Scammed by an online loan platform? What should I do if I am cheated of money on an online loan plat

Hello, formal loan platforms usually do not charge pre-loan fees for any reason, you must be vigilant when encountering, in view of your situation, it is recommended to keep the relevant evidence and report to the police as soon as possible. If you need money urgently, you can consider taking out a loan to relieve the pressure, but at the same time, you should also do what you can and try to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

It is recommended that you use Youqian Hua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqian Hua, renamed as "Youqian Hua" in June 2018), a big brand with reliable and low interest rates. There is money to spend - full easy loan, the maximum amount of borrowing is up to 200,000 (click on the official measurement, the daily interest rate is as low as the start, with the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.)

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

You are in such a situation that you encounter **, the other party's customer service requires payment of a certain fee before you can unfreeze, and then you can take out a loan, In this way, you are inducing you to take the bait, once you do what they ask, they will continue to induce you to pay them, until you wake up, they will block you, you can't contact them, and their purpose will have to be presented.

When you're ready to take out an online loan, it's important to be vigilant. Have a comprehensive understanding of the information of online lending platforms and have some understanding of some online loans**. If you are deceived by an online loan, you can choose to recover your losses by reporting to the local public security department or calling the police at the online police point.

You also need to collect the relevant basic information of the online loan platform, defend your rights with the same deceived person, and you can also report to the public.

The money has not arrived, why should I repay it? No, you don't have to worry about this, find a way to recover the money paid in advance, these things**, 100%**, the regular platform will not charge in advance for various reasons,

Hello, once deceived, it is recommended to keep the evidence and call the police at 110 as soon as possible.

Since you have been cheated of money, and you know the name and bank card number of **, then report it quickly, and go to the bank to freeze your bank card, so as not to lose your money, if you have transferred money, you should call the police in time and contact the bank staff to freeze the funds.

1. Call the police. It should be noted that the police ** everywhere are 110, not other numbers. After calling the police, although there is little hope of recovering the loss, there is still a chance in case.

2. Long snacks. Don't fall for it again. Keep in mind the old saying: "Eat a trench, grow wise." "Don't believe in pie in the sky anymore. Especially like the network K network H brush T single, network A network A part-time job and the like.

3. Tell your own experience and warn others. Let the good and innocent no longer be deceived.

4. It should be emphasized that don't believe that cyber hackers will get you back money, all of them will charge you fees first, and then block you. Believing that hackers can find and be cheated out of money is often the beginning of another **.

5. If it is an Alipay transfer, this is an instant transaction, once the payment is successful, the money has entered the other person's account and cannot be returned. You can try to contact Alipay staff to report the scam. Report and verify the other party's Alipay account, if the verification is true, Alipay will supervise and limit the other party's account accordingly, so as to prevent others from continuing to be deceived.

Expand the information of the consumer kai:

The basic serial routine of online loan fraud:

1."The account of Yinatathan Bank does not match my information", and you need to pay a "verification fee" to modify the information.

2.After the user pays the bill once, the system prompts that "the risk control department has not passed the review", and the account is unfrozen, and the account needs to continue to pay to verify the repayment ability.

3.After the user pays the fee for the second time, he or she requests to continue paying the fee on the grounds that the user's "comprehensive credit score is insufficient".

4.If the user continues to pay, there may be various other reasons waiting to be refused. The amount of each payment is determined by the total amount borrowed, ranging from a few months to 10%-30% of the total amount borrowed.

Some gangs will also send users designated loan application packaging materials and charge a loan packaging fee.

Summary. Hello, Legal Analysis: Online Loan Feels Scammed:

You can choose to recover your losses by reporting to the local public security department or calling the police at the online alarm point. First of all, it is necessary to use various preferential policies or unconditional applications for college student entrepreneurship loans to attract people, such as interest-free entrepreneurial loans applied for during the entrepreneurial period, and college student entrepreneurship loans can be applied for with only a graduation certificate and ID card. Secondly, contact the borrower through mobile phone, QQ, SMS and other forms.

