How much does it cost to add 300,000 liters and 500,000 yuan for car insurance

Hello! Your question needs to be based on factors such as the nature of the vehicle, the number of seats, etc. Under normal circumstances, the ordinary family car (less than 6 seats) is 1,434 yuan for 300,000 three insurance, and 1,721 yuan for 500,000 three insurance, so 287 yuan is added for 300,000 liters and 500,000 yuan; It is 1,266 yuan to buy 300,000 third-party insurance** for a family self-use car, and 1,507 yuan for buying 500,000 third-party insurance**, so 300,000 liters and 500,000 yuan need to add 241 yuan.

In addition, the ** of 300,000 three-party insurance for enterprises with less than 6 seats is 1,456 yuan, and the ** insurance of 500,000 three-party insurance is 1,734 yuan, and 278 yuan is required; 6-10 non-operating passenger cars insured with 300,000 three-party insurance ** is 1,433 yuan, insured with 500,000 three-party insurance ** is 1,711 yuan, need to add 278 yuan; 10-20 non-operating passenger cars to buy 300,000 three insurance ** is 1669 yuan, buy 500,000 three insurance ** is 1995 yuan, need to add 326 yuan.

1. For a new car with an age of less than 1 year, a car of 300,000 yuan will be split early to buy spontaneous combustion insurance of 450 yuan;

2. For a car with an age of 1-2 years, a car of 300,000 yuan will buy a spontaneous combustion insurance of 540 yuan; Source height.

3. For cars with an age of 2-6 years, the 300,000 yuan car can buy spontaneous combustion insurance of about 600 yuan;

4. For cars that are more than 6 years old, the spontaneous combustion insurance for 300,000 cars is about 690 yuan.

The calculation formula is: spontaneous combustion insurance premium, vehicle age rate, and vehicle damage insurance amount.

In terms of vehicle age rate, for new cars with a vehicle age of less than 1 year, the vehicle age fee is about the land limb rate; For vehicles that are 1-2 years old, the age rate is around the same; For vehicles aged 2-6 years, the age rate is around the same; For vehicles that are more than 6 years old, the age rate is around.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Car third liability insurance: the difference between the basic premium of 500,000 and 300,000 yuan is 307 yuan.

1.The basic premium of the third liability insurance is 500,000 yuan and the basic premium is 1,857 yuan (including the three insurances and the three are not compensated).

2.The basic premium of the third liability insurance is 300,000 yuan (including the three insurances and the three are not compensated).

Commercial third-party insurance is a type of insurance in which the insurance company is liable for the loss of a third party. The third party refers to. In addition to the policyholder, the insured, and the insurer, the third-party victim who suffers losses due to an accident on the insured vehicle.

Hello! Your question needs to be based on factors such as the nature of the vehicle, the number of seats, etc. Under normal circumstances, the ordinary family car (less than 6 seats) is 1,434 yuan for 300,000 three insurance, and 1,721 yuan for 500,000 three insurance, so 287 yuan is added for 300,000 liters and 500,000 yuan; It is 1,266 yuan to buy 300,000 third-party insurance** for a family self-use car, and 1,507 yuan for buying 500,000 third-party insurance**, so 300,000 liters and 500,000 yuan need to add 241 yuan.

All vehicles with complete driving licenses and number plates, cleverly discovered and inspected by the vehicle management department can be insured with the Chinese People's Insurance Company. The procedures for vehicle insurance are as follows:

1.When applying for insurance for personal vehicles, the driver's ID card, driver's license, vehicle driving license, letter of introduction and relevant documents related to the insured vehicle should be brought.

2.If the vehicle is engaged in self-employment, it should also bring the business license, transportation permit and other documents to the insurance company for processing. After the experience certificate is completed, fill in the vehicle insurance policy, and drive the insured vehicle to the designated place for necessary inspection, after meeting the insurance conditions, the policyholder will determine the insurance time, and verify the insurance premium.

3.The insurance is valid for a maximum of one year, but it can be less than one year, but not more than one year. After the expiration of the term, the policy can be renewed and re-processed.

The insurance is in duplicate, and the policyholder should keep a copy of his insurance policy and the receipt of payment of insurance premiums, which will be used as the basis for compensation if the insurance occurs within the insurance period.

4.In addition to carrying the necessary documents, it is also necessary to list the model, license number, and driving license number of the insured vehicle. Depending on the situation, the insurance company will inspect the vehicle and then proceed with the insurance procedure.

On the question of the amount of car insurance insured, I will first briefly introduce you to the formula for calculating car insurance premiums.

Premiums: Basic Premiums, Sum Assured, Rates. As can be seen from this formula, the level of premium is mainly determined by the amount insured.

However, the problem with the amount of car insurance coverage is that the amount of car damage insurance and theft insurance has been determined.

The amount of car damage insurance is the amount of insurance on your car purchase invoice or in the insurance company's system. Theft insurance is depreciated based on the insured amount of car damage insurance.

Third-party liability insurance that can increase the sum insured, and liability insurance for people on board. However, there is a cap on the amount of coverage.

Third-party liability insurance, family cars are generally insured from 10 to 300,000 yuan (note that the upper limit is not 300,000 yuan). The limit of on-board personnel liability insurance is generally 50,000, so there is generally no need to double the insured amount. The increase is generally not much worse than a few hundred dollars.

If you have any questions, keep asking.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"