How to charge for opening online banking with IB

If you just open online banking, it is free.

The following are the items that need to be charged for corporate online banking and personal online banking:

1. Corporate Internet Banking:

Production cost of prefabricated certificates for corporate online banking: RMB 25.

Corporate Internet Banking Annual Service Fee:

A general inquiry customers (including inquiry and wealth management functions): 100 yuan per year.

b Ordinary customers (including inquiry, financial office and financial management functions): 200 yuan per year.

c Ordinary multi-functional customers (including inquiry, financial room, wealth management and virtual sub-account functions): 1,000 yuan per year.

d Bank-enterprise direct connection and settlement center (open bank-enterprise direct connection or settlement center function): 2000 yuan, e-online inter-bank payment merchants: the maximum transaction amount is not more than 2

f Online Receipts & Payments Merchant: up to RMB15 or up to 2% of the transaction amount

Corporate online banking transfer fee: payment business (including external payment, expense management, batch payment, batch fee, virtual sub-account payment and expense, ** fund transfer, group payment). Intra-bank transfer, non-local inter-bank transfer

The handling fee will be charged in RMB, and the electronic remittance fee (less than 10,000 yuan (including 10,000 yuan) will be charged 5 yuan; 10,000 yuan - 100,000 yuan (including 100,000 yuan) will be charged; 100,000-500,000 yuan (including 500,000 yuan) will be charged 15 yuan; 500,000 yuan - 1 million yuan (including 1 million yuan) 20 yuan; If it is more than 1 million yuan, it shall be based on 0.2/10,000 of the remittance amount, with a maximum of 200 yuan).

SMS service fee for corporate customers: Genie Messenger: monthly charge, 10 yuan for 20 SMS, and more than 20 SMS for more than part of the RMB.

2. Personal online banking.

Personal online banking for non-local ordinary inter-bank transfers: the handling fee will be charged in RMB, and the electronic remittance fee will be charged at RMB 5 for the fee below 10,000 yuan (inclusive); 10,000-100,000 yuan (inclusive) will be charged at RMB 10; RMB 100,000-RMB 500,000 (inclusive) RMB 15; RMB 500,000-1,000,000 (inclusive) RMB 20; More than 1 million yuan will be charged, and the maximum will not exceed 200 yuan.

Real-time inter-bank transfer of personal online banking: less than 10,000 yuan (inclusive), each transaction will be charged; 10,000-50,000 yuan (inclusive), each transaction will be charged.

The U disk is generally 25 yuan, which is a preset network shield and has no annual fee.

There is a description of the use of this address, which explains the network shield of IB.

Industrial Bank: Free card application, no annual fee, no small account management fee, free of charge for the first three inter-bank withdrawals in the same city, 2 yuan in the future, 1% handling fee for non-local withdrawals and cross-regional transfers, capped at 50 yuan in the same province and 100 yuan in the same province. If you want to get a specific type of card, you can consult the bank or go to the bank with your ID card.

<>Don't. Once the mobile phone is bound to the bank card, it will pass real-name authentication and open mobile banking. Mobile banking refers to the channel model in which banks use smartphones as carriers to enable customers to use banking services on this terminal.

No, there is no charge for mobile banking transfer, inter-bank, non-inter-bank, same city, different places are not charged, at present, many banks mobile banking needs to be opened before it can be used, if investors have the need to transfer, and do not want to pay the transfer fee, then you can transfer money through mobile banking.

At the time of the current transfer, the user can choose between real-time arrival and 24-hour arrival, and the real-time arrival is generally within two hours; 24 hours, generally within 24 hours; In the process of transferring, the user should carefully check the beneficiary account name, collection, beneficiary bank and other information, and then carry out the transfer operation after entering it correctly.