Causing college students to fill in their own basic information in order to obtain key personal information, so as to exercise illegal and criminal acts. Finally, after several negotiations, a considerable fee was charged by online remittance before the loan was disbursed, on the grounds of charging security deposit, interest, etc.

Hello, legal analysis: online loans feel cheated: you can choose to recover your losses by reporting to the local public security department or calling the police at the network police point.

First of all, it is necessary to use various preferential policies or unconditional applications for college student entrepreneurship loans to attract people, such as interest-free entrepreneurial loans applied for during the entrepreneurial period, and college student entrepreneurship loans can be applied for with only a graduation certificate and ID card. Secondly, contact the borrower through mobile phone, QQ, SMS and other forms. Causing college students to fill in their own basic information in order to obtain key personal information, so as to exercise illegal and criminal acts.

Finally, after several negotiations, a considerable fee was charged by online remittance before the loan was disbursed, on the grounds of charging security deposit, interest, etc.

Legal basis: The Criminal Law stipulates that whoever defrauds public or private property, and the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years, short-term detention or controlled release, and/or a fine. Article 266 of the Criminal Law of the People's Republic of China: Where public or private property is defrauded, and the amount is relatively large, a sentence of up to three years imprisonment, short-term detention or controlled release is to be given, and/or a fine; where the amount is huge or there are other serious circumstances, a sentence of between 3 and 10 years imprisonment and a concurrent fine is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine or confiscation of property.

Where this Law provides otherwise, follow those provisions. Article 1 of the "Interpretation on Several Issues Concerning the Specific Application of Law in Handling Criminal Cases of Fraud" where public or private property is valued at 3,000 to 10,000 RMB, 30,000 to 100,000 RMB, or 500,000 RMB, shall be respectively found to be "relatively large amounts", "huge amounts", or "especially huge amounts" as provided for in article 266 of the Criminal Law.

It is recommended that customers collect relevant evidence (for example, if there is repayment of the loan account registered on the platform, then they must also provide the repayment details, especially the screenshot proof of interest and unreasonable fee charges), and report the platform to the Internet Finance Association or the local CBRC to protect the legitimate rights and interests of individuals.

Extended information] 1. Online lending (peertopeer) refers to direct lending between individuals and individuals through Internet platforms. Individuals include natural persons, legal persons and other organizations. As a new type of lending platform, online lending companies are usually the first to operate, so they can operate with lower overheads and provide services cheaper than traditional financial institutions.

Second, the essence of Internet finance is still finance, and the characteristics of financial risks have not changed, such as concealment, contagion, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement for promoting the healthy development of Internet finance. At the same time, Internet finance is a new thing and an emerging format, and it is necessary to formulate moderately relaxed regulatory policies to leave room and space for Internet financial innovation.

By encouraging innovation and strengthening mutual support in supervision, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "lawful supervision, appropriate supervision, classified supervision, coordinated supervision, and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various business formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal and irregular behaviors.

3. Online lending[2] includes individual online lending (i.e., P2P online lending) and online small loans. Individual online lending refers to direct lending between individuals through Internet platforms. Direct lending on individual online lending platforms falls within the scope of private lending, and is regulated by laws and regulations such as the Contract Law, the General Principles of the Civil Law, and the relevant judicial interpretations of the Supreme People's Court.

Online micro-loans refer to the micro-loans provided by Internet enterprises to customers through the microfinance companies controlled by them. Online microloans should comply with the existing regulatory regulations of microfinance companies, give full play to the advantages of online loans, and strive to reduce customer financing costs. The online lending business is supervised by the China Banking Regulatory Commission.

4. Operation model, mode (3) Online credit originated in the United Kingdom, and then developed to the United States, Germany and other countries, and its typical model is: the online credit company provides a platform, and the borrower and the borrower bid freely to match the transaction.

5. In the traditional P2P model, the online lending platform only provides the borrower and the borrower with information circulation and interaction, information value determination and other services that facilitate the completion of the transaction, and does not substantially participate in the chain of lending interests. In China, because the citizen credit system has not yet been standardized, the traditional P2P model is difficult to protect the interests of investors.