How do I open online banking? Is it okay to think about closing the bank?

First of all, you should choose a larger bank, because it has a wide coverage, no matter in the ** will be very convenient, the following is a list of several large banks online banking opening methods for comparison and selection. China Merchants Bank is a relatively early bank to start online banking business; Application: Bring your ID card to the business hall, fill in the application form, you can get a verification code, and go home and install it according to the instructions; It's free to apply; Charges:

Local peer transfers, free of charge; Local non-bank transfer, 2 yuan; Non-local peer transfer, 1% rate; Re-application: Re-application Evaluation: It is convenient to apply, but the fee is higher, and when it is handled, there is no tariff explanation, and you need to ask yourself.

Agricultural Bank of China Application: Bring your ID card to the business hall and fill in the application form, you can get a password seal, and the processing time is longer; The application fee is 10 yuan; Fees: Regardless of whether the local or foreign counterparts are in different places, the transfer is completely free; Reissue:

10 yuan, apply for a new password envelope; Evaluation: The real free meal may be the only one in Beijing (I don't know if it is the negligence of the Agricultural Bank of China), but it requires a handling fee, but it is still very worthwhile. ICBC Application:

Bring your ID card to the business hall and fill in the application form, you can get a password seal, and the processing time is longer; The application fee is 12 yuan; Fees: Local peer transfer, free of charge; cross-border, RMB, plus 100 telecommunications charges); The rest, 1% (1-50 yuan). Reissue:

CCB Application: Bring your ID card to the business hall and fill in the application form; No fees; Fees: Local peer transfer, free of charge; Local inter-line, yuanbi; field peers, yuanpen); It is not supported for foreign travel.

Reissue: Re-apply Evaluation: The fee is very low.

Bring your ID card to the bank and the staff said that you want to open the same online banking, and if you don't understand, ask the staff. If you want to open online banking, it is best to use ICBC or CCB, because there is a U shield there, and it is safer to use the U shield.

You don't have to go to a bank to open online banking.

There are two ways to open online banking:

1.The first method is self-service and does not require going to the bank. It should be noted that online self-registration online banking does not have a payment function, and can only query account information.

First of all, apply for a bank card, log in to the bank's **, find the personal online banking and click "Register". At this time, there will generally be agreements such as "Online Self-registration Instructions" that need to be clicked to agree, and after reading the registration instructions, continue to click "Register Personal Internet Banking";

Then, fill in the registration card, password, verification code, etc. according to the ** reminder;

Finally, submit and follow the prompts.

2.The second way is to go to a bank branch to handle it.

First of all, I took my bank card and ID card to the local branch of the issuing bank to sign a contract to open online banking. It should be noted that the online payment function is activated at the same time as the opening of online banking, and if your bank card has a wealth management function, you can also sign a contract to open the online banking function. In this way, if you want to buy wealth management products directly online, you can also use online banking to pay directly.

You don't have to go to the bank to open online banking, you can open it online, but you can only have the function of checking the balance when you open it online, and the detailed process of the two opening methods is described below

1. Open online (take Agricultural Bank of China as an example).

2. Click "Personal Internet Banking Login" on the left.

3. Enter the personal online banking login interface, click"Self-service registration"。

4. Fill in the real personal information according to the requirements of the self-service registration interface.

5. Click Next, set the user information, and you will successfully open online banking.

2. Bring your bank card and ID card to the local branch of the issuing bank to sign a contract and open online banking. If your bank card has a wealth management function, you can also sign a contract to open the online banking function.

The characteristics of online banking are that customers can access online banking all over the world through the Internet to process transactions as long as they have a password, and the advantages of online banking are reflected in the following points compared with traditional banking business

1) Greatly reduce the operating costs of the bank and effectively improve the profitability of the bank. The establishment of network i two banking business, mainly using public network resources does not need to set up physical branches or business outlets, reduces the use of personnel, and improves the efficiency of the bank's back-office system.

2) There is no time and space limitation, which is conducive to expanding the customer base. Online banking breaks the geographical and time restrictions of traditional banking business, and has the characteristics of 3A, that is, it can provide customers with financial services at any time (anytime), anywhere (anywhere), and in any way (anyhow), which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profits**.

3) It is conducive to service innovation and provides customers with a variety of personalized services. The sale of financial products such as insurance, ** and ** through bank outlets is often greatly restricted, mainly due to the difficulty of general business outlets to provide customers with detailed and low-cost information consulting services.