and the days have to be experienced by themselves. Have the ability to earn 30,000 a month to live a real life.
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Think about it every day during the day, and you can achieve it when you fall asleep at night! It's no problem to spend as much as you want, it's no problem to spend 300 million a day, and you can still leave some ha when you're happy.
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It's no different, I can only say that life is a little better.
The average of 300,000 is only more than 20,000 per month, and if you exclude personal income tax, the salary received every month is only 20,000.
If it is placed in the second and third tier cities, it will not see any advantages, and it doesn't matter if you spend a few hundred yuan on a small dollar, but luxury goods are not easy to start, at most you can buy a car of 100,000 yuan to travel, and you don't have to commute to and from work.
If you have to repay the mortgage, there are elderly people and children at home, these salaries may be a little stretched, and after paying off the mortgage, you will be able to make ends meet. Therefore, an annual salary of 300,000 yuan is not a very high salary, and they live a very ordinary life.
Take our family as an example, my husband's annual salary is about this amount, our consumption level in a third-tier city is not high, and we don't have the pressure of a mortgage now, but the money saved in the end of each month is really small.
The cost of raising a car every month, the cost of raising and educating children, the living expenses of both parents, the expenses of the family, the cost of my cosmetics and other incalculable expenses add up, almost to more than 10,000 yuan, and the money that finally falls into my hand is only a few thousand yuan. Not including the cost of hospitalization, our current life is basically not afraid to buy too expensive luxuries, even if we want to buy, we will make up our minds to buy it after comparing the cost performance.
Buying clothes is not going to buy expensive and outrageous clothes, everything is based on the principle of affordable and cost-effective, and the mid-range clothing brand is my favorite choice.
The only good thing is to see that the food can be eaten without scruples, because it is not very distressing to spend dozens or hundreds of dollars.
It can only be said that the life with an annual salary of 300,000 yuan is nothing more than a mouth addiction, and the rest seem to be living a very ordinary life.
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The quality of life, although it is also very related to our annual salary, but I think the most important thing is the person's own understanding of life, if this person has life in his heart, then his life will be very good, if he does not have life in his heart, then it will not help to give him more money.
Let's analyze, the annual salary of 300,000 is equivalent to a monthly salary of about 30,000, then this salary is already very high for the vast majority of people, it can be said that it can reach an annual salary of 300,000, and it can definitely be called a high-income group, so if this person has his own pursuit of life, then life must be quite good.
First of all, if our annual salary can reach 300,000, then even if our family conditions were not very good before, our parents did not give us much financial support and help, but on our own, plus bank loans, we can basically buy the car and house we want in two or three years, of course, the grade here will not be too high, but if there are no other major expenses, your house and car will not be too bad, of course, as a modern Chinese, A house is definitely needed, but if you don't want to buy a car now, then the car can actually wait for a while, or if you have a motorcycle dream in your heart, then you can buy a motorcycle that you have admired for a long time.
Secondly, in daily life, in addition to the large expenses of houses and cars, we can also have other rich activities for life, basically a monthly annual salary of 300,000 yuan, if we do not have too many hobbies, then basically can be satisfied, all kinds of balls, even golf, I think you can also play a dozen. Of course, travel is not a problem, if you eat and drink, the monthly salary of about 30,000 yuan to eat and drink, if you want to, then two or three times a month luxury, there should be no problem.
Of course, it may be that I don't know the life of rich people, but I think for most people, 300,000 can definitely live a good life.
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This problem is actually more complicated and requires a lot of conditions, because in cities of different levels, the annual salary of 300,000 yuan often represents a completely different life, so the next discussion is to put this 300,000 yuan in China's second-tier and first-tier cities.
The first is to see how to live this 300,000, the first is a single life with an annual salary of 300,000, the second is that the weaker party in family life or the salary of both is the same, and the third is to play a major role in the family as a major economic support.
If it is a single life of 300,000 yuan, then it can be said that it can live a relatively abundant and free life.
Because the annual salary of 300,000 yuan is about 20,000 yuan per month, then you can pay 8,000 yuan a month to give yourself a good place to live, if you have high requirements in this regard, you can even spend half of the price to rent a house with 10,000 yuan, or to afford your housing loan, which can ensure that you have a good living conditions, and it can be said that you can achieve an exquisite single life.
And if your 300,000 yuan is in the family as a weaker or flat level, then it can be said that your life or the life of this family has reached the level of being well-off, 20,000 yuan a month, and assuming a supplementary role in the family, which means that your family or both of you can have more than enough money to carry out your own hobbies, and this kind of life can be said to be well-off and happy.
And if your 300,000 yuan is to become an economic support in the family, it will seem more reluctant, and the majority of the family's money will be 20,000 yuan per month, which will seem to be a little tight in your life, it may be just touching the well-off side of such a way of life, the quality of life can not be considered too high, and you need to prepare more often, and you may feel a little difficult to deal with in case of emergency.
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