I want to buy a fund, which bank charges less, or how to pay less 15

1.If you buy it over the counter at the bank, there is no discount on the handling fee.

2.Buy with online banking, convenient, no need to queue, ICBC's handling fee is 20% off, Bank of Communications is 4% off, and there are many consignment sales, and the service is good. China Merchants Bank's online banking is the most professional.

3.Buy directly at **company on the Internet, with the lowest handling fee.

Lao Jimin suggested that it is best to choose the online sales of ** company to buy.

The advantage of this is that on the one hand, the handling fee is much cheaper, and the most important thing is that if you buy a base, the performance is not good, and you feel that you have bought the wrong one, then you can switch to other bases with good performance under the same ** company in time.

This saves you the time and cost of redeeming the base from the bank and re-a**, and it does not delay you counting your money every day.

You can consider purchasing ** through online banking, the general rate is in, and it is recommended to use the online banking of IB because the bank sells the most**.

Of course, it is Industrial Bank, to apply for a wealth management card, there is no annual fee, most of the online purchase ** is the subscription fee, and the outside is basically Oh), and it covers most of the **.

There is no way to buy Rongtong Company's **, there is no discount for any card, and there is no discount for online direct sales.

If you want to buy E Fund's **, it is best to get a GF card, and GF card to buy E Fund's subscription fee.

If you buy, the handling fee of the account is low, and the company of the account is generally closely connected with the company, and the subscription rate is generally, and the subscription rate for the bank is generally.

When investors intend to redeem the counterparty, they can bring the debit card and ** transaction card of the opening bank, and also fill in and submit the transaction application form before 3 pm, and after the counter is accepted, the investor can inquire after 5 days and the redemption funds will be received.

If the trading investor needs to cancel the transaction, he can bring the **transaction card and bank debit card, fill in the transaction application ** at the counter, and indicate the cancellation of the transaction before 15 o'clock on the day of the transaction.

Obviously, banks do not offer discounts, and most of them can be discounted by 4% by opening an account with a company. Moreover, the company will have a more complete variety than the bank.

The bank is one of the main sales channels, and it also charges a handling fee, and you need to know that the fees are different for different channels, so how to calculate the handling fee for buying ** in the bank?

What is the Capital Preservation** investment strategy? Dividend in February 2017**.

**Processing Fee:

The handling fee of buying and selling** refers to the fee paid to the sales agency when buying or selling, which is used to compensate the cost incurred by the sales agency due to the purchase and sale procedures. The commission is a one-time fee, which means that you must pay the fee in one lump sum when you buy and sell**, but you do not need to pay it at any other time.

In order to prevent sales agencies from joining hands to raise fees and damage the interests of investors, or excessively reduce rates and cause vicious competition in the industry, many countries and regions generally have upper or lower limits on the handling fees of ** trading.

How to calculate the handling fee for buying ** at the bank?

There is no difference in the commission for buying at a bank and buying at a company. Under normal circumstances, the bank purchase fee is generally 4% off if the company buys directly, that is, the company account buys, and when you handle the account, you must make an appointment in advance, so that the appointment to handle the purchase commission is 6/10,000, and the purchase is 1/10,000.

How can I save money on subscription fees when I buy from a bank**?

1. In addition to providing direct payment by bank card, the company's online banking also provides some other third-party payments, such as Tonglian Pay except for the Bank of China, which has a minimum rate of 4% off, and many **companies support Alipay account funds to buy**, and the subscription fee is also a minimum of 4% off, investors can transfer funds to Alipay, and then buy**.

2. Remittance transaction payment method, most of the ** companies have opened this payment method, only need to pay the subscription funds in accordance with the requirements of the **company online banking, you can subscribe**, no matter what bank card can generally be at least 4 folds, and some ** companies also provide more preferential 1% off or even zero rate subscription.

3. Purchased through currency ** or financial tools based on this, most ** companies have their "treasure" currency ** tool products, which are generally at least 4% off when transferred to active partial stocks, and special ones can also be 1% off or even free.

**The subscription calculation formula is: subscription fee = subscription amount and subscription fee.

**The subscription calculation formula is: subscription fee = subscription amount and subscription fee.

**The redemption calculation formula is: redemption fee = redemption share on the redemption date**net unit value redemption rate.

