I am a farmer and want to use 5,000 yuan a year to buy a Chinese life insurance for illness and pens

Updated on Financial 2024-04-22
26 answers
  1. Anonymous users2024-02-08

    Hello, it's a pleasure to serve you! When choosing insurance, the protection type (accident, medical treatment, critical illness, hospitalization) is considered first, and the financial management, education, and pension investment and dividend insurance are considered if the economy allows. It is best to control the premium at 15%-20% of the annual income.

    The coverage amount is 5-10 times your annual income. In order to give back to customers on its 20th anniversary, CPIC has grandly launched a four-in-one protection product that integrates value, critical illness (35 types), pension and dividends. Retire safely and securely, in case you can withdraw a lot of money.

    Click on my avatar for details, I wish you good health and family happiness. China Pacific Insurance Guangzhou Branch.

  2. Anonymous users2024-02-07

    Hello! Ping An also has related products for your pension and illness needs, and it has been the main product in the market for many years. It is recommended that you consider the effective supplement of commercial insurance on the basis of improving the NCMS medical insurance.

    It can be a combination of critical illness, accident and hospitalization medical insurance, so that your funds can be compounded and interest can be calculated at the same time, and you can also obtain high personal protection, and if there is no risk, your principal investment can be used as a reserve for future pensions.

  3. Anonymous users2024-02-06

    Hello farmer friends, it is a pleasure to provide you with insurance services! Judging from the basic situation, if there is no social security, it is recommended that you improve the social insurance first, because it is a welfare, the individual pays less premiums, and the protection is more comprehensive; It is more comprehensive to supplement a critical illness insurance and accident insurance, I hope you can introduce your family and economic situation, and give you a comprehensive insurance plan, please understand more and welcome further exchanges, thank you.

  4. Anonymous users2024-02-05

    Hello! It's really good that you have a sense of insurance, and we should be responsible for our own lives while thinking about our families; You said that you want to buy 5,000 yuan of insurance protection per year for yourself, and you can screen the specific insurance type, because the economy is not too relaxed, and it is better to arrange the 5,000 policy as perfectly as possible. Ruixin insurance is very suitable for you!

    In addition, you must buy an accident card fold, (one or two hundred yuan) social security must be there! Wishing you happiness!

  5. Anonymous users2024-02-04

    Hello: I wonder how old you are? It is recommended to improve the agricultural insurance and the new rural cooperative cooperative system, when buying commercial pension insurance, you can match some accident and serious illness insurance, this combination can basically resist various risks, once the insurance can also be used to compensate the premium of the insurance company, to avoid the failure of the pension insurance due to insufficient protection.

    In addition, because the premium is directly proportional to the age of application, it should be purchased as early as possible. Specific insurance planning, supplementary information, individual communication.

  6. Anonymous users2024-02-03

    Hello friends, both to protect illness and retirement, it is recommended to refer to Ping An Outsmart Life Whole Life Insurance, but you must understand some of your personal circumstances. Welcome to Q contact, I hope it can help you, I wish you peace and happiness! Reference: Ping An outwits life whole life insurance --- wise people.

  7. Anonymous users2024-02-02

    There is no good or bad insurance, only the type of insurance that is not suitable for you, each product has its own advantages, mainly according to the individual to set, what is lacking will be supplemented.

  8. Anonymous users2024-02-01

    Hello! Dear customers and friends! It's a pleasure to serve you! You can also consider the auspicious wishes of Xinhua Insurance, and you can have a complete set of four insurances and one housing fund that will never increase in price with one point of investment! Perfect for you!

  9. Anonymous users2024-01-31

    It's also very good to be safe, and it's good to be safe and outwitted. Reference: Ping An Outsmart Life Universal Life Insurance.

  10. Anonymous users2024-01-30

    Insurance is divided into accidental injury, health, pension, dividends, and financial management in a certain order. Although you said that you want to do insurance for illness, pension, and insurance, there are certain rules, no more than 20%-30% of family income, so if you can trust it, you can contact me. You are always welcome to consult!

  11. Anonymous users2024-01-29

    Hello, friends, as a farmer, it is recommended that critical illness + financial pension, have a guarantee while saving money, and consult QQ in detail

  12. Anonymous users2024-01-28

    Hello! You can also learn about our Taikang company's healthy life lifelong dividend insurance, which is also sick and sick, and can be used as a pension without illness, you can compare. But you don't provide age and can't compare.

