Which is safer, Fortune Connect or bank wealth management?

Both of these are financial products, so there is a certain risk, if you want to be safe, it is recommended to deposit money in the bank, and saving a fixed deposit is the best way.

Deposit time, demand.

Nowadays, there are a variety of financial management methods on the market, and everyone will choose suitable financial products for their own life and financial management in life, and earn another life**. In fact, although many financial products outside have high interest rates, the risks are not low, and most people do not touch these financial products when they are uncontrollable.

So don't you manage your money? In fact, bank deposits are also a kind of financial management methods, such as time deposits, large certificates of deposit, etc., are preferred by most people, when it comes to time deposits, divided into 3 months and 5 years, many people will be entangled in the deposit time, so in the bank "time deposit" is 3 years or 5 years better? It's a loss to make mistakes!

First of all, is it better to have a current account or a regular subscription? The answer is definitely good on a regular basis. Under the premise of safety, our deposits generally give priority to efficiency, and secondly, we also need a certain amount of liquidity to ensure that we need them from time to time.

If it survives, although it can be accessed at any time, and the liquidity is very high, the interest rate is indeed too low, and there is no financial management at all, but it only plays the role of custody by the bank. In accordance with the relevant regulations, the deposit period can still be withdrawn at any time, and there is no impact on liquidity. On the contrary, if there is no special reason in the middle of the process, it can generally be held to maturity.

or withdraw part early, and the remainder can continue to enjoy the regular interest rate until maturity. Comparing the two, firstly, there is no difference in liquidity, and secondly, the possibility of obtaining more interest is much greater, so it is of course more cost-effective to save and periodize.

As for saving for half a year, a year, or three years? It mainly depends on the period of inactivity of your funds, or investment planning. If the investment plan is vague and unclear, of course, a shorter term is more realistic.

Due to the unclear investment plan, it will inevitably lead to the possibility of early withdrawal, once there is an early withdrawal, the interest will be calculated according to the current interest rate, and more interest will be lost, and there is a feeling that the gains outweigh the losses. However, if the investment plan is very clear and the idle period of funds can be basically determined, it is definitely a 3-year period, because the 1-year interest rate is definitely lower than the 3-year interest rate. Under normal circumstances, even if the total interest is not as much as a 3-year interest even if you save three consecutive years, this is theoretical, and you can calculate it yourself if you don't believe it.

How to balance the contradiction between efficiency and liquidity if the investment plan is not clear? In fact, there is a better way to solve it easily, which is decentralized deposit. There are two forms, one is to divide a fund into multiple deposits, long-term and short-term combination allocation, short-term products are mainly to meet the needs of temporary funds; The second is to transfer and deposit funds that cannot be determined to other third-party financial management platforms, including currency **, and some innovative deposits, which not only have interest rates much higher than current interest rates, but also can be deposited and withdrawn at any time, with strong liquidity and relatively safe.

Through these combination deposits, the contradiction between efficiency and liquidity is effectively solved, so that you are no longer entangled.

Affirm that bank financial management should be relatively safe, buy low-risk varieties, such as currencies **, bonds**, if your risk tolerance meets the high risk, then you can buy mixed ** or **.

1. Relying on Huatai's strong investment and research strength, Fortune Connect provides investors with a full range of personalized wealth management solutions through an independently developed wealth management platform and financial technology system.

Huatai ** shares were established on May 26, 1991, is the first batch of comprehensive securities companies approved by the China Securities Regulatory Commission, is one of the earliest securities companies in the country to obtain the qualification of innovation pilot, on February 26, 2010 in Shanghai ** Stock Exchange successfully listed and traded, 601688.

2. Bank wealth management has both principal and non-principal protection, which is a floating income product.

Entering the market is risky, and investment needs to be cautious.

Ping An car owner loan] can get a loan if you have a car, up to 500,000.

Currency** (very unlikely of loss): Yields have fallen below and security and liquidity are relatively high. According to regulatory regulations, the daily "quick redemption" limit of a single currency** is 10,000 yuan, that is, redemptions within 10,000 yuan can be received in real time.

With the rate of return of money and the limit of 10,000 yuan quick redemption amount, it is suitable for small capital allocation.

Bank wealth management (with the possibility of loss): According to the requirements of the new asset management regulations, no future wealth management products can promise to guarantee principal and interest, including bank wealth management products. However, not promising to guarantee principal and interest does not mean that wealth management products are very "risky", nor does it mean that bank wealth management is unreliable or "risky".

