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In the case of credit card instalments, it refers to credit card instalments. When purchasing goods, you need to pay in full by credit card, and then apply to the card issuer for installment repayment, and the installment fee for credit card installment repayment will be charged.
The following takes China Merchants Bank credit card installment as an example to introduce credit card installment.
Handling fee per installment = total installment amount Handling fee rate for each installment. The total principal amount of the instalment is amortized evenly on a monthly basis, and the remainder is included in the last instalment. The instalment amount and handling fee of each instalment will be credited at the same time.
Transaction instalment: The minimum amount of the application shall not be less than RMB500, and the total amount of the application for instalment must be equal to the sum of the original transaction amount.
Bill Instalment: The maximum amount applied for is not more than 95% of the total amount of new card spending in the current period.
Instalment: Apply for instalments between the day after the current statement date and the due date.
How to apply: 1. Log in to China Merchants Bank Credit Card Online Banking, open the "Installment Financing" page, and enter the "Transaction Installment" to apply;
2. After dialing 400-820-5555 to complete the identity verification, apply according to the 708 transfer order installment line;
3. SMS "FQ Amount Period" to send SMS to 1065795555 (mobile users) or 1065502010095555 (China Unicom users).
The minimum handling fee for each instalment is RMB5.
Early Repayment Requirements: The outstanding instalment and the remaining outstanding handling fee must be repaid in a lump sum, and the instalment handling fee collected will not be refunded.
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It depends on which bank's credit card is used, and it needs to be divided into several installments, the following is an example of a China Merchants Bank credit card (ipad mini3** is 2888 yuan):
Credit card installment fee = total installment amount * handling fee rate per installment * number of instalments.
In three installments: the handling fee rate for each period is increased = 2888 * yuan;
Divided into six periods: the handling fee rate for each period is, increased fee = 2888 * yuan;
The monthly handling fee is divided into 10, 12, and 24 periods, respectively, and the increased fee only needs to be applied to the above formula. If it is not a China Merchants Bank card, then you only need to search for the corresponding credit card rate on the Internet, and then apply the above formula.
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Having a credit card is the fastest and most hassle-free. You can purchase directly from the official website of this bank credit card. Generally, bank credit cards** are relatively fast.
Then it can be divided into stages. If you want to installment interest-free and fee-free, this depends on the merchant or bank. Many times when I chose Suning to do activities, many things were three exemptions at that time. Hehe.
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Please be more detailed: Do you have a credit card?
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How much does the Pad Mini 3 Hong Kong version cost? How much is the iPad mini 3 Hong Kong version**?
Apple's new iPad mini 3 tablet has been officially released in the early hours of this morning, and it can be pre-ordered to buy on Apple's official website today. For domestic users, they usually prefer the Hong Kong version of iPad mini3, because the Hong Kong version** is much more affordable than the national bank. From the previous release of iPhone6, we can see that the Hong Kong version of Apple's products has a soft spot for mainland users.
So how much is the ipad mini 3 Hong Kong version, this is a lot of fruit powder tablet users are more related, now the Hong Kong version has been released, the following computer Pepsi network for you to summarize.
In terms of price, there is no LTE version for the Chinese version due to network access permission, and only the wifi version supports reservations. At present, the price of the 16G version of the Hong Kong version of iPad Mini 3 is about 3088 Hong Kong dollars, which is equivalent to 2437 yuan; The price of the 64G version of the Hong Kong version of the iPad mini 3 is about 38,888 Hong Kong dollars, which is equivalent to 3,069 yuan; The price of the 128G version of the Hong Kong version of the iPad mini 3 is about 4688 Hong Kong dollars, which is equivalent to 3700 yuan. Compared with the licensed version, the iPad mini 3 Hong Kong version is much more affordable, and this is only the initial Hong Kong version**, and the later ** may be lower.
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Installment payment is a common payment method for modern people. Many times, we want to buy a product or enjoy a service, but we don't have enough funds for the time being, so we can use the installment payment method to transfer the payment pressure to a later period of time. There are many installment payment platforms on the market, but how can you choose the right one for you?
First of all, we need to determine the amount of funds we need, if you need a small amount of funds, you can choose some loan platforms with a lower amount. If you need more money, you can focus on platforms with higher loan amounts.
Secondly, we also need to take into account the number of installments we want to install, and most of the loan platforms on the market have an installment period of between 3 months and 3 years.
The most important point is that we need to choose some regular big brands, and the loan products launched by regular platforms will be more reliable and formal.
Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises, and Du Xiaoman Finance is the primary choice for most small and micro business owners when their capital turnover. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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Here's how to make an installment payment:
First of all, you need to have a credit card with no less available credit than the phone you want to buy. And then you find someone who sells mobile phones and you can use a credit card. Swipe down your credit card to pay.
If you want to buy a mobile phone for 2,000 yuan, then pay with a credit card to buy a mobile phone, and then call the bank customer service of your credit card to ask for this consumption to do installments. This way, the installment is successful, and you just need to pay the money on time every month.
Suppose 2000 yuan is divided into 12 installments. The handling fee is about 150 yuan. Your monthly repayment (2000 + 150) 12 = about 180 yuan.
Some banks are much cheaper than this, such as CCB. Maybe it's only half of 150, and the bank will make it clear to you how much it will be when you install.
Credit card installment payment is an installment payment channel provided by Alipay for users in **bazaar, **** (Tmall.com), electrical city and other merchants who have opened credit card gateway payment (Juhuasuan transactions are not supported).
Currently, credit cards are used as a quick payment method. Banks currently supported: Bank of China, Ping An Bank, Agricultural Bank of China.
Application scenarios: 1. Merchants who have opened credit card gateway payment such as **bazaar, **** (Tmall.com), and electrical city; 2. The transaction amount is 600 yuan and more than 600 yuan. (Note: Merchant limited-time discounts and flash deals do not support credit card installment.) )
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How does Apple pay in installments?
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Pratt & Whitney Express has mobile phone installment payment, which only requires ID card, bank card, and 0 down payment.
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The operation to add a valid payment method on iPad mini is:
1. Click "Settings" on the main interface of the device.
5. Enter your password and select "OK".
6. Enter "Account Settings", click "Payment Information", and set up bank card information after entering
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Of course, you have to pay interest, the total price is more expensive than a lump sum payment, and you have to use a credit card to get it in installments.
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Installments are subject to interest.
<> iPad Mini (1st Gen Mini) is a small touchscreen tablet launched by Apple. The standard iPad has an inch and a 4:3 aspect ratio, while the iPad Mini maintains the same aspect ratio, and the screen size is reduced to inches, which is smaller than the iPad overall, which is why it is 53% lighter. >>>More
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Interest is converted as a percentage. 3% is $3 out of $100. 3 points in 1 yuan.