Which is the best P2P wealth management platform? What is the most important thing to invest in a P2

P2P wealth management is a type of online financial management, which is actually a bridge between lenders and investors, allowing borrowers to obtain investors' investment through the platform, and the platform provides risk guarantee and property security. Like the current Caili.com and Renrendai, they are all P2P financial management platforms.

P2P is the abbreviation of "peer-to-peer", which means personal to individual, and P2P lending refers to the financial model in which individuals provide small loans to other individuals through third-party platforms (P2P companies) on the premise of charging a certain service fee.

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Since the development of the domestic P2P industry, it has been accustomed to taking domestic first- and second-tier cities as the main battlefield. However, with the intensification of industry competition, the cost of market development in first-tier cities is getting higher and higher, and now more and more platforms are choosing to sink into third- and fourth-tier urban areas to tap the local Internet financial market. First of all, most of the P2P financial management platforms in Liuzhou are settled in other places, and there are very few good local platforms.

Yulong e-loan is launched in this environment!

It depends on your personal personality and demand for the liquidity of the currency.

The simplest online financial management: Yue Bao, Pterodactyl loan and other currencies**, with an annualized rate of 4%, which is much stronger than bank deposits, and is still a good choice.

The most important thing is, of course, security, and when investing in a P2P platform, you must choose a platform that is subject to compliance filing and supervision. Here are three things that a P2P platform must do.

1. Whether the information is transparent enough;

2. Three certificates, that is, bank depository, ICP telecom value-added business license, level 3 classified protection.

The three certificates are the qualification certificates for the entry of the online loan industry, just like the catering industry needs to have a business license and a health permit.

3. Complete the rectification of 108 regulatory rules.

For example, it is forbidden for the platform to set up financial plans, prohibit the mismatch of the term, prohibit the sale of trusts, asset management, banking, foreign exchange, etc., prohibit the docking of gold exchanges, etc.

Yinong Financial Services focuses on the finance of the Internet industry chain of agriculture, agriculture and rural areas, and has always been at the forefront of compliance.