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Hello, regular loan companies will not charge pre-loan fees, such as deposits, verification money, insurance money, etc., and will not communicate with you through QQ, WeChat and other private social accounts, so if you encounter financial fraud by impersonating a regular loan company, please be vigilant, do not be deceived, if you are deceived, the first time to report to the police, to minimize the loss of your funds.
In addition, if you have an urgent need for money, it is recommended that you must choose a reliable big brand, which is a credit service brand of Du Xiaoman Finance (formerly Finance), which is safe and trustworthy, and has the characteristics of simple application, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security. The online application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for loan disbursement. Early repayment is possible, and the recovery limit can be revolving after repayment.
Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements.
2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:
The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
I hope this is helpful to you, click below on the mobile phone to measure the amount immediately.
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I don't know which company it belongs to. Generally normal is ** bombing.
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1. Put down the seeds.
After the online loan is overdue, the reason why the borrower does not dare to let the family know is because he is afraid that the family will blame him, and at the same time, he is afraid that his relatives and friends will know that he will not be able to save face. In fact, it has reached this point where the mountains and rivers are exhausted, what can you take into account that you don't have to face? Put down your face first, put it on the ground and rub it, and tell yourself that now that you have no face, you must confess.
2. Find out why.
Find out why you are borrowing so many online loans? Why did you find yourself in such a situation? What did you do with all this money?
If you take all this money and squander it somewhere else, slap yourself hard and tell yourself never to do such a stupid thing again. If the money is used to do business and the turnover of funds is lost, at least it means that you are still a self-motivated person, summarize the reasons for the failure of the business, and start all over again.
3. Prepare for the worst.
What would be the worst outcome after you confessed? How do you deal with it? As parents, there will be a calf protection psychology, they are afraid of the child frightened, often borrow money to help the child pay off the online loan, if you meet such parents, it is a blessing from eight lifetimes, remember to go ashore, never touch the online loan again, even if there is no money to sleep on the street, you must not touch.
If your parents have a bad temper and beat you up and scold you, don't think about it, at least let your parents be mentally prepared when they face harassment by collectors, at least they won't be so angry that they fall over.
4. You have to rely on yourself when you go ashore.
Confessing is just to make yourself feel more relaxed, and if you want to go ashore, you have to rely on yourself. Calm down and analyze it, get a credit report on a tiny program like Innocence Data, and find out what online loans you owe at the moment. Which ones are on the credit report?
Which ones are not on the credit report? What can be delayed, slowed down? What is outside the statutory interest rate?
Do it in your heart, discuss the online loan of the money that is on the credit investigation and are eager to repay the money, and see if you can repay the loan in installments? Calculate how much you're going to pay back each month and work hard to make money! There is only one goal every month, and that is to pay back the monthly payment, stick to it for a year or two, and you will successfully go ashore.
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The new regulations issued by the Ministry of Education, did not read?
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1. You can apply to repay only the minimum amount, so that the pressure will be less.
2. Don't overdue online loans, because overdue benefits will generate overdue profits.
3. It is recommended to find a job, make good money, and strive to pay off the loan as soon as possible.
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What should I do if I borrowed an online loan of almost 30,000 yuan? You go to the bank to get a few credit cards and pay off the online loan quickly, right? My interest rate is very high, or I am looking for a relative, friend or family member to borrow it and pay it back, right?
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Don't take out a loan to support the loan, go deeper and deeper, find family and friends to turnover, and it is best to confess to your family. After paying the money back, work hard and earn it back.
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Thanks for the invitation.
Hello! Don't have illusions, do you think you can believe it? Except for your loved ones who can help you, the rest is on your own!
You're not thinking about it now, so how long can you play? What you have to think about is how to solve your root cause problem and stay away from the Internet generation completely. It's not that the east wall is demolished to make up the west wall, so the hole will only get bigger and bigger, Fu Zhai is not terrible, it is normal within his own ability, I am afraid that it is a vicious Fu Zhai.
If you need to solve the professional knowledge of consulting, you can ask and answer, thank you for adopting!
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I can help you with this without charging upfront.
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Send you a word, stop taking out loans to support loans. Hurry ashore, if you don't dare to tell your family, ask a friend to borrow some money to pay it back, and then pay it back slowly. If you are embarrassed to find a friend, tell your family directly and discuss it with your family. This kind of thing can't be delayed.
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Comment: Do you have what it takes to pay it back?
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I can do it here, you want to go ashore, right, there is no upfront, how much sesame seeds.
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Do you still need it, can I help you handle it, leave a q
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How old is it? Do you have a job? You can make an IOU, I'll only borrow it today.
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Do I need to borrow money by signing a contract?
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I can help you with a Q
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I'll lend you a large amount of money, and the interest is low.
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Legal analysis: the consequences of online loan repayment: credit will be damaged, and being included in the blacklist system will affect personal credit; penalty interest and liquidated damages, statutory interest and liquidated damages; Bear the platform's fancy collection, if it is overdue for a long time, the platform may also file a lawsuit.
Legal basis: Article 675 of the Civil Code of the People's Republic of China The borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.
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If the arrears are overdue, there will first be liquidated damages, and the online lending institution will collect the debt in the market and can sue the court, if the party is unable to repay, it can be repaid in installments, and if there are other assets, the assets can be repaid.
Impact of owing online loans:
1. Penalty interest and liquidated damages.
If you don't want to get caught up in the loan quagmire and can't extricate yourself, you still need to develop good repayment habits.
2. Damaged credit.
If you borrow money from the bank and don't pay it back on time, your credit report will be stained, and it will be even more difficult to apply for a credit card or loan in the future. Because of small profits, missing out on one's credit wealth is actually very much worth the loss.
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