There are more than 600 sesame points, why hasn t the borrowing been opened, there is no quota

Ant borrowing to open the operation path:

Log in to Alipay on your mobile phone, click [My] - [Ant Borrow] in the lower right corner, and try to open it.

What should I do if the ant borrowing can't be opened?

1.Ant borrowing opening conditions:

To open Ant Borrowing, the following conditions must be met:

1) Alipay account completion real-name authentication;

2) The account status is normal and has not been appealed;

3) Bind the account to the mobile phone.

For accounts that meet the above conditions, the system will conduct a comprehensive evaluation based on your account usage, and whether it can be used or not is subject to the system evaluation, and manual intervention is not possible.

2.What to do if there are no ants to borrow the entrance:

If you do not find the entrance to borrow according to the above path, it means that you do not meet the conditions for the use of borrowing for the time being, please do not be discouraged, the system will evaluate from time to time, once the access conditions are met, you can use it, it is recommended that you maintain a good account status and pay attention from time to time.

Hello, borrowing is a credit service product in Alipay, users can not take the initiative to open, and it has nothing to do with the amount of sesame points, but can only be opened through the system to detect the user's usage habits and personal credit level. The amount of borrowing is based on the comprehensive evaluation of the system, and the amount and interest rate are different for each person, and it is recommended that you refer to the page display for the specific amount.

If you have the need to choose credit products in an urgent need for money, it is recommended that you must choose a reliable big brand, which is a credit service brand of Du Xiaoman Finance (formerly Finance), which is safe and trustworthy, with the characteristics of simple application, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security. The application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for disbursement. Early repayment is possible, and the recovery limit can be revolving after repayment.

Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.

The credit score can't be too low, the score can't be lower than 650, or you have already opened Huabei, you can't open it in the application, only one of the registered ID numbers can open Huabei, and borrowing should be the same.

Less fixed deposits or buy**.

You can ask me to open it, provided that Huabei has a quota.

Sesame points are not the only indicator for opening a loan, even if the sesame score is more than 800, it may not be able to open a loan. Sesame points 700 can not be opened to borrow may be due to the following reasons:

1. Improve the utilization rate of Alipay. Now people commonly used in mobile phones in addition to Alipay is WeChat, there is a competitive relationship between the two, there are many similar functions, if you want to open borrowing, then you have to give up WeChat, use Alipay more to pay credit cards, scan code payment, transfer, pay utility bills, watch movies, etc., after a period of time, you will find that you may unconsciously borrow a quota, it is estimated that you see your "strong" spending power, know that you are short of money.

2. Pay back your credit card. Don't underestimate this credit card, although Alipay does not have the right to check your credit record, but through the frequency, amount, and quantity of credit card repayment, you can see the user's spending power, repayment ability, credit card limit, integrity, etc. If you have too many credit cards, it may indicate that you are under a lot of debt. The high monthly credit card repayment amount proves that you are short of money, so there is a high probability that you will be borrowed, and on the other hand, it proves that you have high spending power; Repaying your credit card through Alipay every month can effectively accumulate credit and increase account activity, which can be described as the most cost-effective way to open a loan.

3. Reasonable investment and financial management. We used to say that if you want to open a loan, on the one hand, you want to improve the sesame points, and on the other hand, you have to put the money in Yue Bao, this method is outdated, when the first borrowing just came out, the Alipay function is still relatively single, and you can only consider the integrity of the user through the sesame points and Yue Bao, now it is different, Alipay has a lot of financial products, you can try to buy some short-term and medium-term financial management.

Extended Materials. Sesame Credit is an independent third-party credit bureau under Ant Financial, which objectively presents an individual's credit status through cloud computing, machine learning and other technologies, and has provided credit services for users and merchants in hundreds of scenarios such as credit cards, consumer finance, financial leasing, hotels, renting, travel, marriage and love, classified information, student services, and public utility services.

Ant Borrow is a borrowing service for personal consumption under Ant Financial, which supports borrowing and repaying at any time, with interest calculated on a daily basis. But it should be noted thatThe level of sesame seeds is not a condition for determining whether or not you can use the loan.

Users with more than 600 sesame points have the opportunity to open a loan, but whether Ant can open a loan or not depends on the situation of your Alipay account and a comprehensive evaluation by the systemThere are some basic conditions for using borrowing:

1. Alipay accounts need to complete real-name authentication, and this condition should be met.

2. The user must be at least 18 years old.

3. The Alipay account needs to be bound to your real-name number.

4. The Alipay account is in normal use and has not been appealed.

After meeting the above basic conditions, it does not mean that you will be able to use the borrowing, the system will analyze your comprehensive situation, including repayment ability, credit situation, etc. Just like if you want to lend money to a friend, you will also evaluate his ability to repay the loan, etc.

Therefore, Ant Borrowing will also be comprehensively evaluated according to the account situation, and if one of them does not meet the requirements, it may lead to the inability to use the Loan.

The reason for "Alipay's sesame score is very high, but ants can't open it when they borrow it" is introduced to you here, and it is recommended that you pay more attention to cultivating personal credit and good consumption habits, and borrowing will be opened for you sooner or later.

With the increase in the number of Alipay users, there are more and more users who open borrowing. The borrowing limit has always been a concern for borrowers.

The borrowing limit is comprehensively assessed according to your account situation, the limit of different accounts may be different, and the limit of the same account will also change in real time, and the final credit limit shall prevail according to your credit limit. At present, the maximum amount of borrowing is 300,000 yuan.

If you have met the conditions for borrowing, you can click the [Ant Borrowing] - [My] - [My Limit] page to check your quota.

If your borrowing quota is not enough, you can also consider its reliable big brands, such as Tencent Micro Loan and Du Xiaoman Finance. Money is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small dust covers, and Du Xiaoman Finance is the primary choice for most small and micro owners when they have capital turnover. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue thousands of yuan of loans for small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.