How is the Qianhai P2P platform? Is it worth choosing?

Personally, I think it's reliable and safe. There are three reasons for this

These are also some of the basic conditions for judging whether a platform is good or bad).

One. The background strength of the platform. We can tell by the strength of their company's shareholders. What I learned on the official website is that the shareholders are very powerful, have their own industrial companies, in short, have money. The possibility of running away with money is greatly reduced.

Two. Risk control strength. I don't know exactly what the official website says, it seems to be very professional to understand, but many investors may not be so clear.

In fact, the risk control of the platform can also be examined through their previous target records. It is revealed that the platform has not been overdue, which is not easy for a platform. How to say it, that is, the money invested will be returned on time and not in arrears.

Three. Earnings level. The yield level of Qianhai P2P is between 10%-18%.

This level is considered a high yield (**spot when I didn't say, if you can afford that risk). Compared to other platforms, it is also considered high. Also, it is worth saying that more than 20% of the platforms recommend not to vote, the danger is too high, and I always feel that there is a problem with this kind of platform, so everyone, it is safe to choose a good platform.

In general, this platform is still worth the attention and choice of investors.

Yes, very promising.

Qianhai, Shenzhen is a general direction focusing on finance.

Little Penguin @ 867+622@98+2

Hope it helps.

Examining a platform is nothing more than examining the following points.

The following criteria are recommended.

The "three disciplines" are the three principles for choosing P2P platforms: first, choose some P2P platforms that rank high on large third-party rating agencies; The second is to choose a P2P platform that gets venture capital; The third is to choose those platforms with more advanced risk control models and higher resolution capabilities.

The "Eight Notes" refer to the specific details that need to be taken care of when investing in P2P online loans. First, the founder of the platform does not vote if the origin is unknown; Second, the operation team does not invest if it does not have an Internet and financial background; Third, there is no risk control and technical team; Fourth, do not invest in inflated returns; Fifth, the target of the loan is too large to invest; Sixth, false targets and false guarantees are not invested; Seventh, the loan target of the capital flow to backward or overcapacity industries is not invested; Eighth, platforms suspected of self-financing will not be invested.

I'll help you answer this question, I suggest you first look up the P2P ranking on **, and then understand it in turn, and finally make a choice.

If you want to have a high interest rate, you have to have a high risk, and you can invest in those famous ones with low interest.

The qualification of the inspection platform starts from four aspects.

1. Investigate the operation mode of P2P online lending platform.

2. Understand the platform activities.

3. Be wary of platforms with high referral rewards.

4. Understand the bad debts of the platform.

The key to good or not is from three points: shareholder background, risk control, and income.

Judging from the background of the platform, their shareholders are very rich, industrial, and powerful, and there is not much to say about the specifics, and those who are interested can check it on the official website. From the perspective of registered capital, the official disclosure is a registered capital of 100 million, which is a lot of registered capital.

Second, look at risk control, this is the most important, a large part of the quality of a platform depends on how well his risk control is done, don't look at some platforms are very big, in fact, risk control is not very good, which is prone to capital chain breakage. Knowing the past history of Qianhai P2P, I found that the platform has not been overdue, and this trend should continue for a long time, so it is still more powerful. It would also be nice to be able to go on a field trip, but do your homework first.

Third, let's talk about the point that everyone is most concerned about, the income, from the official website is 10%-18%, which is relatively high, but after the release of the central bank document, more than 20% of the platform is not recommended, which is too dangerous. Also, regarding the rate of return, the longer the term, the higher the return. Maturity mismatch can be achieved through the assignment of creditor's rights, and greater benefits have been achieved.

Regarding the question of how much to invest, I think that if you are not sure, you can try the short bid first, and then add it slowly, and then increase the chips after you are familiar with the process. If you pay more attention to income, you can also choose a long-term target. In short, investment and financial management should have a portfolio strategy, and it can also complement each other in the short and long term.

Finally, talking about security, I think an investor should go to the field more (those in other places can push a local one in the investment circle to see and come back to share), and seeing and hearing on the spot will make you have a deeper understanding and impression of the platform.

There is a loan - play movies and television to make extra money.

It should be good; You can check their qualifications first.

There are no obvious geographical restrictions on P2P platforms, and choosing a suitable and reliable platform is the most important thing.

So, how do you choose?

First, look at the platform qualifications.

1. Basic licenses: three certificates are complete.

2. Team members: Running a P2P platform requires a large number of personnel and multi-faceted capabilities. The richer the experience of these personnel in finance and IT, and the better the reputation of the industry, the more reliable the platform will be.

The same is true for looking at a company, the cooperative institutions are tall, and the platform itself will not be bad. However, some platforms will list some large companies as cooperative institutions out of nothing, and investors can try to verify with these cooperative institutions just in case.

Third, to be favored by venture capital, the platform qualification will not be too bad, and the venture capital is taking real money, and will definitely do a careful investigation of the platform.

However, there are many companies with venture capital that have gone bankrupt, and there are also many companies that have not been ventured to obtain venture capital. Don't take this indicator too seriously.

Finally, don't be too greedy The risk and reward are directly proportional. For example:Love to investThe annualized return is between 7-15%, and when the interest rate level of some platforms is too high, it is necessary to be vigilant.

It's not good, my friends say it's not good, it's okay to be Rufuda.

I haven't heard much about it, so I don't know much about it. There are still a lot of people doing this now, you can go and look at other platforms and compare them more. Hopeful.

I haven't heard of it, but my friend heard that he still has a state-owned background in the financial management company.