Nowadays, I often hear friends say that the fund should be long term, and it has repeatedly risen an

Personal opinion, in the long run, depends on the situation. If it is a big bull market in 06 07, ** will rise more and fall less, and the fluctuations will not be so drastic. Then you can hold ** with peace of mind and don't redeem it casually. That is, long-term holding.

But the characteristics of the bull market that began in 08 have changed, just like this month's adjustment, which began in mid-to-late December and lasted from mid-January, to be annihilated by just a few trading days of this adjustment. And this situation, I believe that 08 years will continue to happen, so my personal view is that in different market environments, to change the investment strategy, can no longer take a motionless approach. In such a large-scale adjustment, you should actively sell to keep your profits, and even keep your costs.

Maybe when I say that, it's not the same as the long-term holding that is advocated in the newspapers on TV, and you may not believe it. But in fact, since the 14th, I have said that ** will be adjusted, and last week I repeatedly said that there is ** to go, to sell, don't watch the fall. The market is still unstable, and the Chinese New Year is coming soon, so why don't you sell it first knowing that there is a risk?

Holding it for a long time is correct, but it doesn't mean that you don't hold it for the time of day. It is correct for you to sell at the beginning of the adjustment or in the middle of the adjustment, because the strength is saved, and after the adjustment is over, the ** will still rise, and there is no forever ** market and no forever ** market. Once you've saved your strength, you'll still be able to enter the arena after the adjustment is over.

At that point, you're making money, while others are still waiting to get their money back. Wouldn't that be great?

First of all, there is a premise for long-term holding, that is, to choose at least one excellent **. I once saw someone say that as long as the type is the same, although the recent performance is different, in the long run, the income of the same type is consistent, I very much disagree with this view, because the ** is operated by people, not determined by the laws of nature, and the quality of the decision naturally affects its income.

Secondly, holding for a long time does not mean that **a**, just put it there and ignore it, but to make corresponding adjustments according to market conditions, ** itself and other factors. Of course, this kind of adjustment is not a frequent operation, and it is needed at least once every six months or a year. For the purchase of a certain **, if the performance has been bad for more than half a year, it can be replaced by another**, which in the macro sense, as long as it is not the capital ** other things or consumption, it can still be regarded as a long-term holding.

Third, long-term holding does not necessarily mean that it must be continuous in time. A simple example is the adjustment in November, if you have long expected this adjustment, you can redeem **, hold the currency and wait, the market has made it clear that it will no longer be adjusted, and then subscribe to enter. I feel very deeply on this point, due to the wrong view of long-term holding, I didn't pay much attention to this adjustment, still insist on holding, now I think about it, if I ask the position to hold the currency, my income will not be obscene to the current situation; I'm in a dilemma right now, but since I'm still hopeful about the future, I'll leave it at that.

If you look closely, you will find: when it rises, it also rises. Sometimes**can outperform**, generally about the same. But when it falls, the decline of ** is much smaller than that of **.

Long-term investment, short-term speculation. If the market is not accurate, it is good to hold the foundation, and after more than 5 years, there will definitely be good results.

Because you can't know when it's going to go up and when it's going to go down, you might as well focus on other things. **Completely handed** to take care of!

Long-term buy**or**? Both can be held for a long time, so both can be, but you can look at the fundamentals to take the long-term, to see if the valuation is too high, whether there is a bubble, when the valuation is too high and there is a bubble, take the long-term to be vigilant, long-term holdings need to be considered in combination with fundamentals and technicals, not blindly long-term holding, when the **** is overvalued, ** beyond its intrinsic value, the technical side is weak, to throw out, waiting for the next opportunity, otherwise it may give back profits significantly. **It is a basket**, the risk ratio is lower**, you can hold it for a long time, but you can't hold it blindly, because it is not a long-term hold to make money, the market has a bull and bear cycle, and you must know how to take profit appropriately in order to get good returns.

In the capital market, whether it is ** or **, there are varieties suitable for long-term investment and short-term speculation, which depends on personal risk appetite and expectations for capital returns. Of course, most young men and women like to make quick money by short speculation, and of course, the probability of missing this operation will be very high.

Most of the actively managed ** in the A** field are suitable for long-term investment, **operation is better than buying some junk stocks and theme stocks, currency ** is mainly used to manage liquidity, long-term holding can not outperform inflation.

Fourth, the general trend: if the ** falls sharply on the same day, it will be even worse to break the position, and don't chase if there is a limit.

Under normal circumstances, the psychological impact of **breaking** on the main force and chasing the disk is also huge, the determination of the main force to pull up is weakened accordingly, and the follow-up disk also stops chasing up, and the main force often has no choice but to ship immediately the next day.

When **in the band**, there are more opportunities for the daily limit, and there are more opportunities overall, so you can be bold in chasing the daily limit; When the ** band is weak, we should be especially careful and try to focus on ST shares, because ST shares and ** may go in reverse, and the other 5% increase will not cause too much selling pressure. If the trend is unclear during the consolidation, it is mainly based on the ** pattern, the morning and evening limit time, and the time-sharing chart performance.

Fifth, the first limit is better, don't chase the second limit in a row.

The reason is that because the profit market is too large in the short term, selling pressure may occur. Of course, this is not a certainty, and the leading stocks in the bull market or the stocks with great good news can be exceptional.

