What is a medical loan, is it reliable, and is it safe?

If you need a loan, it is recommended to handle it through formal channels, and you can consider applying for the online quick loan business of the Agricultural Bank of China Application conditions (1) Basic conditions 1Be at least 18 years old and not more than 60 years old, have the nationality of the People's Republic of China, and have full capacity for civil conduct. 2.

Possess a valid legal ID. 3.E-banking customers of our bank and holding a security authentication tool issued by our bank.

At present, only the second-generation K treasure customers are supported) 4Good credit profile, 5There is no unexpired loan amount and no outstanding balance of the loan.

6.Stable income and ability to repay credit on time. 7.

The purpose of the loan is reasonable and clear.

The loan amount for applying for a network quick loan is 3,000 yuan to 300,000 yuan; The loan limit is valid for 30 days, and the borrower needs to use the loan within the validity period of the loan.

2) The borrower understands the product situation, the basic conditions of the loan and the handling process.

3) Fill in the basic information, the term of the loan to be applied, the borrowing and repayment account, the mailing address, etc.

4) The system verifies the validity of the mobile phone number.

6) Confirm the loan information, the amount of the loan to be applied for, the purpose of the loan, etc.

Purpose of NetJet Loan:

1) The online quick loan business is used for personal consumption and shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

2) The online fast loan adopts the method of issuing cash credit.

The annual interest rate of NetRapid Loan: The interest rate of mortgage customers will rise by 15%, and the interest rate of non-mortgage customers will rise from 15% to 50%. The Bank will make interest rate adjustments in a timely manner according to market conditions.

Relatively safe. As an online lending platform under Yixin Financial Information and Circle Services (Shanghai), it is the first P2P Internet financial service provider in China focusing on financing and wealth management business in the medical industry.

The current interest rate range for medical loans is 10%-18% per annum. The maximum annual interest rate for borrowing on the medical loan platform is set at no more than 4 times the annual interest rate of the bank loan for the same period. And with the adjustment of bank loan interest rates, the interest rate range of medical loans will also be adjusted.

Borrowers can set their own acceptable interest rates according to their own circumstances, with reference to the corresponding lower limit of loan interest rates set by borrowers of each credit rating and the interest rate of recent transaction loans. Under the same circumstances, the higher the interest rate, the higher the probability of success (full bid).

Currently, the option of a line of credit is for a term of 1 to 24 months. There are two ways to repay the loan: repayment of the loan with equal principal and interest on a monthly basis, and repayment of principal at the due date with monthly interest.

Every investor will first consider the security of the platform when investing his funds on an online lending platform, and investing in medical loans is no exception. Logging in to the medical loan platform found that the information disclosure of the loan project published on the medical loan platform is still relatively detailed, which allows investors to clearly understand the basic information of the target at a glance, including the information of the borrower, the credit file of the borrower, the certification information and the review status, etc. Although the information on the platform is relatively complete, there is only a small picture of the relevant information on the **, which cannot be enlarged, and the customer service explanation is that the content to be displayed on the web page is too much, and the web page space is limited and the early collapse method is displayed clearly one by one.

If investors want to view detailed documents, they also need to go to the offline company of the platform to check on the spot.

In terms of security, the platform officially claims that it has a risk reserve of 10 million, but investors cannot find it on **. In addition, there is no explanation in the public information of the medical loan, and investors have no way of knowing whether the third-party fund custodian of the medical loan platform is a third-party payment fund custodian or a bank custodian.

What is a medical loan? Founded in October 2013, Medical Loan is jointly created by several well-known medical groups in China, and is an online lending platform affiliated to Yixin Financial Information Service. The investment is divided into "elite dream loan" lent to medical practitioners and enterprise loans to hospitals to purchase medical equipment or meet the needs of capital turnover, with interest rates increasing by 10% for 3 months and 11% for 12 months respectively, and with hospital guarantee as the guarantee method, and daily interest payment due to repay the principal as the repayment method.

At the same time, the medical community loan also opened a current wealth management product called a small wallet, with an annualized interest rate of 5%, and the protection method was not clearly stated.

Medical Loans:

Medical Loan, an online lending platform under Yixin Financial Information Service (Shanghai), is the first P2P Internet financial service provider in China focusing on financing and wealth management business in the medical industry.

Introduction: Medical Loan builds an online lending platform with high credibility, so that creditworthy medical practitioners can quickly obtain financing, easily realize their credit value, and also open up a new safe financial channel for people from all walks of life who have extra money, and enjoy the happiness of capital appreciation returns.

It is recommended to find some platforms with a background for financial management, and the security and income are not bad, such as the old platform Paipai Loan, the listed company Panda Fireworks background Silver Lake, the income of Silver Lake is slightly higher, and Paipai Loan was also established relatively early in P2P. Medical Loan is a P2P Internet financial service provider focusing on financing and wealth management business in the medical industry.

Medical loans are reliable and have a legal basis.

Medical Loan is a P2P online lending platform for financing and wealth management in the medical industry. The annualized rate of return of the medical loan platform is about 10%, which is significantly lower than the average annualized rate of return of the P2P platform. Correspondingly, the risk of medical loan platforms is also low.

From the perspective of risk, although the return of the medical loan platform is relatively low, according to the law of risk and return, the return of the platform is low, and the corresponding investment risk is relatively low, which is safer than those high-yield P2P platforms. Investors should choose a platform with the appropriate rate of return and risk to invest according to their own risk tolerance. Online lending is risky, and investment needs to be cautious.

By building a highly credible online lending platform, medical loans allow creditworthy medical practitioners to quickly obtain financing, easily realize their credit value, and also open up a new safe financial channel for people from all walks of life who have surplus money to enjoy the happiness of capital appreciation returns.

Depending on the specific situation, almost no one lends money to the general medical community, and the court cannot seal the hospital! If you have any questions about the law, please feel free to contact us!

Haven't heard of it? Do you write in detail. Wealth management products may be less risky if they are sold by banks, and greater risks if they are made by some companies.

1. All medical loans and medical purchase loans are not the same thing;

1. Medical Loan: A platform focusing on financing and financial management in the medical industry, customers invest in physical hospitals through the medical loan platform, so as to obtain 9%-11% annual income.

2. Medical purchase loan: China's first P2P platform for medical equipment industry chain. Medical purchase loan innovatively introduces Internet finance into the traditional medical and health industry, and provides financial support for medical institutions to update, introduce advanced medical equipment and improve medical standards while realizing the rapid development of the Internet financial industry.

Medical loans and medical purchase loans are both P2P financial management platforms in the medical industry, which are of the same nature.