Relatively robust. Bank smart deposit (deposit insurance compensation for principal and interest within 500,000 yuan): enjoy deposit insurance protection (according to the "Deposit Insurance Law": 100% compensation for ordinary deposits (excluding structured deposits) of individuals in a single bank within 500,000 yuan), and the "interest rate" is about 4%.

For example, there are some current bank deposit products on the Du Xiaoman Wealth Management APP (formerly Wealth Management) platform, such as "Sanxiang Bank Demand", which can withdraw the income in advance, deposit and withdraw at any time, interest from the same day, no restriction on holidays, withdrawal on any natural day, real-time arrival on the same day, no transaction day limit, no limit limit.

You can search for "Du Xiaoman Financial Management APP** link" in the application market or follow "Du Xiaoman Technology Service Account (duxiaomanlicai)" for detailed product information. Investment is risky, so you need to be cautious in managing your finances.

Reliable. Because of the Fortune Pass.

It is a platform developed by a regular company, but we need to pay attention to the fact that there is a certain risk in any investment, so don't blame the platform if the investment fails after using it, and reflect on your own investment technology.

Extended information: Relying on the strong investment and research strength of Huatai, Fortune Pass has independently developed a wealth management platform and financial technology.

system, to provide investors with a full range of personalized wealth management solutions.

Huatai ** shares****.

Founded on May 26, 1991, it is one of the first comprehensive securities firms approved by the China Securities Regulatory Commission and one of the earliest securities firms in the country to obtain the qualification of innovation pilot, and was established on February 26, 2010 on the Shanghai ** Stock Exchange.

Successfully listed and traded, ****.

Main functions of Fortune Pass:

1. New asset allocation - intelligent matching asset allocation plan to diversify investment risks;

2. Real-time dialogue with investment advisors - exclusive investment advisors 7x24 hours!

3. Intelligent real-time account - comprehensive scoring of accounts, multi-dimensional analysis of account performance; Estimated total assets, today's income is refreshed in 3 seconds in real time.

4. Changle Smart Family - Fingerprint Login, Stock Power Value, Intelligent Atlas, Main Force Tracking, ** Elf, Position Perspective, Main Ranking, Shape Radar.

5. Intelligent condition sheet - multi-faceted scene coverage, pre-filled entrustment.

6. Automatically place orders for treasury bond wealth management - open trading, closed financial management, seamless connection of funds.

7. **** comprehensive - A-shares, science and technology innovation board.

Hong Kong stocks, stock indexes.

Shanghai-London Stock Connect, OTC**, Domestic**, International**, International Exchange Rate.

8. Self-selected stock center - detailed data, including ****, news, announcements, research reports, dragon and tiger lists, and financial report ratings.

Reliable. Because Fortune Pass is formal and easy to use, I think it is reliable.

Spamware. Sometimes I just click on it and don't do it, and it ends up buying it on its own. Sometimes it's only clicked once, and it turns out to be closed several times.

Not to mention the function, there is no deletion function. Scolding posts flew everywhere, but those who seriously analyzed the financial reports were not allowed to send them. In short, this is a place dedicated to deceiving ** Xiaobai.

Fortune Pass is still a relatively reliable company, and it has been supported by many people, and many people will understand the problem of financial management in this company.

Personally, I think the platform you mentioned is very reliable, because this platform is not only well-documented, but also well-funded.

I feel that it is not as good as before, and the information push is not timely.

Summary. Hello, relying on Huatai's strong investment and research strength, we provide investors with a full range of personalized wealth management solutions through an independently developed wealth management platform and financial technology system.

Founded on May 26, 1991, Huatai ** Co., Ltd. is one of the first comprehensive securities companies approved by the China Securities Regulatory Commission and one of the earliest securities companies in the country to obtain the qualification of innovation pilot.

There is no problem with the security of Fortune Connect.

What is the security of Fortune Connect?

Hello, relying on Huatai's strong investment and research strength, we provide investors with a full range of personalized wealth management solutions through an independently developed wealth management platform and financial technology system. Founded on May 26, 1991, Huatai ** Co., Ltd. is one of the first comprehensive securities companies approved by the China Securities Regulatory Commission and one of the earliest securities companies in the country to obtain the qualification of innovation pilot. There is no problem with the security of Fortune Connect.

