What is the job experience like for a financial analyst?

There is a lot of room for promotion.

Financial analysts generally do some basic financial analysis work for the enterprise first, and after accumulating a certain amount of experience and obtaining professional qualification certificates, they can have a lot of room for appreciation. When practitioners have sufficient ability, they can engage in senior financial planning and management, and can be promoted to financial analysis manager, money manager, budget manager, audit manager, and so on. If you are willing to continuously strengthen your professional skills, you can also have the opportunity to become a financial management consultant.

The salary package is good.

For practitioners who have just become financial analysts, the average monthly salary in ordinary companies is between 5,000 and 15,000 yuan, and if they work in large enterprises, it will be higher, reaching 20,000 yuan per month. If you have obtained professional qualification certification through hard work, you can work in a well-known multinational company, and the annual salary can reach 500,000 yuan, which is quite good. According to the International Association of Certified Financial Analysts, the average annual salary of their members has reached $100,000.

There is a lot of competitive pressure.

At this stage, most industries in China are facing greater competitive pressure, and the same is true for financial analysts. First of all, China's major colleges and universities have expanded the number of students majoring in finance, but in fact, due to the failure of teaching resources to match the rising number of students, graduates lack the corresponding employability. With the continuous development of the industry, the market has also led to higher and higher requirements for financial analysts, and the positions are mainly concentrated in first-tier cities, and there are many talents.

This has led to excessive competitive pressure for this position.

From the perspective of large appreciation space, good salary, and high competitive pressure, the employment prospects of financial analysts are not bad, but they can only improve steadily if they resist the pressure. In such an environment, you should not be too ambitious when you are employed, and choose a job according to your actual situation. If you want to continue to develop, you must continue to improve yourself, learn from better people, accumulate and summarize experience, so that you will become better and better.

The job prospects for financial analysts are very good, and it is easy to find a job for a financial analyst nowadays. Many companies need to find financial analysts, and the salary of financial analysts is also very good, and the salary is stable, which is a very good job.

With the development of the country's economy, the era of big data.

With the advent of financial data, financial data plays an increasingly important role in the development of enterprises, and the analysis and application of financial data are becoming more and more extensive.

Ordinary financial personnel with bookkeeping and tax filing capabilities are gradually weakened, and they master financial data analysis.

The ability of financial personnel can not only have a good understanding of the financial status, operating results, and cash flow of the enterprise.

The potential value is analyzed in an all-round way, and the seepage provides data support for the operational decision-making of the company, which is the financial talent that the enterprise is competing for.

The special ability certification of financial data analysis refers to a financial analysis approved by the Ministry of Human Resources and Social Security of Chinese and implemented by the National Computer Information High-tech Examination Center.

Certification of professional competence in the field.

At present, China has not yet formed a professional skill standard for financial data analysis practitioners, but this year, the National Computer Information High-tech Examination of the Ministry of Human Resources and Social Security has opened an examination for financial data analysis, which is uniformly organized, examined and identified by the Ministry of Human Resources and Social Security.

Analyze the company's financial situation, study the company's information in the industry, and conduct financial analysis and financial policy tracking on the financing strategy;

9. ** The company's financial benefits and risks, establish the company's financial management policies and systems;

3. Analyze and evaluate the performance of various businesses and departments, and provide financial advice and decision-making support;

9. ** And supervise the company's cash flow and the use of various funds;

4. Participate in the financial calculation, cost analysis and sensitivity analysis of investment and financing projects, and 5. Cooperate in the formulation of investment and financing plans;

0 Write financial analysis reports, investment financial research reports, and feasibility research reports;

0 Coordinate other work of the company and departments.

3 Qualifications:

1 Education:

Master's degree or above in finance and economics.

Financial Analyst: A person who is responsible for analyzing a company's financial health.

Bai*Du*Jia*Hua*Pei*Xun*Liu*Yu*i.e. *Yes.

An excellent financial analyst can gain insight into the essence of financial management, analyze finance, operation and risk control as a whole, and finally put forward management suggestions that can enhance the value of the enterprise. Financial analysis is not limited to accounting supervisors and financial directors, and an ordinary financial person can also integrate targeted financial analysis methods into daily work to provide pragmatic management suggestions for corporate financial management. For financial analysts, valuable financial analysis is more about the way of thinking than the step-by-step analysis steps.

A financial analyst needs to have a big picture view, and a good financial analyst can see the financial status of the company through scattered financial information.

Even if the overall situation is innate, it still needs to be strengthened through practice. A financial analyst who sees the big picture can not only make sense of the complex relationships between many related information, but also gain insight into the subtle correlations of certain information at special moments. The importance of the big picture lies in the fact that although a lot of information can be quantified, such as gross margin and debt-to-asset ratio, there are also many things that are neither quantifiable nor clearly defined, such as the focus and level of detail of an analysis report - there is a difference between the CFO and the general manager.

The initial stage of financial analysis is often difficult for accountants, because many accountants are overly focused on accounting values, which will lead to a lack of overall vision. One of the questions I often ask in the first round of interviews for a financial analyst is "What is the most important thing about a job in financial analysis?", and if the answer given by a candidate is "do your best to do the analysis in detail", then he will definitely not get the opportunity to retest.

A financial analyst with a big-picture perspective has excellent judgment in determining the importance and priority of analytical work. When low-value or even meaningless analytical matters are stuffed into his schedule, he can keenly smell this bad smell, and by communicating with colleagues and superiors in a timely manner, he can refine the analytical tasks to ensure that his analytical work truly helps to increase the value of the enterprise. Financial analysts need to be proficient in the use of spreadsheet tools (e.g., Excel), numerical analysis tools (e.g., IDEA and ACL), and tools to assist in generating analytical reports (e.g"Financial Statement Analysis Assistant"with"Three tables in high beam perspective"), as well as basic database and SQL technologies.

An excellent financial analyst skillfully uses these tools to complete the collation, analysis and statistics of a large amount of scattered data, find and expose problems from the results formed, and provide reference and solutions for management to solve problems. More important than mastering the functions and features of these tools is knowing when to use which tools, gaining insight into the nature and limitations of the tools, and software tools as your assistant rather than the execution standard.

It's also important to know what to focus on and what your boss is looking for, with some executives preferring to report as many application graphs as possible, while others prefer simple data**. In short, software tools are all about helping you.

First of all, it will look at how big the plate is analyzed by the candidate. For example, how many stores, how many brands, how big a region is, whether it is a city or an East China region.

Second, focus on the candidate's communication skills, as this position will often deal with different departments. Good at communication and flexible.

Then, pay attention to his sensitivity to numbers, speak with numbers, what valuable suggestions are made under his analysis, and what will help the business of the enterprise. What are the growth in performance and which products are losing money.

Finally, comprehensively judge whether he has a deep understanding of the industry in which he works. Have a good sense of business and look at the company's business beyond the financial thinking.

Analyze the company's financial situation, study the company's information in the industry, track financing strategies, financial analysis and financial policies;

Analyze the actual financial accounts, judge and interpret the important differences with the budget according to the actual situation, ** the company's financial benefits and risks;

Analyze and evaluate the performance of various businesses and departments, and provide financial advice and decision-making support;

** and supervise the company's cash flow and the use of various funds;

Write various financial analysis reports, investment financial reports, feasibility study reports, etc.