In fact, the ** you are talking about is also **type**, which is called index **, and it is full of company stocks. So in fact, it's the same as if you buy ** alone, because you buy all **, you can buy ** from 10 companies at the same time, and each company buys a little. The index ** is the same, there are many companies in it that have packaged the same for you.

But you have to learn all of these things, and it takes a long time to learn.

Of course, it is**, you need to look at a lot of data to buy it, and you have to pay attention to policy information, which is very difficult to do. **It's different,**The manager is very powerful, especially in the long term, you can see the advantages of**, **you can buy with confidence.

This is okay, but generally speaking, it is better to buy **.

Why do it for the long term?

**Contribution is suitable for the long term.

1.China's ** is generally a bear farm bull short. It generally takes 3-7 years for an economic cycle to complete.

At the time of the bear market, the net value of buying the capital of the low price one after another, totaling to the time of the bull market, can occur this wave of objective surplus. This is what is often said to be a smiley face fixed investment. The lower the price, the more you buy, share the cost, and wait for the bull market.

At that time, the total amount of purchases decreases; At the time of the bottom, the capital contribution was added. Choose the right ****, buy cheaply according to the long-term, and seize the opportunity to sell moderately at the time of the bull market, which can exceed the surplus of more than 10% of the Spring Festival yield. It is highly recommended to choose the indices ** for long-term investment.

2.And ** contribution, like a speculator, can only eat a wave of small profits at most. Buy if you fall a little, sell if you make a little, keep buying and selling, deduct the trading fee for each transaction, and add the capital of the position.

And in the process of continuous income and expenditure, it is necessary to spend a lot of time and energy to study the market fluctuations and short-term trends. It is not a good investment strategy for the average office worker. I spent a lot of time, but the income of time is not as much as long-term investment.

In terms of time cost and economic cost, **** investment is less cost-effective than long-term investment.

It is still very necessary for the first investment, especially for the infiltration section office workers and some novice investors, because the operation is relatively slow, and at the same time there is a lack of investment experience, so relying on the first manager, it is still more reliable, generally speaking, the first manager has the advantage of capital and professional knowledge, and the yield will be much higher than many.

All that's left is how to choose a manager and a manager.

Shenzhen**For the choice of **, here are two kinds**, that is**type** and hybrid** and bond**. **type**, which means that the **** of **type** cannot be less than 80%, and the risk is relatively comparative; Hybrid** is a combination of growth**, income**, and fixed income contributions such as bonds, and the risk is relatively low. Ultimately, it is a bond** with lower risk.

**Manager's Cong Regret Choice.

It is best to choose a management company with a relatively large scale of equity investment, because the company gives a good salary to the manager, so it can attract outstanding talents. At the same time, the manager can not just not note his earnings in the past half a year, but only look at his earnings level over the years. If it's high and low, try not to buy it, indicating that he has poor control over risk.

Especially in the bear market, the best exercise, the manager's ability to manipulate the risk.

Hello, if you want to hold a base auction for a long time, it is recommended that you choose the regular investment mode and the group slip method of dip hunting, which can not only reduce the cost of your position**, but also maximize the return.

**type** or other types** can be considered to do long-term, because the probability of making money in the long term will be a little greater than the probability of doing **.

How to do it in the long run? Next, I will share with you some knowledge about **.

One. How to do the long term.

How to buy the **type** to do the long-term? It's very simple, we don't sell it after that, we can do it for a long time. The so-called long line refers to the long period of the liquid being held in Zen, and we can be regarded as doing a long line as long as we hold it for a long time, which is very simple. <>

Two. Is it better to be in the long term.

So should we do ** should it be better to do long-term or **? For most people, I think it's better to do the long term. According to some relevant information and statistics, it is found that 90% of the ** are basically in a profitable state in terms of annual rate of return, and only 10% of the ** will be loss.

Of course, this refers to the ** market or the bull market, and in the bear market, basically 90% of the ** will lose money. Most of the time, it is dominated by the ** market, which means that most of the time if we take a year, there is a 90% probability that we can make money. But many people think they are going to frequent **operations**, and as a result, they have made a lot of money in a year, but their accounts have lost money, because leeks are doing tricks in their hearts, chasing up and down.

Three. ** Different kinds.

It also has different kinds, there are on-site ** and off-the-counter**on-site**, it is ETF**, it can be traded freely like **, over-the-counter** is the kind of **also called public offering** that we usually subscribe for, it Qingxin in addition to public offering**There is also a kind called private placement**, but private ** its transaction threshold is relatively high, as long as you have more than 1 million funds, you can participate in the subscription of private placement**. Normal people go to buy public offerings**, and they can basically make money by holding it for a long time, so you don't need to worry too much about these things. <>

After reading it, remember to like + follow + collect.

It is important to understand the positive and closed aspects of long-term investment, to grasp the influence of it, and to pay attention to the duration of the investment. Choose according to the measurement of funds, or understand the status of the shares, or you can understand the index status of **.

Just buy a ** branch with only a long line of regret. You can go to the market to see which one is better, more stable, and cheaper, so that you can buy a long-term ** bi to lose.

It is necessary to operate accordingly on **, and shout and set the profit time of ** to a little longer. You can observe that the market is leaking, so that you can find the long-term **.

First of all, it is necessary to alleviate the risk of advances, we should pay attention to the recent relevant parameters and indexes, we should raise the judgment and measurement ability of individuals, and you can also choose some passive indexes, and the most important thing is to reduce the number and type of positions.