If there is a problem with the Fortune Pass, can the money be recovered?

Yes, Huatai ** will not go out of business.

The money is safe in the Wealth Pass and in the bank.

Security is definitely more secure for banks.

Is it safe to put money in the bank?

It depends on the risk level of financial management, and the lower the risk level, the safer.

What are the advantages and disadvantages of Fortune Connect?

The advantages are still many. Authoritative interpretation Fortune Connect provides a powerful real market, real-time push of ** changes in the pool. First of all, Huatai strength researchers will conduct first-class change analysis, and then rely on the strong background push ability of Shangle.com to reach users in real time.

Fast speed In order to ensure the speed and stability of the transaction, the company adopts native development technology for the transaction module, which has significantly improved the speed and highly optimized the user experience.

Free and zero advertising As a multi-functional financial professional software, Fortune Pass is completely free, and what is more noteworthy is that it completely eliminates forced advertising push.

Fast and smooth The interface of Fortune Pass is refreshing and clear at a glance. Designers control any operation in three steps, and the software functions can be quickly switched to make it easier to use.

Another big advantage of the computer mobile phone ipad cloud synchronization software is that one of the users can realize the one-click synchronization of computers, mobile phones, and ipad self-selected stocks, and control the self-selected information in real time.

Personally, I think it is the traditional business of large brokerages, and it would be better to have more innovative business.

It's not safe to open an account on the Fortune Pass, there is no place or anything.

It is advisable to choose a large brokerage.

How about Fortune Pass? Is it easy to use?

It's not good, it's all software that cheats money, if it's really so effective, people won't go to it themselves, all of them are gods.

How easy is it to use? Or is a straight flush better?

Hello, I personally feel that it is better to use, very stable, I have not encountered a card crash or flashback, the transaction function information function is very strong, and the transaction interface is very convenient.

Is there a Huatai ** account opening? Do you think Fortune Pass is easier to use or is it easier to use a straight flush? Thank you 20 points.

The straight flush is easy to use, the wealth of the rise is traded, and the straight flush is watched.

Which ** is better to use?

Personally, I think that Fortune Pass is easier to use. It was developed by the large brokerage Huatai **. From the actual situation to the analysis, the old brokerage is still more authoritative. Moreover, the optimization of the software is better, the interface is clearer, and the operation is simpler.

Which is more accurate, Great Wisdom or Fortune Pass?

**The company's independent research and development of software is more accurate, it is highly recommended to use the company's system, great wisdom, straight flush, are third-party software, it is best to use less, I personally think that the wealth of the rise is very easy to use, otherwise how to rank first in the country's APP, Huatai is to spend a lot of money independent research and development.

Oriental Fortune Network and Changle Fortune Pass that is good.

Huatai can't use a straight flush**, and the Fortune Pass is not very easy to use, can you use other software**.

Third-party software is not available, you can use a straight flush to watch the market, and to trade with a high fortune

**Friends, which **software do you use for your mobile phones**? Is Fortune Pay any good? 50 points.

I use Xiangcai software. If your problem is solved, my answer, thank you.

Summary. Hello, honored with your question. It is true that Huatai ** is a professional financial management software created by Huatai ** for investors, mainly providing services and businesses such as trading, major information communication, expert interpretation, and financial product purchase.

However, investors should be careful to beware of using Fortune Pass to commit fraud, and everyone must have their own knowledge and judgment ability when investing in financial management, and cannot blindly follow the so-called expert recommendations.

In addition, don't enter ** groups or forums, and don't believe any expert statements that charge a fee. After all, there are risks in investment and financial management, and no one will pay for your investment failure.

Is Fortune Connect reliable?

Hello, honored with your question. It is true that Huatai ** is a professional financial management software created by Huatai ** for investors, mainly providing services and businesses such as trading, major information communication, expert interpretation, and financial product purchase. However, investors should be careful to beware of using Fortune Pass to commit fraud, and everyone must have their own knowledge and judgment ability when investing in financial management, and cannot blindly follow the so-called expert recommendations.

In addition, don't enter ** groups or forums, and don't believe any expert statements that charge a fee. After all, there are risks in investment and financial management, and no one will pay for your investment failure.

How many are the rankings. In addition to Fortune Pass, which other well-known ** company?