**Calculation of transaction fees.

1. The bank counter purchase fee is the most expensive, generally is;

Closed-end and LOF can be purchased on the company's trading account, and commissions are charged for on-site purchases, which are charged according to **. No stamp duty is charged; The commission is generally 2/1000 according to the regulations of the ** company where you work.

After the company's trading account is opened, you can buy his **, and the discount is not discounted to see the regulations of the **company and **the company, some are discounted, and some are not discounted. The cost varies from to to.

The online bank also looks at the ** varieties sold by the bank, some of which are discounted and some are not. For example, the minimum acquisition fee of Bank of Communications, Industrial Bank, etc., is low, and the Industrial and Commercial Bank of China and China Construction Bank generally discount 20. I don't know about other banks.

You can take a look at the bank's announcement.

**Company direct sales: Direct sales are generally four-fold, plus the transfer fee of online banking, about every 2 yuan. Because dropshipping must also be purchased from your online banking.

2. Fixed investment can be handled at the bank counter, at the company, on the online bank, or directly on the company.

No matter if you buy, you have to see that this place has the consignment you want. Because of some of them, almost all of them are entrusted sales, and some of them are entrusted with sales by only a few banks and brokers.

Floor trading is like buying**. Buying at the high is a loss, buying at the low is a win. Floor trading is the business on the account of **company**, and the commission is charged without stamp duty and handling fees.

OTC transactions are sold directly at the bank or **company**, i.e. the subscription fee is generally unknown, the purchase is unknown according to the principle**At the same time, only know how much your** is buying the market only at night.

My friend Xiao Chen wanted to buy ** and came to me to consult: "Is there a handling fee for buying **?" Can it be saved? **Cheaper to buy? ”

Xiao Chen's question is simple, but it is not easy to answer it clearly in a few words. Because if he buys a different **, or the amount of purchase is different, or the holding time is different, the corresponding handling fee will be different. So, I decided to explain it to him slowly.

First of all, the most intuitive fees for investors are subscription fees and redemption fees. Pay a certain percentage of the fee when ****, and pay a certain fee when selling. Generally speaking, if the subscription fee of **type ** does not exceed the subscription amount, and the subscription fee of bond type ** does not exceed the redemption fee, it refers to the fee charged when you want to sell **, and the rate is not calculated according to the purchase and sale amount, but the time limit of holding.

For example, Xiao Chen bought a **** a year ago, and if he wants to sell it within a year, he will have to pay a redemption fee, but if he holds it for more than 2 years, he generally does not need to pay a redemption fee.

In order to encourage investors to invest in the long term, many ** companies provide two charging models for investors to choose, one is the usual front-end charging model, investors pay the subscription (subscription) fee at the same time as the purchase of **, with the increase of the subscription amount and decrease, generally to hundreds of thousands of yuan of investment amount to have a discount. The other is called the back-end fee, which allows investors to pay the subscription (subscription) fee at the time of purchase, and only pay it at the time of redemption. The rate of back-end charges will generally decrease as you hold ** for an extended period of time, and if the time is long enough, you can even waive the subscription (subscription) fee.

In addition to the visible handling fees, there are also some fees that are withdrawn from ** assets, including management fees, custody fees, and sales service fees. At present, most of the ** type ** in China is calculated according to the proportion of ** management fee, the management fee rate of bond ** is generally less than 1%, and the management fee rate of currency ** is usually lower than the custody fee; Escrow rates tend to be higher than those for bonds and money markets.

1. Handling fee for subscription**:

1. The subscription rate of the bank counter purchase**;

2. The subscription rate of ** company and ** company is discounted by four;

3. The ** subscription rate of online banking is discounted by 20%.

2. Brief introduction of the concept:

1. The subscription rate is the ratio of the subscription fee that investors need to pay when purchasing ** shares after the establishment of **. When investors subscribe differently**, the subscription fee may be different depending on the size of the subscription amount.

2. **Subscription refers to the act of investors opening ** accounts with **management companies or selected **distribution agencies, and applying for the purchase of ** shares in accordance with the prescribed procedures. The number of shares subscribed for is calculated on the basis of the net asset value of the shares on the subscription date, and the specific calculation method must meet the requirements of the relevant regulations of the regulatory authorities and be specified in the ** sales documents.