  13. Anonymous users2024-01-27

    Hello! Thank you very much for your support of Chinese Life! I'm also glad to meet you here, insurance is divided into pension, medical, accident, critical illness, and investment and financial insurance, I don't know what your specific needs are?

    If you trust me, you can call or click on my avatar directly to learn more, with my 5 days of life insurance experience, I will definitely tailor a suitable life insurance plan for you. Reference: How to arrange your pension at the age of 30 at the age of 35 at the age of 35 The self-owner Sickness Insurance Plan A letter to those who have not yet bought an insurance company We all age too fast and smart too late.

  14. Anonymous users2024-01-26

    Hello! Welcome to Kwai net consultation! It is recommended that you shop around, consider the auspicious three treasures or wealth all-round of life insurance company, serve you wholeheartedly, and work together to enhance the value of life! Reference: How should we buy insurance? 35-year-old auspicious insurance disease prevention plan.

  15. Anonymous users2024-01-25

    Hello, Ping An's Xinsheng is more suitable for you.

  16. Anonymous users2024-01-24

    I don't know your age, if it is convenient, provide your information in more detail, we are helping you develop a more suitable for you, safe universal insurance can achieve disease treatment, disease-free pension, you refer to the following reference: wisdom in the present is better in the future - wisdom over life.

  17. Anonymous users2024-01-23

    Hello, in addition to focusing on illness and pension, insurance should also focus on accidents, improve medical care, and ensure that it is truly the umbrella of the family. Each insurance company has the right insurance for you, find a local responsible salesman to plan for you. Wishing you health and peace!

  18. Anonymous users2024-01-22

    Hello It is recommended that you improve the rural cooperative medical care first, and I don't know your specific situation, so I can't recommend suitable products to you. Considering commercial insurance, it is mainly considered from the perspective of accident, critical illness, medical treatment, and pension, and the protection must be perfect.

  19. Anonymous users2024-01-21

    It is recommended not to surrender the policy, there will be a loss in surrender, and each product has its own characteristics, if you feel that those aspects are insufficient, you can add insurance.

  20. Anonymous users2024-01-20

    Hello, every insurance company has this kind of insurance, the key is to find a professional and responsible person. Thank you!

  21. Anonymous users2024-01-19

    Hello! There is no insurance best, at least the most suitable, please refer to the case! Peace and happiness! Reference: Commercial Pension Insurance Hot Consultation: Very rich and still need insurance, there is no best, only the most suitable! Supplementary retirement pension for civil servants.

  22. Anonymous users2024-01-18

    Hello! Thank you for your trust and support! China Life has the corresponding products suitable for you, the information you provide is not complete, if you need to contact further! Wishing you happiness and good health!

  23. Anonymous users2024-01-17

    If you want to buy endowment insurance, how many years will you save 5000 a year? If you want Chinese Life insurance products, you can consult the salesman of Chinese Life in detail.

  24. Anonymous users2024-01-16

    If you can't make up your mind, you can find a few more insurance companies to compare, do more to understand, there will be a harvest, shop around and don't suffer!

  25. Anonymous users2024-01-15

    Hello, insurance has nothing to do with age, and whether it is a worker or a farmer.

  26. Anonymous users2024-01-14

    Broadly speaking, all insurance is actually helpful for future pension planning. Because the most prominent and fundamental function of insurance is to transfer risks and enhance protection. Insurance can ensure future financial security, compensate for our financial losses in the event of an accident, and will minimize the impact of large unexpected expenses on our original asset accumulation process.

    Therefore, protection insurance products such as accident insurance, critical illness insurance and health insurance are the fundamental guarantee for the realization of our personal or family pension plan in the future.

    In a narrow sense, there is a category of insurance products called endowment insurance, which is based on endowment insurance. Compared with some other financial instruments and investment products, the most important features of this type of product are:

    1. The principal is risk-free, and the advantages of institutional investment are used to enjoy higher returns on the basis of safety;

    2. Special funds are used to ensure that they have a previously planned pension after entering the pension age; Funds placed in other instruments can easily be diverted for other purposes in the middle of the process, unless there is a strong sense of planning and restraint;

    3. Only lifelong pension insurance can truly solve the problem of "living too long" and create unlimited returns with relatively limited investment.

    Recommended: Ping An Zunhong Life Insurance (dividend-paying, additional Jucai Bao universal account);

    Ping An Lexiangfu Pension Insurance.

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